Cost of Living Comparison Between Hagatna and Tamuning Cost of Living Comparison Between Hagatna and Tamuning

Monthly Cost of Living

A single person spends $3,263 per month in Hagatna vs $2,859 in Tamuning, rent included.

A couple spends around $4,471 per month in Hagatna vs $3,885 in Tamuning, rent included.

A family of three spends $5,680 per month in Hagatna vs $4,912 in Tamuning, rent included.

Hagatna costs about 14% more than Tamuning, driven mainly by Groceries & Markets.

Both Hagatna and Tamuning sit above the global median – Hagatna by 143%, Tamuning by 113%.

Meal at Budget Restaurant

$24.98 $24.98

$14.71 $14.71

69.82%

Three-Course Dinner for Two, Mid-Range

$80.9 $80.9

$66.9 $66.9

21.02%

Fast Food Meal (McDonalds, etc)

$10.45 $10.45

$14.76 $14.76

-29.20%

Cappuccino

$4.51 $4.51

$6.26 $6.26

-27.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 $1.47

$2.95 $2.95

-50.17%

Water (0.33 liter bottle)

$1.46 $1.46

$1.67 $1.67

-12.57%

Local Beer (0.5 liter draught)

$4.31 $4.31

$7.57 $7.57

-43.06%

Imported Beer (0.33 liter bottle)

$5.92 $5.92

$13.40 $13.40

-55.82%

Milk (1 liter)

$3.97 $3.97

$3.56 $3.56

11.52%

White Bread (500g)

$3.97 $3.97

$6.75 $6.75

-41.19%

Rice (white) (1kg)

$2.99 $2.99

$2.42 $2.42

23.55%

Eggs

$5.66 $5.66

$7.57 $7.57

-25.23%

Local Cheese (1kg)

$32.56 $32.56

Chicken Fillets (1kg)

$11.63 $11.63

$8.23 $8.23

41.31%

Beef Round Steak (1kg)

$20.58 $20.58

Apples (1kg)

$10.98 $10.98

$8.19 $8.19

34.07%

Banana (1kg)

$3.02 $3.02

Oranges (1kg)

$11.17 $11.17

$4.78 $4.78

133.68%

Tomato (1kg)

$11.13 $11.13

$8.04 $8.04

38.43%

Potato (1kg)

$4.29 $4.29

Onion (1kg)

$3.56 $3.56

Lettuce (1 head)

$4.95 $4.95

$2.92 $2.92

69.52%

Water (1.5 liter bottle)

$2.57 $2.57

Cigarettes 20 Pack (Marlboro, Camel)

$6.89 $6.89

$9.45 $9.45

-27.09%

Wine (Bottle)

$12.20 $12.20

Local Beer (0.5 liter bottle)

$2.06 $2.06

Imported Beer (0.33 liter bottle)

$4.02 $4.02

Taxi Start (Normal Tariff)

$22.64 $22.64

Gasoline (1 liter)

$1.49 $1.49

$1.41 $1.41

5.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$337 $337

$505 $505

-33.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 $61.2

$74.3 $74.3

-17.70%

Internet (50+ Mbps, Unlimited Data)

$94.2 $94.2

$130 $130

-27.66%

Gym Membership (Monthly)

$131 $131

$34.76 $34.76

276.29%

Cinema Ticket

$16.27 $16.27

$15.11 $15.11

7.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$536 $536

$401 $401

33.58%

International Primary School, 1 Child (Yearly)

$28.6K $28.6K

Jeans (Levis 501 Or Similar)

$49.11 $49.11

Summer Dress (H&M, Zara, etc)

$39.69 $39.69

Sport Shoes (Adidas, Nike)

$70.0 $70.0

1-bedroom Apartment, City Center (Monthly)

$1,855 $1,855

$1,819 $1,819

1.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,723 $1,723

$1,286 $1,286

33.97%

3-bedroom Apartment, City Center (Monthly)

$2,740 $2,740

$2,375 $2,375

15.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,530 $2,530

$1,980 $1,980

27.81%

Average Monthly Net Salary (After Tax)

$6,848 $6,848

20-Year Fixed Mortgage Interest Rate (Annual %)

4.22

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagatna: June 1, 2026

Last update for Tamuning: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,855 in Hagatna versus $1,819 in Tamuning. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $81.0 in Hagatna versus $67.0 in Tamuning. Monthly groceries follow the same trend: $556 vs $359 – making Tamuning the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagatna vs Tamuning: Cost of Living - Frequently Asked Questions

Hagatna costs about 14% more than Tamuning, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,894 per month in Hagatna and $4,288 in Tamuning. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tamuning, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,263 in Hagatna and $2,859 in Tamuning. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $536 per month in Hagatna and $401 in Tamuning. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,263 in Hagatna and $2,859 in Tamuning. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Tamuning – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tamuning. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.