Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tampere

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,004 in Tampere, rent and utilities included – about $7,900 less a year. Other living expenses account for most of the difference.

Ubud, Bali, Indonesia
Tampere, Finland
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Tampere
🇫🇮 Finland
$2,004
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tampere

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tampere actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,004 in Tampere, rent included.

  • Ubud, Bali $1,349
  • Tampere $2,004

A couple spends around $2,305 per month in Ubud, Bali vs $3,091 in Tampere, rent included.

  • Ubud, Bali $2,305
  • Tampere $3,091

A family of three spends $3,261 per month in Ubud, Bali vs $4,178 in Tampere, rent included.

  • Ubud, Bali $3,261
  • Tampere $4,178

Ubud, Bali is about 33% cheaper than Tampere, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Tampere
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$15.92 €14.27
-79.15%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.5K
$88.8 €79.6
-59.88%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
$11.82 €10.60
-53.21%
Cappuccino
$2.72 Rp 49.3K
$5.25 €4.70
-48.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$2.86 €2.56
-40.56%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$1.99 €1.79
-61.81%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$7.99 €7.16
-66.83%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
$8.70 €7.80
-49.66%
🛒 Groceries & Markets
Ubud, Bali
Tampere
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.30 €1.16
14.62%
White Bread (500g)
$2.28 Rp 41.3K
$2.67 €2.39
-14.61%
Rice (white) (1kg)
$1.19 Rp 21.6K
$2.42 €2.17
-50.83%
Eggs
$2.04 Rp 36.9K
$3.18 €2.85
-35.85%
Local Cheese (1kg)
$17.70 Rp 321.1K
$8.72 €7.81
102.98%
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$14.30 €12.81
-72.31%
Beef Round Steak (1kg)
$12.19 Rp 221.1K
$21.63 €19.38
-43.64%
Apples (1kg)
$3.66 Rp 66.3K
$2.33 €2.09
57.08%
Banana (1kg)
$1.52 Rp 27.5K
$2.05 €1.84
-25.85%
Oranges (1kg)
$2.23 Rp 40.4K
$2.58 €2.31
-13.57%
Tomato (1kg)
$1.97 Rp 35.8K
$4.01 €3.59
-50.87%
Potato (1kg)
$1.85 Rp 33.5K
$1.24 €1.11
49.19%
Onion (1kg)
$2.42 Rp 44.0K
$1.93 €1.73
25.39%
Lettuce (1 head)
$0.99 Rp 18.0K
$2.80 €2.51
-64.64%
Water (1.5 liter bottle)
$0.51 Rp 9,313
$1.96 €1.76
-73.98%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$12.95 €11.60
-82.86%
Wine (Bottle)
$22.24 Rp 403.4K
$15.86 €14.22
40.23%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$3.20 €2.86
-29.38%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$3.38 €3.03
-12.13%
🚌 Getting Around
Ubud, Bali
Tampere
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,553
$3.17 €2.84
-92.11%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.9K
$71.7 €64.2
-89.09%
Taxi Start (Normal Tariff)
$0.44 Rp 7,972
$4.31 €3.86
-89.79%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,801
$1.36 €1.22
-68.38%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.1K
$65.1 €58.3
-91.69%
Gasoline (1 liter)
$0.82 Rp 15.0K
$2.33 €2.09
-64.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.4M
$35.9K €32.2K
-33.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.9M
$37.7K €33.8K
-15.82%
🧾 Monthly Utilities & Internet
Ubud, Bali
Tampere
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$130 €116
-39.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.9K
$24.92 €22.33
-74.12%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.0K
$23.76 €21.29
-21.80%
🎉 Sport & Entertainment
Ubud, Bali
Tampere
Difference
Gym Membership (Monthly)
$49.48 Rp 897.5K
$47.14 €42.24
4.96%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.1K
$33.96 €30.43
-48.03%
Cinema Ticket
$4.27 Rp 77.5K
$17.56 €15.73
-75.68%
🧸 Childcare & Education
Ubud, Bali
Tampere
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$323 €290
51.72%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.9M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Tampere
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 809.7K
$95.5 €85.5
-53.24%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.0K
$49.57 €44.42
-29.49%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$101 €90.5
-20.91%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$153 €137
-48.16%
🏠 Accommodation & Living
Ubud, Bali
Tampere
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$999 €895
12.60%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$790 €708
-15.00%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
$1,740 €1,559
104.90%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$1,282 €1,149
34.41%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$4,665 €4,181
-41.45%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$2,935 €2,630
-22.17%
💵 Salaries & Financials
Ubud, Bali
Tampere
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$2,761 €2,475
-94.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.51
292.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Tampere: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Tampere
$790 17.6% $119
Groceries & Markets
Ubud, Bali
$288
Tampere
$376 30.2% $87
Eating Out
Ubud, Bali
$108
Tampere
$303 181% $195
Clothing & Footwear
Ubud, Bali
$108
Tampere
$180 67.1% $72
Monthly Utilities & Internet
Ubud, Bali
$104
Tampere
$179 71.5% $74
Sport & Entertainment
Ubud, Bali
$58
Tampere
$82 41.7% $24
Getting Around
Ubud, Bali
$11
Tampere
$95 736% $84

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $999 in Tampere. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Tampere are about 17 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $89 in Tampere. Monthly groceries follow the same trend: $288 vs $376 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇫🇮 Tampere
🕒 Local time
10:00 10:00 AM
04:00 4:00 AM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
255,066
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Tampere 10,920 km ≈ 14 h nonstop flight
From you
  • Ubud, Bali
  • Tampere

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Tampere: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Tampere?
Yes – Tampere is pricier by about 49%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,006 in Tampere. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Tampere, especially for central apartments: a one-bedroom in the center costs $999 there versus $1,125 in Ubud, Bali.
What are total monthly expenses in Ubud, Bali and in Tampere?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,004 in Tampere. That makes Ubud, Bali about 33% cheaper.
Which city has cheaper public transport?
Public transport costs about 89% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 enough to cover costs in Ubud, Bali or in Tampere?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,004 in Tampere. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city suits remote workers better?
For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $2,004 in Tampere. Both appeal to remote workers, and the cost gap matters when income varies month to month.
Which city is safer, Ubud, Bali or Tampere?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Tampere makes more sense. Both are solid long-term options with distinct trade-offs.

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