Last update: Oct 2026 Australia 29.3K

Cost of Living in Warrnambool

For one person, living costs in Warrnambool are estimated at $2,643 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $36 a day.

Monthly Cost of Living

How much you'll spend in Warrnambool

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warrnambool actually costs, broken down by who's living it.

A single person spends around $2,643 per month with rent, or $1,082 for everyday expenses alone.

$2,643 /mo

A couple spends around $3,670 per month with rent, or $1,874 for everyday expenses alone.

$3,670 /mo

A family of three spends around $4,697 per month with rent, or $2,666 without housing.

$4,697 /mo

Overall, Warrnambool is 66–96% above the global median across household types. Within Oceania, costs are 39% above average – pricier than most cities in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$17.57 A$25.28
$11.24 A$16.17
$35.14 A$50.6
Three-Course Dinner for Two, Mid-Range
$82.0 A$118
$54.7 A$78.7
$137 A$197
Fast Food Meal (McDonalds, etc)
$9.23 A$13.28
$9.23 A$13.28
$14.19 A$20.42
Cappuccino
$4.08 A$5.87
$2.83 A$4.07
$5.66 A$8.15
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.12 A$4.49
$2.10 A$3.02
$3.50 A$5.03
Water (0.33 liter bottle)
$2.45 A$3.52
$2.05 A$2.96
$3.42 A$4.92
Local Beer (0.5 liter draught)
$9.54 A$13.73
$6.13 A$8.82
$11.24 A$16.18
Imported Beer (0.33 liter bottle)
$8.47 A$12.19
$6.35 A$9.14
$12.00 A$17.27
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.57 A$2.26
$1.18 A$1.70
$2.67 A$3.85
White Bread (500g)
$2.91 A$4.19
$2.07 A$2.99
$4.32 A$6.21
Rice (white) (1kg)
$2.59 A$3.73
$1.40 A$2.02
$4.22 A$6.07
Eggs
$4.85 A$6.98
$3.57 A$5.13
$8.56 A$12.31
Local Cheese (1kg)
$10.58 A$15.23
$6.32 A$9.10
$28.11 A$40.46
Chicken Fillets (1kg)
$9.99 A$14.37
$6.39 A$9.20
$13.14 A$18.91
Beef Round Steak (1kg)
$15.12 A$21.75
$12.58 A$18.10
$20.96 A$30.16
Apples (1kg)
$4.13 A$5.94
$2.83 A$4.08
$5.68 A$8.17
Banana (1kg)
$1.76 A$2.53
$1.76 A$2.53
$4.93 A$7.09
Oranges (1kg)
$3.14 A$4.52
$1.38 A$1.98
$6.13 A$8.82
Tomato (1kg)
$4.82 A$6.94
$2.84 A$4.09
$7.04 A$10.13
Potato (1kg)
$3.08 A$4.44
$1.42 A$2.05
$3.78 A$5.44
Onion (1kg)
$2.48 A$3.57
$1.38 A$1.98
$3.40 A$4.90
Lettuce (1 head)
$2.50 A$3.59
$2.15 A$3.09
$3.58 A$5.15
Water (1.5 liter bottle)
$1.63 A$2.35
$0.59 A$0.85
$4.26 A$6.13
Cigarettes 20 Pack (Marlboro, Camel)
$44.29 A$63.7
$34.61 A$49.81
$44.99 A$64.7
Wine (Bottle)
$12.59 A$18.11
$9.78 A$14.08
$20.97 A$30.18
Local Beer (0.5 liter bottle)
$5.58 A$8.02
$3.46 A$4.99
$8.44 A$12.15
Imported Beer (0.33 liter bottle)
$5.13 A$7.39
$2.75 A$3.96
$8.27 A$11.91
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.72 A$3.92
$1.52 A$2.18
$3.30 A$4.75
Public Transport Monthly Pass (Regular Price)
$69.7 A$100
$45.10 A$64.9
$69.7 A$100
Taxi Start (Normal Tariff)
$4.50 A$6.48
$3.54 A$5.10
$7.09 A$10.20
Taxi (Normal Tariff) (1km)
$1.36 A$1.95
$1.35 A$1.94
$1.56 A$2.25
Taxi 1hour Waiting (Normal Tariff)
$29.51 A$42.46
$28.58 A$41.12
$31.74 A$45.68
Gasoline (1 liter)
$1.28 A$1.84
$1.21 A$1.73
$1.76 A$2.54
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.1K A$40.5K
$27.5K A$39.5K
$28.8K A$41.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K A$37.5K
$24.0K A$34.6K
$27.5K A$39.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$227 A$327
$146 A$209
$342 A$493
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.17 A$39.10
$13.65 A$19.64
$34.12 A$49.10
Internet (50+ Mbps, Unlimited Data)
$54.9 A$79.1
$48.07 A$69.2
$65.2 A$93.9
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$57.1 A$82.1
$17.84 A$25.67
$57.1 A$82.1
Tennis Court (1 Hour on Weekend)
$17.39 A$25.02
$7.56 A$10.87
$17.39 A$25.02
Cinema Ticket
$15.22 A$21.90
$13.14 A$18.91
$20.75 A$29.86
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,389 A$3,438
$2,157 A$3,104
$2,802 A$4,032
International Primary School, 1 Child (Yearly)
$30.2K A$43.5K
$17.6K A$25.3K
$39.4K A$56.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$80.8 A$116
$49.08 A$70.6
$105 A$151
Summer Dress (H&M, Zara, etc)
$48.91 A$70.4
$27.31 A$39.30
$75.1 A$108
Sport Shoes (Adidas, Nike)
$49.61 A$71.4
$49.61 A$71.4
$177 A$255
Men's Leather Business Shoes
$132 A$190
$104 A$150
$173 A$250
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,433 A$2,062
$1,152 A$1,658
$1,440 A$2,072
1-bedroom Apartment, Outside City Center (Monthly)
$1,334 A$1,919
$939 A$1,352
$1,370 A$1,971
3-bedroom Apartment, City Center (Monthly)
$2,349 A$3,380
$1,830 A$2,633
$2,898 A$4,170
3-bedroom Apartment, Outside City Center (Monthly)
$1,804 A$2,595
$1,389 A$1,998
$1,805 A$2,597
Buy Apartment in City Center (m2)
$6,316 A$9,089
$4,009 A$5,769
$6,581 A$9,470
Buy Apartment Outside City Center (m2)
$5,445 A$7,835
$3,709 A$5,337
$5,445 A$7,835
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,322 A$1,903
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.87
4
6.44

