Cost of Living Comparison Between Tamuning and Hagatna Cost of Living Comparison Between Tamuning and Hagatna

Monthly Cost of Living

A single person spends $2,859 per month in Tamuning vs $3,263 in Hagatna, rent included.

A couple spends around $3,885 per month in Tamuning vs $4,471 in Hagatna, rent included.

A family of three spends $4,912 per month in Tamuning vs $5,680 in Hagatna, rent included.

Tamuning is about 12% cheaper than Hagatna, driven mainly by Groceries & Markets.

Both Tamuning and Hagatna sit above the global median – Tamuning by 113%, Hagatna by 143%.

Meal at Budget Restaurant

$14.71 $14.71

$24.98 $24.98

-41.11%

Three-Course Dinner for Two, Mid-Range

$66.9 $66.9

$80.9 $80.9

-17.37%

Fast Food Meal (McDonalds, etc)

$14.76 $14.76

$10.45 $10.45

41.24%

Cappuccino

$6.26 $6.26

$4.51 $4.51

38.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 $2.95

$1.47 $1.47

100.68%

Water (0.33 liter bottle)

$1.67 $1.67

$1.46 $1.46

14.38%

Local Beer (0.5 liter draught)

$7.57 $7.57

$4.31 $4.31

75.64%

Imported Beer (0.33 liter bottle)

$13.40 $13.40

$5.92 $5.92

126.35%

Milk (1 liter)

$3.56 $3.56

$3.97 $3.97

-10.33%

White Bread (500g)

$6.75 $6.75

$3.97 $3.97

70.03%

Rice (white) (1kg)

$2.42 $2.42

$2.99 $2.99

-19.06%

Eggs

$7.57 $7.57

$5.66 $5.66

33.75%

Local Cheese (1kg)

$32.56 $32.56

Chicken Fillets (1kg)

$8.23 $8.23

$11.63 $11.63

-29.23%

Beef Round Steak (1kg)

$20.58 $20.58

Apples (1kg)

$8.19 $8.19

$10.98 $10.98

-25.41%

Banana (1kg)

$3.02 $3.02

Oranges (1kg)

$4.78 $4.78

$11.17 $11.17

-57.21%

Tomato (1kg)

$8.04 $8.04

$11.13 $11.13

-27.76%

Potato (1kg)

$4.29 $4.29

Onion (1kg)

$3.56 $3.56

Lettuce (1 head)

$2.92 $2.92

$4.95 $4.95

-41.01%

Water (1.5 liter bottle)

$2.57 $2.57

Cigarettes 20 Pack (Marlboro, Camel)

$9.45 $9.45

$6.89 $6.89

37.16%

Wine (Bottle)

$12.20 $12.20

Local Beer (0.5 liter bottle)

$2.06 $2.06

Imported Beer (0.33 liter bottle)

$4.02 $4.02

Taxi Start (Normal Tariff)

$22.64 $22.64

Gasoline (1 liter)

$1.41 $1.41

$1.49 $1.49

-5.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$505 $505

$337 $337

49.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.3 $74.3

$61.2 $61.2

21.50%

Internet (50+ Mbps, Unlimited Data)

$130 $130

$94.2 $94.2

38.24%

Gym Membership (Monthly)

$34.76 $34.76

$131 $131

-73.43%

Cinema Ticket

$15.11 $15.11

$16.27 $16.27

-7.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 $401

$536 $536

-25.14%

International Primary School, 1 Child (Yearly)

$28.6K $28.6K

Jeans (Levis 501 Or Similar)

$49.11 $49.11

Summer Dress (H&M, Zara, etc)

$39.69 $39.69

Sport Shoes (Adidas, Nike)

$70.0 $70.0

1-bedroom Apartment, City Center (Monthly)

$1,819 $1,819

$1,855 $1,855

-1.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,286 $1,286

$1,723 $1,723

-25.36%

3-bedroom Apartment, City Center (Monthly)

$2,375 $2,375

$2,740 $2,740

-13.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,980 $1,980

$2,530 $2,530

-21.76%

Average Monthly Net Salary (After Tax)

$6,848 $6,848

20-Year Fixed Mortgage Interest Rate (Annual %)

4.22

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tamuning: May 31, 2026

Last update for Hagatna: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,819 in Tamuning versus $1,855 in Hagatna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $67.0 in Tamuning versus $81.0 in Hagatna. Monthly groceries follow the same trend: $359 vs $556 – making Tamuning the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tamuning vs Hagatna: Cost of Living - Frequently Asked Questions

Hagatna costs about 14% more than Tamuning, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,288 per month in Tamuning and $4,894 in Hagatna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tamuning, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,859 in Tamuning and $3,263 in Hagatna. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $401 per month in Tamuning and $536 in Hagatna. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $2,859 in Tamuning and $3,263 in Hagatna. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Tamuning – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tamuning. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.