Last update: Oct 2026

Cost of Living Comparison Between Tamuning and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,269 in Tamuning, rent and utilities included – about $4,000 less a year. The total is higher in Tamuning despite lower rent and utilities.

142

Cost of Living Index in Tamuning
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Tamuning Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Tamuning

🇬🇺 Guam

$1,269

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Tamuning and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tamuning and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,269 in Tamuning versus $934 in Cebu.

Tamuning $1,269
Cebu $934

Estimated couple costs with rent: $1,824 in Tamuning versus $1,415 in Cebu.

Tamuning $1,824
Cebu $1,415

Monthly costs for a family of three with rent: $2,379 in Tamuning versus $1,896 in Cebu.

Tamuning $2,379
Cebu $1,896

Living in Tamuning is roughly 36% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Tamuning 5% lower, Cebu 30% lower.

Meal at Budget Restaurant

$14.98 $14.98

$3.03 ₱191

394.39%

Three-Course Dinner for Two, Mid-Range

$54.9 $54.9

$23.48 ₱1,476

133.90%

Fast Food Meal (McDonalds, etc)

$14.94 $14.94

$4.09 ₱257

265.28%

Cappuccino

$5.43 $5.43

$2.52 ₱158

115.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 $2.92

$1.54 ₱97.2

89.61%

Water (0.33 liter bottle)

$1.23 $1.23

$0.49 ₱31.06

151.02%

Local Beer (0.5 liter draught)

$6.69 $6.69

$1.79 ₱113

273.74%

Imported Beer (0.33 liter bottle)

$15.21 $15.21

$2.26 ₱142

573.01%

Milk (1 liter)

$3.42 $3.42

$1.95 ₱122

75.38%

White Bread (500g)

$6.93 $6.93

$1.43 ₱89.9

384.62%

Rice (white) (1kg)

$2.40 $2.40

$1.02 ₱64.0

135.29%

Eggs

$7.04 $7.04

$2.06 ₱129

241.75%

Local Cheese (1kg)

$9.81 ₱617

Chicken Fillets (1kg)

$4.61 ₱290

Beef Round Steak (1kg)

$7.70 ₱484

Apples (1kg)

$8.13 $8.13

$3.31 ₱208

145.62%

Banana (1kg)

$3.12 $3.12

$1.45 ₱91.2

115.17%

Oranges (1kg)

$4.86 $4.86

$2.36 ₱148

105.93%

Tomato (1kg)

$7.57 $7.57

$1.54 ₱96.6

391.56%

Potato (1kg)

$4.08 $4.08

$2.36 ₱148

72.88%

Onion (1kg)

$2.83 $2.83

$1.99 ₱125

42.21%

Lettuce (1 head)

$1.15 ₱72.3

Water (1.5 liter bottle)

$0.67 ₱42.26

Cigarettes 20 Pack (Marlboro, Camel)

$9.29 $9.29

$3.00 ₱189

209.67%

Wine (Bottle)

$12.23 $12.23

$6.35 ₱399

92.60%

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

Imported Beer (0.33 liter bottle)

$1.73 ₱109

One-way Ticket (Public Transport)

$0.25 ₱15.82

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

Taxi Start (Normal Tariff)

$20.20 $20.20

$0.74 ₱46.44

2629.73%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

Gasoline (1 liter)

$1.37 $1.37

$1.33 ₱83.7

3.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$19.4K ₱1.2M

37.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$441 $441

$121 ₱7,583

265.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$76.4 $76.4

$14.45 ₱909

429.00%

Internet (50+ Mbps, Unlimited Data)

$94.1 $94.1

$28.29 ₱1,779

232.70%

Gym Membership (Monthly)

$32.68 ₱2,055

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

Cinema Ticket

$5.46 ₱343

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$405 $405

$273 ₱17.2K

48.19%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

Men's Leather Business Shoes

$59.3 ₱3,727

1-bedroom Apartment, City Center (Monthly)

$1,281 $1,281

$506 ₱31.8K

153.29%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tamuning: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Tamuning

$612 49.2%

Cebu

$163 17.7% 73.3% $448

Eating Out

Tamuning

$310 25%

Cebu

$88 9.6% 71.5% $222

Groceries & Markets

Tamuning

$300 * 24.2%

Cebu

$210 22.7% 29.9% $90

Getting Around

Tamuning

$20 * 1.6%

Cebu

$15 1.7% 23.6% $4.8

Sport & Entertainment

Tamuning

- * 0%

Cebu

$44 4.7%

Clothing & Footwear

Tamuning

- * 0%

Cebu

$95 10.2%

Accommodation & Living

Tamuning

- * 0%

Cebu

$309 33.5%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,281 in Tamuning and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $55.0 in Tamuning vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $300 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇺 Tamuning

🇵🇭 Cebu

🕒 Local time

12:46 12:46 PM

10:46 10:46 AM

2 h behind Tamuning

🌤 Weather

👥 Population

19,685

964,169

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.892 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

PHP to USD in detail →

On the map

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Between locations

Tamuning Cebu 2,300 km ≈ 3 h 15 min nonstop flight

From you

Tamuning
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tamuning vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and utilities. The 36% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,903 in Tamuning and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,281 in Tamuning versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Tamuning. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,269 per month in Tamuning versus $934 in Cebu – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $934 in Cebu versus $1,269 in Tamuning, a $1,500 budget is realistic in Cebu but tight or insufficient in Tamuning. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tamuning, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tamuning and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 36% less than in Tamuning. Beyond cost, consider language, visa policies, and how big the international community is in each city.