Last update: Oct 2026

Cost of Living Comparison Between Tamuning and Hong Kong

For one person, living is cheaper in Tamuning: $1,269 a month against $2,984 in Hong Kong, rent and utilities included – about $20,600 less a year. Rent and utilities account for most of the difference.

142

Cost of Living Index in Tamuning
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Tamuning Living Index
144

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Tamuning

🇬🇺 Guam

$1,269

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Monthly Cost of Living

How much you'll spend in Tamuning and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tamuning and in Hong Kong actually costs, broken down by who's living it.

A single person spends $1,269 per month in Tamuning vs $2,984 in Hong Kong, rent included.

Tamuning $1,269
Hong Kong $2,984

A couple spends around $1,824 per month in Tamuning vs $4,558 in Hong Kong, rent included.

Tamuning $1,824
Hong Kong $4,558

A family of three spends $2,379 per month in Tamuning vs $6,132 in Hong Kong, rent included.

Tamuning $2,379
Hong Kong $6,132

Tamuning is about 57% cheaper than Hong Kong, and outside of rent the biggest gap is in clothing.

Tamuning sits 5% below the global median, while Hong Kong is 123% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$14.98 $14.98

$8.46 HK$66.4

77.07%

Three-Course Dinner for Two, Mid-Range

$54.9 $54.9

$63.2 HK$496

-13.06%

Fast Food Meal (McDonalds, etc)

$14.94 $14.94

$6.20 HK$48.66

140.97%

Cappuccino

$5.43 $5.43

$4.90 HK$38.42

10.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 $2.92

$1.27 HK$10.01

129.92%

Water (0.33 liter bottle)

$1.23 $1.23

$1.06 HK$8.31

16.04%

Local Beer (0.5 liter draught)

$6.69 $6.69

$7.68 HK$60.3

-12.89%

Imported Beer (0.33 liter bottle)

$15.21 $15.21

$6.28 HK$49.24

142.20%

Milk (1 liter)

$3.42 $3.42

$2.86 HK$22.45

19.58%

White Bread (500g)

$6.93 $6.93

$2.43 HK$19.10

185.19%

Rice (white) (1kg)

$2.40 $2.40

$2.18 HK$17.09

10.09%

Eggs

$7.04 $7.04

$3.54 HK$27.80

98.87%

Local Cheese (1kg)

$25.12 HK$197

Chicken Fillets (1kg)

$8.89 HK$69.8

Beef Round Steak (1kg)

$17.63 HK$138

Apples (1kg)

$8.13 $8.13

$4.11 HK$32.23

97.81%

Banana (1kg)

$3.12 $3.12

$2.72 HK$21.32

14.71%

Oranges (1kg)

$4.86 $4.86

$4.59 HK$36.05

5.88%

Tomato (1kg)

$7.57 $7.57

$4.02 HK$31.52

88.31%

Potato (1kg)

$4.08 $4.08

$3.25 HK$25.50

25.54%

Onion (1kg)

$2.83 $2.83

$3.27 HK$25.70

-13.46%

Lettuce (1 head)

$1.60 HK$12.54

Water (1.5 liter bottle)

$1.73 HK$13.56

Cigarettes 20 Pack (Marlboro, Camel)

$9.29 $9.29

$13.14 HK$103

-29.30%

Wine (Bottle)

$12.23 $12.23

$16.59 HK$130

-26.28%

Local Beer (0.5 liter bottle)

$2.01 HK$15.80

Imported Beer (0.33 liter bottle)

$2.18 HK$17.13

One-way Ticket (Public Transport)

$1.44 HK$11.31

Public Transport Monthly Pass (Regular Price)

$89.1 HK$699

Taxi Start (Normal Tariff)

$20.20 $20.20

$3.64 HK$28.54

454.95%

Taxi (Normal Tariff) (1km)

$1.31 HK$10.29

Taxi 1hour Waiting (Normal Tariff)

$15.82 HK$124

Gasoline (1 liter)

$1.37 $1.37

$4.06 HK$31.89

-66.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.4K HK$348.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$37.4K HK$293.2K

-28.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$441 $441

$247 HK$1,942

78.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$76.4 $76.4

$15.89 HK$125

381.06%

Internet (50+ Mbps, Unlimited Data)

$94.1 $94.1

$21.46 HK$168

338.58%

Gym Membership (Monthly)

$91.4 HK$717

Tennis Court (1 Hour on Weekend)

$9.08 HK$71.3

Cinema Ticket

$13.96 HK$110

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$405 $405

$1,155 HK$9,068

-64.93%

International Primary School, 1 Child (Yearly)

$22.3K HK$174.6K

Jeans (Levis 501 Or Similar)

$68.9 HK$541

Summer Dress (H&M, Zara, etc)

$40.44 HK$317

Sport Shoes (Adidas, Nike)

$79.9 HK$627

Men's Leather Business Shoes

$118 HK$923

1-bedroom Apartment, City Center (Monthly)

$1,281 $1,281

$2,180 HK$17.1K

-41.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

3-bedroom Apartment, City Center (Monthly)

$5,047 HK$39.6K

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

Buy Apartment in City Center (m2)

$29.1K HK$228.7K

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

Average Monthly Net Salary (After Tax)

$3,228 HK$25.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tamuning: October 4, 2026

Last update for Hong Kong: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Tamuning

$612 49.2%

Hong Kong

$285 9.5% 53.4% $327

Eating Out

Tamuning

$310 25%

Hong Kong

$205 6.9% 33.8% $105

Groceries & Markets

Tamuning

$300 * 24.2%

Hong Kong

$415 13.9% 38.2% $115

Getting Around

Tamuning

$20 * 1.6%

Hong Kong

$105 3.5% 420% $85

Sport & Entertainment

Tamuning

- * 0%

Hong Kong

$119 4%

Clothing & Footwear

Tamuning

- * 0%

Hong Kong

$138 4.6%

Accommodation & Living

Tamuning

- * 0%

Hong Kong

$1.7K 57.5%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,281 in Tamuning versus $2,180 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $55.0 in Tamuning versus $63.0 in Hong Kong. Monthly groceries follow the same trend: $300 vs $415 – making Tamuning the more affordable choice for daily food spending.

Good to know

🇬🇺 Tamuning

🇭🇰 Hong Kong

🕒 Local time

21:17 9:17 PM

19:17 7:17 PM

2 h behind Tamuning

🌤 Weather

👥 Population

19,685

1,367,900 Capital

💱 Currency

United States Dollar USD $

Hong Kong Dollar HKD $

📈 Exchange rate

1 USD = 0.892 EUR

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

Exchange rates and currency converter

HKD, EUR to USD – United States Dollar Converter

🇭🇰 Hong Kong Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Hong Kong Dollar exchange rates as of October 10, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.79 HKD (1 HKD = 0.114 EUR).

HKD to USD in detail →

On the map

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Between locations

Tamuning Hong Kong 3,380 km ≈ 4 h 45 min nonstop flight

From you

Tamuning
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tamuning vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,269 in Tamuning, $2,984 in Hong Kong – roughly 135% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,903 per month in Tamuning and $4,476 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tamuning, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $55.0 in Tamuning and $63.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 38% more in Hong Kong, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Tamuning, where all-in costs run around $1,269, than in Hong Kong at $2,984. In Tamuning it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,269 in Tamuning to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tamuning. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.