Last update: Oct 2026

Cost of Living Comparison Between Tampere and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,004 in Tampere, rent and utilities included – about $7,900 less a year. Other living expenses account for most of the difference.

Tampere, Finland
Ubud, Bali, Indonesia
Tampere
🇫🇮 Finland
$2,004
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Tampere and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tampere and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,004 per month in Tampere vs $1,349 in Ubud, Bali, rent included.

  • Tampere $2,004
  • Ubud, Bali $1,349

A couple spends around $3,091 per month in Tampere vs $2,305 in Ubud, Bali, rent included.

  • Tampere $3,091
  • Ubud, Bali $2,305

A family of three spends $4,178 per month in Tampere vs $3,261 in Ubud, Bali, rent included.

  • Tampere $4,178
  • Ubud, Bali $3,261

Tampere costs about 49% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Tampere
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.92 €14.26
$3.32 Rp 60.2K
379.52%
Three-Course Dinner for Two, Mid-Range
$88.8 €79.6
$35.64 Rp 645.8K
149.27%
Fast Food Meal (McDonalds, etc)
$11.82 €10.59
$5.53 Rp 100.3K
113.74%
Cappuccino
$5.25 €4.70
$2.72 Rp 49.3K
93.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.86 €2.56
$1.70 Rp 30.8K
68.24%
Water (0.33 liter bottle)
$1.99 €1.78
$0.76 Rp 13.8K
161.84%
Local Beer (0.5 liter draught)
$7.99 €7.15
$2.65 Rp 48.1K
201.51%
Imported Beer (0.33 liter bottle)
$8.70 €7.79
$4.38 Rp 79.4K
98.63%
🛒 Groceries & Markets
Tampere
Ubud, Bali
Difference
Milk (1 liter)
$1.30 €1.16
$1.49 Rp 27.0K
-12.75%
White Bread (500g)
$2.67 €2.39
$2.28 Rp 41.2K
17.11%
Rice (white) (1kg)
$2.42 €2.17
$1.19 Rp 21.6K
103.36%
Eggs
$3.18 €2.84
$2.04 Rp 36.9K
55.88%
Local Cheese (1kg)
$8.72 €7.81
$17.70 Rp 320.8K
-50.73%
Chicken Fillets (1kg)
$14.30 €12.80
$3.96 Rp 71.8K
261.11%
Beef Round Steak (1kg)
$21.63 €19.37
$12.19 Rp 220.9K
77.44%
Apples (1kg)
$2.33 €2.09
$3.66 Rp 66.2K
-36.34%
Banana (1kg)
$2.05 €1.84
$1.52 Rp 27.5K
34.87%
Oranges (1kg)
$2.58 €2.31
$2.23 Rp 40.4K
15.70%
Tomato (1kg)
$4.01 €3.59
$1.97 Rp 35.7K
103.55%
Potato (1kg)
$1.24 €1.11
$1.85 Rp 33.5K
-32.97%
Onion (1kg)
$1.93 €1.73
$2.42 Rp 43.9K
-20.25%
Lettuce (1 head)
$2.80 €2.51
$0.99 Rp 17.9K
182.83%
Water (1.5 liter bottle)
$1.96 €1.76
$0.51 Rp 9,303
284.31%
Cigarettes 20 Pack (Marlboro, Camel)
$12.95 €11.60
$2.22 Rp 40.3K
483.33%
Wine (Bottle)
$15.86 €14.21
$22.24 Rp 403.0K
-28.69%
Local Beer (0.5 liter bottle)
$3.20 €2.86
$2.26 Rp 41.0K
41.59%
Imported Beer (0.33 liter bottle)
$3.38 €3.03
$2.97 Rp 53.8K
13.80%
🚌 Getting Around
Tampere
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.17 €2.84
$0.25 Rp 4,548
1168.00%
Public Transport Monthly Pass (Regular Price)
$71.7 €64.2
$7.82 Rp 141.8K
816.24%
Taxi Start (Normal Tariff)
$4.31 €3.86
$0.44 Rp 7,964
879.55%
Taxi (Normal Tariff) (1km)
$1.36 €1.22
$0.43 Rp 7,793
216.28%
Taxi 1hour Waiting (Normal Tariff)
$65.1 €58.3
$5.41 Rp 98.0K
1102.77%
Gasoline (1 liter)
$2.33 €2.09
$0.82 Rp 14.9K
184.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.9K €32.2K
$23.8K Rp 432.0M
50.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.7K €33.8K
$31.7K Rp 575.3M
18.79%
🧾 Monthly Utilities & Internet
Tampere
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$130 €116
$79.1 Rp 1.4M
64.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.92 €22.32
$6.45 Rp 116.8K
286.36%
Internet (50+ Mbps, Unlimited Data)
$23.76 €21.28
$18.58 Rp 336.7K
27.88%
🎉 Sport & Entertainment
Tampere
Ubud, Bali
Difference
Gym Membership (Monthly)
$47.14 €42.22
$49.48 Rp 896.7K
-4.73%
Tennis Court (1 Hour on Weekend)
$33.96 €30.41
$17.65 Rp 319.8K
92.41%
Cinema Ticket
$17.56 €15.72
$4.27 Rp 77.4K
311.24%
🧸 Childcare & Education
Tampere
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$323 €290
$491 Rp 8.9M
-34.09%
International Primary School, 1 Child (Yearly)
-
$5,674 Rp 102.8M
-
👕👟 Clothing & Footwear
Tampere
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$95.5 €85.5
$44.64 Rp 808.9K
113.84%
Summer Dress (H&M, Zara, etc)
$49.57 €44.39
$34.95 Rp 633.4K
41.83%
Sport Shoes (Adidas, Nike)
$101 €90.5
$79.9 Rp 1.4M
26.45%
Men's Leather Business Shoes
$153 €137
$79.4 Rp 1.4M
92.91%
🏠 Accommodation & Living
Tampere
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$999 €895
$1,125 Rp 20.4M
-11.19%
1-bedroom Apartment, Outside City Center (Monthly)
$790 €708
$671 Rp 12.2M
17.65%
3-bedroom Apartment, City Center (Monthly)
$1,740 €1,558
$3,565 Rp 64.6M
-51.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,282 €1,148
$1,723 Rp 31.2M
-25.60%
Buy Apartment in City Center (m2)
$4,665 €4,178
$2,732 Rp 49.5M
70.79%
Buy Apartment Outside City Center (m2)
$2,935 €2,628
$2,284 Rp 41.4M
28.48%
💵 Salaries & Financials
Tampere
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,761 €2,473
$164 Rp 3.0M
1585.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.51
13.78
-74.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tampere: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Tampere
$790
Ubud, Bali
$672 15% $119
Groceries & Markets
Tampere
$376
Ubud, Bali
$288 23.2% $87
Eating Out
Tampere
$303
Ubud, Bali
$108 64.4% $195
Clothing & Footwear
Tampere
$180
Ubud, Bali
$108 40.2% $72
Monthly Utilities & Internet
Tampere
$179
Ubud, Bali
$104 41.7% $74
Getting Around
Tampere
$95
Ubud, Bali
$11 88% $84
Sport & Entertainment
Tampere
$82
Ubud, Bali
$58 29.4% $24

