Cost of Living Comparison Between Tamuning and Hagatna Cost of Living Comparison Between Tamuning and Hagatna

Monthly Cost of Living

A single person spends $2,841 per month in Tamuning vs $3,241 in Hagatna, rent included.

A couple spends around $3,865 per month in Tamuning vs $4,465 in Hagatna, rent included.

A family of three spends $4,889 per month in Tamuning vs $5,690 in Hagatna, rent included.

Tamuning is about 12% cheaper than Hagatna, driven mainly by Groceries & Markets.

Both Tamuning and Hagatna sit above the global median – Tamuning by 113%, Hagatna by 143%.

Meal at Budget Restaurant

$15.20 $15.20

$24.57 $24.57

-38.14%

Three-Course Dinner for Two, Mid-Range

$68.0 $68.0

$83.0 $83.0

-18.13%

Fast Food Meal (McDonalds, etc)

$14.70 $14.70

$10.10 $10.10

45.54%

Cappuccino

$6.55 $6.55

$4.43 $4.43

47.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.94 $2.94

$1.47 $1.47

100.00%

Water (0.33 liter bottle)

$1.58 $1.58

$1.48 $1.48

6.76%

Local Beer (0.5 liter draught)

$7.53 $7.53

$4.32 $4.32

74.31%

Imported Beer (0.33 liter bottle)

$13.32 $13.32

$5.92 $5.92

125.00%

Milk (1 liter)

$3.56 $3.56

$3.87 $3.87

-8.01%

White Bread (500g)

$6.72 $6.72

$4.10 $4.10

63.90%

Rice (white) (1kg)

$2.47 $2.47

$3.04 $3.04

-18.75%

Eggs

$7.94 $7.94

$5.66 $5.66

40.28%

Local Cheese (1kg)

$32.87 $32.87

Chicken Fillets (1kg)

$8.30 $8.30

$11.42 $11.42

-27.32%

Beef Round Steak (1kg)

$21.14 $21.14

Apples (1kg)

$8.58 $8.58

$11.01 $11.01

-22.07%

Banana (1kg)

$3.04 $3.04

Oranges (1kg)

$4.75 $4.75

$10.99 $10.99

-56.78%

Tomato (1kg)

$8.47 $8.47

$10.94 $10.94

-22.58%

Potato (1kg)

$4.10 $4.10

Onion (1kg)

$3.71 $3.71

Lettuce (1 head)

$3.01 $3.01

$5.14 $5.14

-41.44%

Water (1.5 liter bottle)

$2.44 $2.44

Cigarettes 20 Pack (Marlboro, Camel)

$9.39 $9.39

$6.89 $6.89

36.28%

Wine (Bottle)

$12.15 $12.15

Local Beer (0.5 liter bottle)

$2.04 $2.04

Imported Beer (0.33 liter bottle)

$4.04 $4.04

Taxi Start (Normal Tariff)

$22.13 $22.13

Gasoline (1 liter)

$1.38 $1.38

$1.49 $1.49

-7.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$503 $503

$332 $332

51.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.9 $74.9

$59.8 $59.8

25.23%

Internet (50+ Mbps, Unlimited Data)

$129 $129

$91.7 $91.7

40.36%

Gym Membership (Monthly)

$35.68 $35.68

$131 $131

-72.81%

Cinema Ticket

$14.95 $14.95

$15.93 $15.93

-6.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$393 $393

$534 $534

-26.37%

International Primary School, 1 Child (Yearly)

$29.5K $29.5K

Jeans (Levis 501 Or Similar)

$50.7 $50.7

Summer Dress (H&M, Zara, etc)

$39.66 $39.66

Sport Shoes (Adidas, Nike)

$70.5 $70.5

1-bedroom Apartment, City Center (Monthly)

$1,808 $1,808

$1,851 $1,851

-2.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,255 $1,255

$1,709 $1,709

-26.60%

3-bedroom Apartment, City Center (Monthly)

$2,349 $2,349

$2,746 $2,746

-14.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,945 $1,945

$2,508 $2,508

-22.46%

Average Monthly Net Salary (After Tax)

$6,932 $6,932

20-Year Fixed Mortgage Interest Rate (Annual %)

4.22

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tamuning: July 12, 2026

Last update for Hagatna: July 13, 2026

Cost Breakdown

A central one-bedroom costs $1,808 in Tamuning versus $1,851 in Hagatna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $68.0 in Tamuning versus $83.0 in Hagatna. Monthly groceries follow the same trend: $365 vs $555 – making Tamuning the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tamuning vs Hagatna: Cost of Living - Frequently Asked Questions

Hagatna costs about 14% more than Tamuning, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,262 per month in Tamuning and $4,862 in Hagatna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tamuning, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,841 in Tamuning and $3,241 in Hagatna. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $393 per month in Tamuning and $534 in Hagatna. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $2,841 in Tamuning and $3,241 in Hagatna. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Tamuning – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tamuning. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.