Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Tamuning

For one person, living is cheaper in Tamuning: $1,269 a month against $2,984 in Hong Kong, rent and utilities included – about $20,600 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Hong Kong
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Hong Kong Living Index
142

Cost of Living Index in Tamuning
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Tamuning Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Tamuning

🇬🇺 Guam

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Tamuning

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Tamuning actually costs, broken down by who's living it.

A single person spends $2,984 per month in Hong Kong vs $1,269 in Tamuning, rent included.

Hong Kong $2,984
Tamuning $1,269

A couple spends around $4,558 per month in Hong Kong vs $1,824 in Tamuning, rent included.

Hong Kong $4,558
Tamuning $1,824

A family of three spends $6,132 per month in Hong Kong vs $2,379 in Tamuning, rent included.

Hong Kong $6,132
Tamuning $2,379

Hong Kong costs about 135% more than Tamuning, and outside of rent the biggest gap is in clothing.

Hong Kong sits 123% above the global median, while Tamuning is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.46 HK$66.4

$14.98 $14.98

-43.52%

Three-Course Dinner for Two, Mid-Range

$63.2 HK$496

$54.9 $54.9

15.02%

Fast Food Meal (McDonalds, etc)

$6.20 HK$48.66

$14.94 $14.94

-58.50%

Cappuccino

$4.90 HK$38.42

$5.43 $5.43

-9.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$10.01

$2.92 $2.92

-56.51%

Water (0.33 liter bottle)

$1.06 HK$8.31

$1.23 $1.23

-13.82%

Local Beer (0.5 liter draught)

$7.68 HK$60.3

$6.69 $6.69

14.80%

Imported Beer (0.33 liter bottle)

$6.28 HK$49.24

$15.21 $15.21

-58.71%

Milk (1 liter)

$2.86 HK$22.45

$3.42 $3.42

-16.37%

White Bread (500g)

$2.43 HK$19.10

$6.93 $6.93

-64.94%

Rice (white) (1kg)

$2.18 HK$17.09

$2.40 $2.40

-9.17%

Eggs

$3.54 HK$27.80

$7.04 $7.04

-49.72%

Local Cheese (1kg)

$25.12 HK$197

Chicken Fillets (1kg)

$8.89 HK$69.8

Beef Round Steak (1kg)

$17.63 HK$138

Apples (1kg)

$4.11 HK$32.23

$8.13 $8.13

-49.45%

Banana (1kg)

$2.72 HK$21.32

$3.12 $3.12

-12.82%

Oranges (1kg)

$4.59 HK$36.05

$4.86 $4.86

-5.56%

Tomato (1kg)

$4.02 HK$31.52

$7.57 $7.57

-46.90%

Potato (1kg)

$3.25 HK$25.50

$4.08 $4.08

-20.34%

Onion (1kg)

$3.27 HK$25.70

$2.83 $2.83

15.55%

Lettuce (1 head)

$1.60 HK$12.54

Water (1.5 liter bottle)

$1.73 HK$13.56

Cigarettes 20 Pack (Marlboro, Camel)

$13.14 HK$103

$9.29 $9.29

41.44%

Wine (Bottle)

$16.59 HK$130

$12.23 $12.23

35.65%

Local Beer (0.5 liter bottle)

$2.01 HK$15.80

Imported Beer (0.33 liter bottle)

$2.18 HK$17.13

One-way Ticket (Public Transport)

$1.44 HK$11.31

Public Transport Monthly Pass (Regular Price)

$89.1 HK$699

Taxi Start (Normal Tariff)

$3.64 HK$28.54

$20.20 $20.20

-81.98%

Taxi (Normal Tariff) (1km)

$1.31 HK$10.29

Taxi 1hour Waiting (Normal Tariff)

$15.82 HK$124

Gasoline (1 liter)

$4.06 HK$31.89

$1.37 $1.37

196.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.4K HK$348.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K HK$293.2K

$26.6K $26.6K

40.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 HK$1,942

$441 $441

-43.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.89 HK$125

$76.4 $76.4

-79.21%

Internet (50+ Mbps, Unlimited Data)

$21.46 HK$168

$94.1 $94.1

-77.20%

Gym Membership (Monthly)

$91.4 HK$717

Tennis Court (1 Hour on Weekend)

$9.08 HK$71.3

Cinema Ticket

$13.96 HK$110

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,155 HK$9,068

$405 $405

185.18%

International Primary School, 1 Child (Yearly)

$22.3K HK$174.6K

Jeans (Levis 501 Or Similar)

$68.9 HK$541

Summer Dress (H&M, Zara, etc)

$40.44 HK$317

Sport Shoes (Adidas, Nike)

$79.9 HK$627

Men's Leather Business Shoes

$118 HK$923

1-bedroom Apartment, City Center (Monthly)

$2,180 HK$17.1K

$1,281 $1,281

70.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,718 HK$13.5K

3-bedroom Apartment, City Center (Monthly)

$5,047 HK$39.6K

3-bedroom Apartment, Outside City Center (Monthly)

$3,543 HK$27.8K

Buy Apartment in City Center (m2)

$29.1K HK$228.7K

Buy Apartment Outside City Center (m2)

$17.6K HK$137.9K

Average Monthly Net Salary (After Tax)

$3,228 HK$25.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.91

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 4, 2026

Last update for Tamuning: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.7K 57.5%

Tamuning

- * 0% 100%

Groceries & Markets

Hong Kong

$415 13.9%

Tamuning

$300 * 24.2% 27.6% $115

Monthly Utilities & Internet

Hong Kong

$285 9.5%

Tamuning

$612 49.2% 115% $327

Eating Out

Hong Kong

$205 6.9%

Tamuning

$310 25% 51.2% $105

Clothing & Footwear

Hong Kong

$138 4.6%

Tamuning

- * 0% 100%

Sport & Entertainment

Hong Kong

$119 4%

Tamuning

- * 0% 100%

Getting Around

Hong Kong

$105 3.5%

Tamuning

$20 * 1.6% 80.8% $85

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,180 in Hong Kong versus $1,281 in Tamuning. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $63.0 in Hong Kong versus $55.0 in Tamuning. Monthly groceries follow the same trend: $415 vs $300 – making Tamuning the more affordable choice for daily food spending.

Good to know

🇭🇰 Hong Kong

🇬🇺 Tamuning

🕒 Local time

15:06 3:06 PM

17:06 5:06 PM

2 h ahead of Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

19,685

💱 Currency

Hong Kong Dollar HKD $

United States Dollar USD $

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 10, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to HKD in detail →

On the map

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Between locations

Hong Kong Tamuning 3,380 km ≈ 4 h 45 min nonstop flight

From you

Hong Kong
Tamuning

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Tamuning: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,984 in Hong Kong, $1,269 in Tamuning – roughly 135% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $4,476 per month in Hong Kong and $1,903 in Tamuning. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tamuning, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $63.0 in Hong Kong and $55.0 in Tamuning. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 38% more in Hong Kong, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Tamuning, where all-in costs run around $1,269, than in Hong Kong at $2,984. In Tamuning it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,269 in Tamuning to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tamuning. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.