Cost Breakdown

A central one-bedroom costs $999 in Tampere versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Tampere are about 17 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89 in Tampere versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $376 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇫🇮 Tampere
🇮🇩 Ubud, Bali
🕒 Local time
03:05 3:05 AM
09:05 9:05 AM
6 h ahead of Tampere
🌤 Weather
👥 Population
255,066
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Tampere Ubud, Bali 10,920 km ≈ 14 h nonstop flight
From you
  • Tampere
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tampere vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Tampere?
Yes – Tampere is pricier by about 49%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $3,006 per month in Tampere and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Tampere, especially for central apartments: a one-bedroom in the center costs $999 there versus $1,125 in Ubud, Bali.
What are total monthly expenses in Tampere and in Ubud, Bali?
Monthly expenses with rent come to $2,004 in Tampere and $1,349 in Ubud, Bali. That makes Ubud, Bali about 33% cheaper.
Which city has cheaper public transport?
Public transport costs about 89% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 enough to cover costs in Tampere or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $2,004 in Tampere and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city suits remote workers better?
For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $2,004 in Tampere. Both appeal to remote workers, and the cost gap matters when income varies month to month.
Which city is safer, Tampere or Ubud, Bali?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Tampere makes more sense. Both are solid long-term options with distinct trade-offs.

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