Cost of Living Comparison Between Cebu and Tarlac City Cost of Living Comparison Between Cebu and Tarlac City

😐 Solo nomad: Cebu is 51.8% more expensive than Tarlac City without rent, and 38.5% more expensive with rent.
😐 Family of 3: Cebu is 32.5% more expensive than Tarlac City without rent, and 40.3% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Tarlac City
Difference
Meal at Budget Restaurant
$4.37 ₱262
$2.63 ₱157
66.16%
Three-Course Dinner for Two, Mid-Range
$24.24 ₱1,452
$15.10 ₱905
60.53%
Fast Food Meal (McDonalds, etc)
$4.48 ₱269
$3.48 ₱208
28.74%
Cappuccino
$2.56 ₱153
$1.59 ₱95.2
61.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ₱51.1
$0.87 ₱51.9
-2.30%
Water (0.33 liter bottle)
$0.43 ₱25.55
$0.28 ₱16.87
53.57%
Local Beer (0.5 liter draught)
$1.53 ₱91.7
$0.93 ₱55.7
64.52%
Imported Beer (0.33 liter bottle)
$2.09 ₱125
$1.72 ₱103
21.51%
🛒 Groceries & Markets
Cebu
Tarlac City
Difference
Milk (1 liter)
$2.31 ₱139
$1.65 ₱98.8
40.00%
White Bread (500g)
$1.52 ₱91.3
$1.48 ₱88.8
2.70%
Rice (white) (1kg)
$1.17 ₱69.8
$0.94 ₱56.1
24.47%
Eggs
$2.38 ₱142
$2.00 ₱120
19.00%
Local Cheese (1kg)
$12.82 ₱768
$8.67 ₱519
47.87%
Chicken Fillets (1kg)
$5.35 ₱321
$3.14 ₱188
70.38%
Beef Round Steak (1kg)
$7.52 ₱450
$5.97 ₱358
25.96%
Apples (1kg)
$3.46 ₱208
$2.98 ₱179
16.11%
Banana (1kg)
$1.46 ₱87.6
$1.61 ₱96.5
-9.32%
Oranges (1kg)
$3.26 ₱195
$2.10 ₱126
55.24%
Tomato (1kg)
$2.25 ₱135
$1.47 ₱88.2
53.06%
Potato (1kg)
$2.56 ₱154
$1.45 ₱86.6
76.55%
Onion (1kg)
$2.57 ₱154
$1.16 ₱69.7
121.55%
Lettuce (1 head)
$0.97 ₱58.2
$0.87 ₱51.9
11.49%
Water (1.5 liter bottle)
$0.77 ₱46.23
$0.82 ₱49.13
-6.10%
Cigarettes 20 Pack (Marlboro, Camel)
$3.27 ₱196
$2.77 ₱166
18.05%
Wine (Bottle)
$6.84 ₱410
$3.93 ₱236
74.05%
Local Beer (0.5 liter bottle)
$1.16 ₱69.3
$0.78 ₱46.48
48.72%
Imported Beer (0.33 liter bottle)
$2.33 ₱139
$1.50 ₱89.7
55.33%
🚌 Getting Around
Cebu
Tarlac City
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.49
$0.26 ₱15.57
-
Public Transport Monthly Pass (Regular Price)
$15.33 ₱919
$8.10 ₱485
89.26%
Taxi Start (Normal Tariff)
$0.87 ₱52.4
$0.77 ₱45.83
12.99%
Taxi (Normal Tariff) (1km)
$0.23 ₱13.67
$0.24 ₱14.42
-4.17%
Taxi 1hour Waiting (Normal Tariff)
$2.71 ₱162
$2.11 ₱127
28.44%
Gasoline (1 liter)
$1.15 ₱68.7
$1.12 ₱67.3
2.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7K ₱1.8M
$28.4K ₱1.7M
8.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.0K ₱1.6M
$19.7K ₱1.2M
37.24%
🧾 Monthly Utilities & Internet
Cebu
Tarlac City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.4 ₱5,776
$98.5 ₱5,898
-2.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.40 ₱2,061
$16.20 ₱970
112.35%
Internet (50+ Mbps, Unlimited Data)
$29.34 ₱1,758
$26.50 ₱1,588
10.72%
🎉 Sport & Entertainment
Cebu
Tarlac City
Difference
Gym Membership (Monthly)
$33.83 ₱2,027
$44.70 ₱2,678
-24.32%
Tennis Court (1 Hour on Weekend)
$8.29 ₱497
$17.39 ₱1,042
-52.33%
Cinema Ticket
$5.78 ₱346
$6.15 ₱368
-6.02%
🧸 Childcare & Education
Cebu
Tarlac City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$234 ₱14.0K
$170 ₱10.2K
37.05%
International Primary School, 1 Child (Yearly)
$3,897 ₱233.5K
$13.8K ₱828.6K
-71.82%
👕👟 Clothing & Footwear
Cebu
Tarlac City
Difference
Jeans (Levis 501 Or Similar)
$53.6 ₱3,208
$45.27 ₱2,712
18.29%
Summer Dress (H&M, Zara, etc)
$22.90 ₱1,372
$26.57 ₱1,592
-13.81%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,587
$50.7 ₱3,037
51.06%
Men's Leather Business Shoes
$56.2 ₱3,368
$36.96 ₱2,214
52.11%
🏠 Accommodation & Living
Cebu
Tarlac City
Difference
1-bedroom Apartment, City Center (Monthly)
$510 ₱30.5K
$127 ₱7,632
300.10%
1-bedroom Apartment, Outside City Center (Monthly)
$217 ₱13.0K
$99.9 ₱5,985
117.08%
3-bedroom Apartment, City Center (Monthly)
$803 ₱48.1K
$266 ₱15.9K
202.41%
3-bedroom Apartment, Outside City Center (Monthly)
$388 ₱23.2K
$179 ₱10.7K
116.55%
Buy Apartment in City Center (m2)
$3,082 ₱184.7K
$384 ₱23.0K
702.15%
Buy Apartment Outside City Center (m2)
$1,952 ₱116.9K
$308 ₱18.5K
533.31%
💵 Salaries & Financials
Cebu
Tarlac City
Difference
Average Monthly Net Salary (After Tax)
$382 ₱22.9K
$227 ₱13.6K
68.39%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.17
29.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: April 14, 2026

Last update for Tarlac City: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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