Cost of Living Comparison Between Ubud, Bali and Tagum City Cost of Living Comparison Between Ubud, Bali and Tagum City

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $434 in Tagum City, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $541 in Tagum City, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $647 in Tagum City, rent included.

Ubud, Bali costs about 217% more than Tagum City, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Tagum City is 68% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$5.63 ₱353

-40.85%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$12.88 ₱807

178.11%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$5.10 ₱320

10.39%

Cappuccino

$2.82 Rp 49.7K

$2.26 ₱141

24.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

Water (0.33 liter bottle)

$0.80 Rp 14.0K

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.89 ₱118

60.85%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.41 ₱88.1

204.96%

Milk (1 liter)

$1.61 Rp 28.3K

$1.62 ₱102

-0.62%

White Bread (500g)

$2.27 Rp 39.9K

Rice (white) (1kg)

$1.17 Rp 20.6K

Eggs

$2.17 Rp 38.2K

$1.87 ₱117

16.04%

Local Cheese (1kg)

$17.63 Rp 310.5K

Chicken Fillets (1kg)

$4.05 Rp 71.4K

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$7.86 ₱493

54.96%

Apples (1kg)

$3.62 Rp 63.7K

$6.55 ₱411

-44.73%

Banana (1kg)

$1.64 Rp 28.8K

Oranges (1kg)

$2.31 Rp 40.6K

Tomato (1kg)

$1.96 Rp 34.5K

Potato (1kg)

$1.84 Rp 32.5K

Onion (1kg)

$2.37 Rp 41.7K

Lettuce (1 head)

$1.05 Rp 18.5K

Water (1.5 liter bottle)

$0.54 Rp 9,560

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

Wine (Bottle)

$23.08 Rp 406.4K

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.32 ₱83.0

77.27%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.25 ₱15.71

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.16 ₱72.7

-30.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$55.5 ₱3,478

49.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$8.12 ₱509

-20.07%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$27.63 ₱1,732

-31.99%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$24.32 ₱1,525

127.14%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$3.31 ₱208

29.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$157 ₱9,829

610.64%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$129 ₱8,079

438.04%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$322 ₱20.2K

1029.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$206 ₱12.9K

-18.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Tagum City: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $157 in Tagum City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Tagum City, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $13.00 in Tagum City. Monthly groceries follow the same trend: $294 vs $87.0 – making Tagum City the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tagum City: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $434 in Tagum City – roughly 217% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $652 in Tagum City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tagum City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $13.00 in Tagum City. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $434 in Tagum City. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Tagum City, where all-in costs run around $434, than in Ubud, Bali at $1,378. In Tagum City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $434 in Tagum City to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tagum City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.