Last update: Oct 2026

Cost of Living Comparison Between Tagum City and Ubud, Bali

For one person, living is cheaper in Tagum City: $429 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tagum City

🇵🇭 Philippines

$429

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Tagum City and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tagum City and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $429 per month in Tagum City vs $1,349 in Ubud, Bali, rent included.

Tagum City $429
Ubud, Bali $1,349

A couple spends around $532 per month in Tagum City vs $2,305 in Ubud, Bali, rent included.

Tagum City $532
Ubud, Bali $2,305

A family of three spends $635 per month in Tagum City vs $3,261 in Ubud, Bali, rent included.

Tagum City $635
Ubud, Bali $3,261

Tagum City is about 68% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$5.56 ₱355

$3.32 Rp 60.4K

67.47%

Three-Course Dinner for Two, Mid-Range

$12.74 ₱814

$35.64 Rp 647.8K

-64.25%

Fast Food Meal (McDonalds, etc)

$5.00 ₱320

$5.53 Rp 100.6K

-9.58%

Cappuccino

$2.21 ₱141

$2.72 Rp 49.4K

-18.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$1.90 ₱121

$2.65 Rp 48.2K

-28.30%

Imported Beer (0.33 liter bottle)

$1.37 ₱87.8

$4.38 Rp 79.6K

-68.72%

Milk (1 liter)

$1.65 ₱106

$1.49 Rp 27.1K

10.74%

White Bread (500g)

$2.28 Rp 41.4K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$1.85 ₱118

$2.04 Rp 37.0K

-9.31%

Local Cheese (1kg)

$17.70 Rp 321.7K

Chicken Fillets (1kg)

$3.96 Rp 72.0K

Beef Round Steak (1kg)

$7.63 ₱487

$12.19 Rp 221.6K

-37.41%

Apples (1kg)

$6.22 ₱398

$3.66 Rp 66.4K

69.95%

Banana (1kg)

$1.52 Rp 27.6K

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$1.97 Rp 35.9K

Potato (1kg)

$1.85 Rp 33.6K

Onion (1kg)

$2.42 Rp 44.1K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,332

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

Wine (Bottle)

$22.24 Rp 404.2K

Local Beer (0.5 liter bottle)

$1.36 ₱87.1

$2.26 Rp 41.1K

-39.82%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.22 ₱13.99

$0.25 Rp 4,562

-12.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$1.31 ₱83.6

$0.82 Rp 15.0K

59.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.2 ₱3,461

$79.1 Rp 1.4M

-31.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.88 ₱503

$6.45 Rp 117.2K

22.17%

Internet (50+ Mbps, Unlimited Data)

$27.21 ₱1,739

$18.58 Rp 337.7K

46.45%

Gym Membership (Monthly)

$23.49 ₱1,501

$49.48 Rp 899.4K

-52.53%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$3.25 ₱208

$4.27 Rp 77.7K

-23.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$158 ₱10.1K

$1,125 Rp 20.4M

-85.94%

1-bedroom Apartment, Outside City Center (Monthly)

$126 ₱8,020

$671 Rp 12.2M

-81.31%

3-bedroom Apartment, City Center (Monthly)

$317 ₱20.2K

$3,565 Rp 64.8M

-91.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$203 ₱13.0K

$164 Rp 3.0M

23.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tagum City: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tagum City

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Tagum City

–

Ubud, Bali

$288 21.4%

Eating Out

Tagum City

–

Ubud, Bali

$108 8%

Clothing & Footwear

Tagum City

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Tagum City

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Tagum City

–

Ubud, Bali

$58 4.3%

Getting Around

Tagum City

–

Ubud, Bali

$11 0.9%

Cost Breakdown

A central one-bedroom costs $158 in Tagum City versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Tagum City, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $13 in Tagum City versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $85 vs $288 – making Tagum City the more affordable choice for daily food spending.

Good to know

🇵🇭 Tagum City

🇮🇩 Ubud, Bali

🕒 Local time

05:49 5:49 AM

Same time as Tagum City

🌤 Weather

👥 Population

296,202

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Tagum City Ubud, Bali 2,120 km ≈ 3 h 15 min nonstop flight

From you

Tagum City
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tagum City vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $429 in Tagum City, $1,349 in Ubud, Bali – Tagum City comes out roughly 68% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $643 per month in Tagum City and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tagum City, especially for central apartments: a one-bedroom in the center costs $158 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $13 in Tagum City and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $429 in Tagum City and $1,349 in Ubud, Bali. That makes Tagum City about 68% cheaper.

A $1,200 monthly budget goes further in Tagum City, where all-in costs run around $429, than in Ubud, Bali at $1,349. In Tagum City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $429 in Tagum City to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.