Last update: Oct 2026

Cost of Living Comparison Between Cebu and Tamuning

For one person, living is cheaper in Cebu: $934 a month against $1,269 in Tamuning, rent and utilities included – about $4,000 less a year. The total is higher in Tamuning despite lower rent and utilities.

44

Cost of Living Index in Cebu
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Cebu Living Index
142

Cost of Living Index in Tamuning
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Tamuning Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Tamuning

🇬🇺 Guam

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Tamuning

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tamuning actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,269 in Tamuning.

Cebu $934
Tamuning $1,269

Estimated couple costs with rent: $1,415 in Cebu versus $1,824 in Tamuning.

Cebu $1,415
Tamuning $1,824

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,379 in Tamuning.

Cebu $1,896
Tamuning $2,379

Living in Cebu costs roughly 26% less than in Tamuning, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Tamuning 5% lower.

Meal at Budget Restaurant

$3.03 ₱191

$14.98 $14.98

-79.77%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

$54.9 $54.9

-57.25%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$14.94 $14.94

-72.62%

Cappuccino

$2.52 ₱158

$5.43 $5.43

-53.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

$2.92 $2.92

-47.26%

Water (0.33 liter bottle)

$0.49 ₱31.06

$1.23 $1.23

-60.16%

Local Beer (0.5 liter draught)

$1.79 ₱113

$6.69 $6.69

-73.24%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$15.21 $15.21

-85.14%

Milk (1 liter)

$1.95 ₱122

$3.42 $3.42

-42.98%

White Bread (500g)

$1.43 ₱89.9

$6.93 $6.93

-79.37%

Rice (white) (1kg)

$1.02 ₱64.0

$2.40 $2.40

-57.50%

Eggs

$2.06 ₱129

$7.04 $7.04

-70.74%

Local Cheese (1kg)

$9.81 ₱617

Chicken Fillets (1kg)

$4.61 ₱290

Beef Round Steak (1kg)

$7.70 ₱484

Apples (1kg)

$3.31 ₱208

$8.13 $8.13

-59.29%

Banana (1kg)

$1.45 ₱91.2

$3.12 $3.12

-53.53%

Oranges (1kg)

$2.36 ₱148

$4.86 $4.86

-51.44%

Tomato (1kg)

$1.54 ₱96.6

$7.57 $7.57

-79.66%

Potato (1kg)

$2.36 ₱148

$4.08 $4.08

-42.16%

Onion (1kg)

$1.99 ₱125

$2.83 $2.83

-29.68%

Lettuce (1 head)

$1.15 ₱72.3

Water (1.5 liter bottle)

$0.67 ₱42.26

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$9.29 $9.29

-67.71%

Wine (Bottle)

$6.35 ₱399

$12.23 $12.23

-48.08%

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

Imported Beer (0.33 liter bottle)

$1.73 ₱109

One-way Ticket (Public Transport)

$0.25 ₱15.82

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

Taxi Start (Normal Tariff)

$0.74 ₱46.44

$20.20 $20.20

-96.34%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

Gasoline (1 liter)

$1.33 ₱83.7

$1.37 $1.37

-2.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$26.6K $26.6K

-27.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,583

$441 $441

-72.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

$76.4 $76.4

-81.10%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,779

$94.1 $94.1

-69.94%

Gym Membership (Monthly)

$32.68 ₱2,055

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

Cinema Ticket

$5.46 ₱343

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

$405 $405

-32.52%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

Men's Leather Business Shoes

$59.3 ₱3,727

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

$1,281 $1,281

-60.52%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Tamuning: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Tamuning

- * 0% 100%

Groceries & Markets

Cebu

$210 22.7%

Tamuning

$300 * 24.2% 42.7% $90

Monthly Utilities & Internet

Cebu

$163 17.7%

Tamuning

$612 49.2% 275% $448

Clothing & Footwear

Cebu

$95 10.2%

Tamuning

- * 0% 100%

Eating Out

Cebu

$88 9.6%

Tamuning

$310 25% 251% $222

Sport & Entertainment

Cebu

$44 4.7%

Tamuning

- * 0% 100%

Getting Around

Cebu

$15 1.7%

Tamuning

$20 * 1.6% 30.8% $4.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $1,281 in Tamuning. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Cebu vs $55.0 in Tamuning for a mid-range dinner for two. Groceries echo the gap at $210 vs $300 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇬🇺 Tamuning

🕒 Local time

12:50 12:50 PM

14:50 2:50 PM

2 h ahead of Cebu

🌤 Weather

👥 Population

964,169

19,685

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Tamuning 2,300 km ≈ 3 h 15 min nonstop flight

From you

Cebu
Tamuning

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Tamuning: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and utilities. The 36% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $1,903 in Tamuning to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $506 in Cebu versus $1,281 in Tamuning. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Tamuning. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $934 per month in Cebu versus $1,269 in Tamuning – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $934 in Cebu versus $1,269 in Tamuning, a $1,500 budget is realistic in Cebu but tight or insufficient in Tamuning. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tamuning, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Tamuning are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 36% less than in Tamuning. Beyond cost, consider language, visa policies, and how big the international community is in each city.