Cost of Living Comparison Between Sydney and Warrnambool Cost of Living Comparison Between Sydney and Warrnambool

Monthly Cost of Living

A single person spends $2,824 per month in Sydney vs $2,232 in Warrnambool, rent included.

A couple spends around $4,241 per month in Sydney vs $3,265 in Warrnambool, rent included.

A family of three spends $5,658 per month in Sydney vs $4,298 in Warrnambool, rent included.

Sydney costs about 27% more than Warrnambool, driven mainly by Getting Around.

Both Sydney and Warrnambool sit above the global median – Sydney by 111%, Warrnambool by 67%.

Meal at Budget Restaurant

$16.22 A$23.16

$16.01 A$22.86

1.31%

Three-Course Dinner for Two, Mid-Range

$79.3 A$113

$77.7 A$111

2.10%

Fast Food Meal (McDonalds, etc)

$9.59 A$13.70

$8.28 A$11.83

15.82%

Cappuccino

$3.29 A$4.70

$3.63 A$5.19

-9.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.46 A$3.51

$2.60 A$3.72

-5.38%

Water (0.33 liter bottle)

$1.97 A$2.81

$2.27 A$3.24

-13.22%

Local Beer (0.5 liter draught)

$6.63 A$9.47

$7.12 A$10.17

-6.88%

Imported Beer (0.33 liter bottle)

$7.12 A$10.17

$7.27 A$10.39

-2.06%

Milk (1 liter)

$1.65 A$2.35

$1.50 A$2.14

10.00%

White Bread (500g)

$2.67 A$3.81

$2.68 A$3.82

-0.37%

Rice (white) (1kg)

$2.34 A$3.34

$2.29 A$3.27

2.18%

Eggs

$5.03 A$7.18

$4.31 A$6.15

16.71%

Local Cheese (1kg)

$8.59 A$12.27

$8.86 A$12.65

-3.05%

Chicken Fillets (1kg)

$8.37 A$11.95

$9.34 A$13.33

-10.39%

Beef Round Steak (1kg)

$14.03 A$20.04

$14.42 A$20.60

-2.70%

Apples (1kg)

$3.23 A$4.61

$3.19 A$4.55

1.25%

Banana (1kg)

$2.75 A$3.92

$1.62 A$2.31

69.75%

Oranges (1kg)

$3.18 A$4.54

$2.98 A$4.26

6.71%

Tomato (1kg)

$4.36 A$6.23

$4.05 A$5.78

7.65%

Potato (1kg)

$2.45 A$3.49

$2.77 A$3.95

-11.55%

Onion (1kg)

$2.36 A$3.37

$2.34 A$3.34

0.85%

Lettuce (1 head)

$2.16 A$3.09

$2.19 A$3.13

-1.37%

Water (1.5 liter bottle)

$1.29 A$1.84

$1.63 A$2.33

-20.86%

Cigarettes 20 Pack (Marlboro, Camel)

$32.49 A$46.40

$33.05 A$47.19

-1.69%

Wine (Bottle)

$13.96 A$19.93

$13.87 A$19.80

0.65%

Local Beer (0.5 liter bottle)

$4.62 A$6.60

$4.70 A$6.72

-1.70%

Imported Beer (0.33 liter bottle)

$5.30 A$7.57

$5.08 A$7.25

4.33%

One-way Ticket (Public Transport)

$3.18 A$4.55

$2.61 A$3.73

21.84%

Public Transport Monthly Pass (Regular Price)

$143 A$204

$65.8 A$94.0

116.97%

Taxi Start (Normal Tariff)

$3.82 A$5.46

$3.54 A$5.06

7.91%

Taxi (Normal Tariff) (1km)

$3.03 A$4.33

$1.41 A$2.01

114.89%

Taxi 1hour Waiting (Normal Tariff)

$52.3 A$74.7

$27.29 A$38.96

91.68%

Gasoline (1 liter)

$1.20 A$1.71

$1.14 A$1.62

5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K A$40.5K

$28.7K A$41.0K

-1.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K A$32.0K

$23.1K A$33.0K

-3.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 A$283

$151 A$215

31.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.17 A$34.51

$21.34 A$30.48

13.26%

Internet (50+ Mbps, Unlimited Data)

$51.8 A$74.0

$49.95 A$71.3

3.74%

Gym Membership (Monthly)

$60.4 A$86.2

$48.14 A$68.8

25.36%

Tennis Court (1 Hour on Weekend)

$21.22 A$30.30

$15.81 A$22.58

34.22%

Cinema Ticket

$15.72 A$22.45

$16.51 A$23.57

-4.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,085 A$2,978

$1,746 A$2,493

19.43%

International Primary School, 1 Child (Yearly)

$18.8K A$26.9K

$19.1K A$27.3K

-1.47%

Jeans (Levis 501 Or Similar)

$75.1 A$107

$68.8 A$98.3

9.09%

Summer Dress (H&M, Zara, etc)

$59.3 A$84.7

$53.0 A$75.7

11.84%

Sport Shoes (Adidas, Nike)

$106 A$151

$45.23 A$64.6

134.49%

Men's Leather Business Shoes

$131 A$188

$104 A$148

26.57%

1-bedroom Apartment, City Center (Monthly)

$2,182 A$3,115

$1,252 A$1,788

74.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,506 A$2,150

$1,083 A$1,546

39.05%

3-bedroom Apartment, City Center (Monthly)

$4,461 A$6,370

$1,987 A$2,838

124.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,698 A$3,852

$1,660 A$2,370

62.53%

Buy Apartment in City Center (m2)

$12.8K A$18.3K

$7,012 A$10.0K

82.67%

Buy Apartment Outside City Center (m2)

$7,341 A$10.5K

$5,305 A$7,576

38.38%

Average Monthly Net Salary (After Tax)

$4,217 A$6,022

$1,320 A$1,885

219.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.34

5.73

10.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: July 13, 2026

Last update for Warrnambool: July 11, 2026

Cost Breakdown

A central one-bedroom costs $2,182 in Sydney versus $1,252 in Warrnambool. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 219% higher in Sydney, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Sydney versus $78.0 in Warrnambool. Monthly groceries follow the same trend: $347 vs $345 – making Warrnambool the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Warrnambool: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,824 in Sydney, $2,232 in Warrnambool – roughly 27% apart. Sydney costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,235 per month in Sydney and $3,348 in Warrnambool. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Warrnambool, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $79.0 in Sydney and $78.0 in Warrnambool. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,824 in Sydney and $2,232 in Warrnambool. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $3,000 monthly budget goes further in Warrnambool, where all-in costs run around $2,232, than in Sydney at $2,824. In Warrnambool it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Warrnambool – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Warrnambool. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.