Cost of Living Comparison Between Tamuning and Florence Cost of Living Comparison Between Tamuning and Florence

Monthly Cost of Living

A single person spends $2,859 per month in Tamuning vs $2,128 in Florence, rent included.

A couple spends around $3,885 per month in Tamuning vs $3,310 in Florence, rent included.

A family of three spends $4,912 per month in Tamuning vs $4,493 in Florence, rent included.

Tamuning costs about 34% more than Florence, driven mainly by Monthly Utilities & Internet.

Both Tamuning and Florence sit above the global median – Tamuning by 113%, Florence by 59%.

Meal at Budget Restaurant

$14.71 $14.71

$22.77 €19.59

-35.40%

Three-Course Dinner for Two, Mid-Range

$66.9 $66.9

$92.9 €79.9

-28.03%

Fast Food Meal (McDonalds, etc)

$14.76 $14.76

$11.73 €10.09

25.83%

Cappuccino

$6.26 $6.26

$1.93 €1.66

224.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 $2.95

$3.34 €2.87

-11.68%

Water (0.33 liter bottle)

$1.67 $1.67

$1.62 €1.39

3.09%

Local Beer (0.5 liter draught)

$7.57 $7.57

$7.06 €6.07

7.22%

Imported Beer (0.33 liter bottle)

$13.40 $13.40

$7.10 €6.11

88.73%

Milk (1 liter)

$3.56 $3.56

$1.63 €1.40

118.40%

White Bread (500g)

$6.75 $6.75

$2.30 €1.98

193.48%

Rice (white) (1kg)

$2.42 $2.42

$4.29 €3.69

-43.59%

Eggs

$7.57 $7.57

$4.36 €3.75

73.62%

Local Cheese (1kg)

$20.70 €17.81

Chicken Fillets (1kg)

$8.23 $8.23

$11.17 €9.61

-26.32%

Beef Round Steak (1kg)

$20.76 €17.85

Apples (1kg)

$8.19 $8.19

$2.77 €2.38

195.67%

Banana (1kg)

$3.02 $3.02

$1.85 €1.59

63.24%

Oranges (1kg)

$4.78 $4.78

$2.88 €2.48

65.97%

Tomato (1kg)

$8.04 $8.04

$3.57 €3.07

125.21%

Potato (1kg)

$4.29 $4.29

$1.63 €1.40

163.19%

Onion (1kg)

$3.56 $3.56

$1.72 €1.48

106.98%

Lettuce (1 head)

$2.92 $2.92

$1.68 €1.44

73.81%

Water (1.5 liter bottle)

$0.55 €0.48

Cigarettes 20 Pack (Marlboro, Camel)

$9.45 $9.45

$7.03 €6.05

34.42%

Wine (Bottle)

$12.20 $12.20

$8.25 €7.09

47.88%

Local Beer (0.5 liter bottle)

$1.66 €1.43

Imported Beer (0.33 liter bottle)

$2.45 €2.11

One-way Ticket (Public Transport)

$2.02 €1.74

Public Transport Monthly Pass (Regular Price)

$43.22 €37.18

Taxi Start (Normal Tariff)

$22.64 $22.64

$5.93 €5.10

281.79%

Taxi (Normal Tariff) (1km)

$1.77 €1.53

Taxi 1hour Waiting (Normal Tariff)

$36.47 €31.38

Gasoline (1 liter)

$1.41 $1.41

$2.12 €1.82

-33.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €28.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$31.5K €27.1K

-17.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$505 $505

$206 €177

145.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.3 $74.3

$13.67 €11.76

443.60%

Internet (50+ Mbps, Unlimited Data)

$130 $130

$34.98 €30.09

272.38%

Gym Membership (Monthly)

$34.76 $34.76

$85.5 €73.6

-59.35%

Tennis Court (1 Hour on Weekend)

$23.85 €20.51

Cinema Ticket

$15.11 $15.11

$11.79 €10.14

28.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 $401

$765 €658

-47.54%

International Primary School, 1 Child (Yearly)

$19.6K €16.9K

Jeans (Levis 501 Or Similar)

$49.11 $49.11

$88.3 €75.9

-44.36%

Summer Dress (H&M, Zara, etc)

$39.69 $39.69

$31.84 €27.39

24.65%

Sport Shoes (Adidas, Nike)

$70.0 $70.0

$85.1 €73.2

-17.79%

Men's Leather Business Shoes

$147 €127

1-bedroom Apartment, City Center (Monthly)

$1,819 $1,819

$1,117 €960

62.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,286 $1,286

$883 €759

45.69%

3-bedroom Apartment, City Center (Monthly)

$2,375 $2,375

$2,272 €1,954

4.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,980 $1,980

$1,528 €1,315

29.52%

Buy Apartment in City Center (m2)

$6,579 €5,659

Buy Apartment Outside City Center (m2)

$4,016 €3,455

Average Monthly Net Salary (After Tax)

$2,061 €1,773

20-Year Fixed Mortgage Interest Rate (Annual %)

4.22

3.96

6.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tamuning: May 31, 2026

Last update for Florence: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,819 in Tamuning versus $1,117 in Florence. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $67.0 in Tamuning versus $93.0 in Florence. Monthly groceries follow the same trend: $359 vs $360 – making Tamuning the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tamuning vs Florence: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,859 in Tamuning, $2,128 in Florence – roughly 34% apart. Tamuning costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $4,288 per month in Tamuning and $3,191 in Florence. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Florence, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,859 in Tamuning and $2,128 in Florence. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $401 per month in Tamuning and $765 in Florence. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Florence, where all-in costs run around $2,128, than in Tamuning at $2,859. In Florence it covers expenses comfortably, while in Tamuning it requires careful planning or may not stretch far enough.

Families tend to lean toward Florence – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Florence. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tamuning makes more sense. Both are solid long-term options with distinct trade-offs.