Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tagum City

For one person, living is cheaper in Tagum City: $429 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Tagum City

🇵🇭 Philippines

$429

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tagum City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tagum City actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $429 in Tagum City, rent included.

Ubud, Bali $1,349
Tagum City $429

A couple spends around $2,305 per month in Ubud, Bali vs $532 in Tagum City, rent included.

Ubud, Bali $2,305
Tagum City $532

A family of three spends $3,261 per month in Ubud, Bali vs $635 in Tagum City, rent included.

Ubud, Bali $3,261
Tagum City $635

Ubud, Bali costs about 215% more than Tagum City, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$5.56 ₱356

-40.29%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$12.74 ₱816

179.75%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$5.00 ₱320

10.60%

Cappuccino

$2.72 Rp 49.4K

$2.21 ₱141

23.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.90 ₱122

39.47%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$1.37 ₱88.0

219.71%

Milk (1 liter)

$1.49 Rp 27.1K

$1.65 ₱106

-9.70%

White Bread (500g)

$2.28 Rp 41.4K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 37.0K

$1.85 ₱118

10.27%

Local Cheese (1kg)

$17.70 Rp 321.9K

Chicken Fillets (1kg)

$3.96 Rp 72.1K

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$7.63 ₱488

59.76%

Apples (1kg)

$3.66 Rp 66.5K

$6.22 ₱398

-41.16%

Banana (1kg)

$1.52 Rp 27.6K

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$1.97 Rp 35.9K

Potato (1kg)

$1.85 Rp 33.6K

Onion (1kg)

$2.42 Rp 44.1K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,336

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

Wine (Bottle)

$22.24 Rp 404.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.36 ₱87.3

66.18%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.22 ₱14.01

13.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.31 ₱83.8

-37.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$54.2 ₱3,467

45.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$7.88 ₱504

-18.15%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$27.21 ₱1,742

-31.72%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$23.49 ₱1,503

110.64%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$3.25 ₱208

31.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$158 ₱10.1K

610.99%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$126 ₱8,033

434.97%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$317 ₱20.3K

1025.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$203 ₱13.0K

-19.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Tagum City: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Tagum City

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Tagum City

–

Eating Out

Ubud, Bali

$108 8%

Tagum City

–

Clothing & Footwear

Ubud, Bali

$108 8%

Tagum City

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Tagum City

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Tagum City

–

Getting Around

Ubud, Bali

$11 0.9%

Tagum City

–

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $158 in Tagum City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Tagum City, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $13 in Tagum City. Monthly groceries follow the same trend: $288 vs $85 – making Tagum City the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Tagum City

🕒 Local time

17:54 5:54 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

296,202

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Philippine Peso exchange rates as of October 29, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.41 PHP (100 PHP = 1.4 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tagum City 2,120 km ≈ 3 h 15 min nonstop flight

From you

Ubud, Bali
Tagum City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tagum City: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $429 in Tagum City – Tagum City comes out roughly 68% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $643 in Tagum City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tagum City, especially for central apartments: a one-bedroom in the center costs $158 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $13 in Tagum City. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $429 in Tagum City. That makes Tagum City about 68% cheaper.

A $1,200 monthly budget goes further in Tagum City, where all-in costs run around $429, than in Ubud, Bali at $1,349. In Tagum City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $429 in Tagum City to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.