Cost of Living Comparison Between Ubud, Bali and Tagum City Cost of Living Comparison Between Ubud, Bali and Tagum City

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $754 in Tagum City, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,158 in Tagum City, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,562 in Tagum City, rent included.

Ubud, Bali costs about 86% more than Tagum City, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Tagum City is 44% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Tagum City
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$3.46 ₱210
3.18%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$14.43 ₱876
125.23%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$3.87 ₱235
25.58%
Cappuccino
$2.75 Rp 49.2K
$1.73 ₱105
58.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.78 ₱47.64
69.23%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.37 ₱22.23
89.19%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.36 ₱82.3
113.97%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$1.36 ₱82.3
178.68%
🛒 Groceries & Markets
Ubud, Bali
Tagum City
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.82 ₱111
-6.04%
White Bread (500g)
$2.47 Rp 44.3K
$1.26 ₱76.4
96.03%
Rice (white) (1kg)
$1.20 Rp 21.5K
$1.01 ₱61.1
18.81%
Eggs
$2.44 Rp 43.8K
$2.09 ₱127
16.75%
Local Cheese (1kg)
$14.38 Rp 257.7K
$8.25 ₱501
74.30%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$4.22 ₱256
2.13%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$7.74 ₱470
57.75%
Apples (1kg)
$3.68 Rp 66.0K
$2.97 ₱181
23.91%
Banana (1kg)
$1.55 Rp 27.8K
$1.55 ₱94.0
-
Oranges (1kg)
$2.79 Rp 49.9K
$2.64 ₱160
5.68%
Tomato (1kg)
$2.33 Rp 41.8K
$1.60 ₱97.0
45.63%
Potato (1kg)
$1.97 Rp 35.3K
$2.31 ₱140
-14.72%
Onion (1kg)
$2.31 Rp 41.4K
$2.64 ₱161
-12.50%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.12 ₱68.1
-5.36%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.71 ₱43.27
2.82%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$2.81 ₱171
16.73%
Wine (Bottle)
$22.79 Rp 408.4K
-
-
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$1.21 ₱73.4
132.23%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$2.07 ₱126
34.30%
🚌 Getting Around
Ubud, Bali
Tagum City
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.28 ₱17.21
3.57%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$0.82 ₱49.49
-45.12%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.24 ₱14.58
87.50%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$2.18 ₱132
186.24%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.09 ₱66.4
-22.02%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$27.0K ₱1.6M
-3.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$20.8K ₱1.3M
51.94%
🧾 Monthly Utilities & Internet
Ubud, Bali
Tagum City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$114 ₱6,900
-28.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$33.03 ₱2,006
-87.71%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$27.58 ₱1,674
-11.46%
🎉 Sport & Entertainment
Ubud, Bali
Tagum City
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$33.94 ₱2,061
187.77%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$4.32 ₱262
49.31%
Cinema Ticket
$4.04 Rp 72.4K
$5.82 ₱353
-30.58%
🧸 Childcare & Education
Ubud, Bali
Tagum City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$149 ₱9,040
104.21%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$4,313 ₱261.9K
53.52%
👕👟 Clothing & Footwear
Ubud, Bali
Tagum City
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$46.58 ₱2,828
16.42%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$26.66 ₱1,619
45.46%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$76.6 ₱4,653
12.41%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$52.7 ₱3,203
45.37%
🏠 Accommodation & Living
Ubud, Bali
Tagum City
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$267 ₱16.2K
269.03%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$177 ₱10.7K
272.33%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$595 ₱36.1K
466.08%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$402 ₱24.4K
414.07%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
-
-
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
-
-
💵 Salaries & Financials
Ubud, Bali
Tagum City
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$212 ₱12.9K
-22.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.67
99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Tagum City: June 6, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $267 in Tagum City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Tagum City, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $14.00 in Tagum City. Monthly groceries follow the same trend: $297 vs $190 – making Tagum City the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Tagum City: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and Tagum City compare overall?
Monthly costs with rent: $1,404 in Ubud, Bali, $754 in Tagum City – roughly 86% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Tagum City?
For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,131 in Tagum City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Tagum City?
Rent is clearly cheaper in Tagum City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $14.00 in Tagum City. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 56% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Tagum City, where all-in costs run around $754, than in Ubud, Bali at $1,404. In Tagum City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Tagum City?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $754 in Tagum City to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Tagum City safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Tagum City?
If budget matters most, go with Tagum City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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