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Warrnambool $2,643
Accommodation & Living
$1.3K
Groceries & Markets
$377
Monthly Utilities & Internet
$309
Eating Out
$304
Clothing & Footwear
$140
Getting Around
$92
Sport & Entertainment
$88

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,433, dropping to $1,334 outside central areas. Housing accounts for roughly 108% of the average salary ($1,322) – well above the 30% international benchmark.

The average net salary is $1,322 – below monthly costs of $2,643. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.

Groceries cost around $377 per month for one person. A mid-range dinner for two is priced at $82.0 – above the Oceanian average of $57.0.

A monthly public transport pass costs about $69.7 – roughly in line with the Oceanian average of $59.0.

Cost Highlights

Warrnambool has the 10th most expensive local beer in Oceania

Preschool or kindergarten, full day, private, 1 child is more expensive than 95% of cities in Oceania

Taxi is cheaper than 94% of cities in Oceania

Good to know
🕒 Local time
01:03 1:03 AM
🌤 Weather
👥 Population
29,284
💱 Currency
Exchange rates and currency converter

USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of October 19, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

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Warrnambool Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Warrnambool - Frequently Asked Questions
How does Warrnambool compare in affordability for travelers, expats, and digital nomads?
Compared with big metro centers, Warrnambool usually feels more affordable without sacrificing access to nature and a good quality of life. Housing options range from convenient rentals near the CBD to quieter seaside pockets, often with more space for the dollar. Daily needs like groceries, cafes, and services are reasonable, and public transport covers key routes well for a regional city. Seasonal spikes exist around holidays and events, but you’ll still find value by planning in advance and comparing neighborhoods. Cost of Living in Warrnambool reflects a laid-back pace that suits long stays and short visits alike, especially if you prioritize longer leases or off-peak shopping. Tip: build a simple monthly budget and test a few neighborhoods before committing.
What are practical tips for daily life: housing search, food options, transport, and errands in Warrnambool?
Start with housing: look beyond the riverside hotspots to find value in older apartment blocks, family homes, or share houses a short bus ride from the center. Budget for utilities and council rates by comparing inclusions in leases. For food, seasonal produce markets and local grocers offer good value, with a growing cafe scene for quick meals and coffee. Transport is feasible via bus or bicycle, and walkable town centers help cut costs. When running errands, consolidate trips to save time and fuel. Warrnambool living cost varies by neighborhood and lease type, so ask about inclusions like water, gas, or internet up front. Tip: create a shortlist of a few neighborhoods and visit at different times of day.
How can you optimize quality of life and budgeting in Warrnambool, considering seasonality and neighborhood fit?
Qualities to value include proximity to work or study, access to green spaces, and a cadence that matches your rhythm. Use a simple budgeting framework: track essentials first, then plan for discretionary spends, with a monthly buffer for seasonal travel or events. In Warrnambool, neighborhood fit matters – central streets for nightlife and services, quieter bayside areas for relaxation, and easy access to the waterfront for weekend outdoor activities. Save by cooking at home, using local markets, and choosing public transport or bike travel over car use when possible. Tip: build a flexible routine that adapts to peak tourist seasons and stays affordable year-round.
Is Warrnambool really that expensive?
Warrnambool is expensive by global standards – monthly costs hit about $2,643. Housing is the main driver: central rents are steep, and even outer neighborhoods cost more than the global average. Strong demand, high local incomes, and limited supply all push prices up.
Why is Warrnambool so expensive compared to other cities?
There's no getting around it – Warrnambool is expensive. Monthly costs with rent typically hit $2,643, and housing is the biggest culprit. Groceries, dining, and services also run above global averages, pushed up by strong local demand and high incomes.
How does the average salary in Warrnambool compare to the cost of living?
The average net salary in Warrnambool is about $1,322, while comfortable living starts around $3,965. With total costs hitting $2,643 monthly, saving is possible if you earn above average – but it takes intentional budgeting.
Are apartments reasonably priced in Warrnambool?
Rent in Warrnambool is middle-of-the-road – 1-bedroom apartments fall between $1,334 and $1,433 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
How expensive is preschool in Warrnambool per month?
Private kindergarten in Warrnambool costs about $2,389 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much is a monthly gym pass in Warrnambool?
Gym memberships in Warrnambool cost about $57.1 per month – above the regional average. Premium chains and boutique studios charge even more. Parks, running routes, and outdoor fitness areas offer free alternatives if you'd rather skip the fee.
Is $3,000 enough to cover living costs in Warrnambool?
$3,000 in Warrnambool is a stretch – monthly costs with rent hit $2,643, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there's very little buffer for surprises or savings.
What are the pros and cons of living in Warrnambool?
Quality of life in Warrnambool is genuinely good – highlights include low crime rates, clean air, and monthly costs hover around $2,643. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.

Warrnambool vs other spots: cost of living compared

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