Last update: Oct 2026

Cost of Living Comparison Between Sydney and Gosford

For one person, living is cheaper in Gosford: $2,795 a month against $3,267 in Sydney, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

157

Cost of Living Index in Sydney
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Sydney Living Index
133

Cost of Living Index in Gosford
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Gosford Living Index

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Sydney

🇦🇺 Australia

$3,267

/mo nomad

Gosford

🇦🇺 Australia

$2,795

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Gosford

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Gosford actually costs, broken down by who's living it.

A single person spends $3,267 per month in Sydney vs $2,795 in Gosford, rent included.

Sydney $3,267
Gosford $2,795

A couple spends around $4,847 per month in Sydney vs $3,874 in Gosford, rent included.

Sydney $4,847
Gosford $3,874

A family of three spends $6,428 per month in Sydney vs $4,953 in Gosford, rent included.

Sydney $6,428
Gosford $4,953

Sydney costs about 17% more than Gosford, and outside of rent the biggest gap is in groceries.

Both Sydney and Gosford sit above the global median – Sydney by 140%, Gosford by 105%.

Meal at Budget Restaurant

$17.50 A$24.88

$17.40 A$24.73

0.57%

Three-Course Dinner for Two, Mid-Range

$90.4 A$128

$82.9 A$118

9.00%

Fast Food Meal (McDonalds, etc)

$11.96 A$16.99

$10.71 A$15.22

11.67%

Cappuccino

$4.00 A$5.69

$3.49 A$4.97

14.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 A$4.00

$3.27 A$4.65

-14.07%

Water (0.33 liter bottle)

$2.22 A$3.16

$2.20 A$3.13

0.91%

Local Beer (0.5 liter draught)

$8.13 A$11.56

$5.75 A$8.18

41.39%

Imported Beer (0.33 liter bottle)

$7.20 A$10.23

$7.06 A$10.03

1.98%

Milk (1 liter)

$1.70 A$2.42

$1.15 A$1.64

47.83%

White Bread (500g)

$2.94 A$4.17

$3.98 A$5.65

-26.13%

Rice (white) (1kg)

$2.51 A$3.57

$2.04 A$2.90

23.04%

Eggs

$5.66 A$8.04

$4.12 A$5.86

37.38%

Local Cheese (1kg)

$12.22 A$17.36

$8.95 A$12.72

36.54%

Chicken Fillets (1kg)

$9.31 A$13.24

$9.08 A$12.91

2.53%

Beef Round Steak (1kg)

$16.87 A$23.98

$12.10 A$17.20

39.42%

Apples (1kg)

$3.90 A$5.55

$2.93 A$4.16

33.11%

Banana (1kg)

$3.22 A$4.58

$2.54 A$3.62

26.77%

Oranges (1kg)

$3.43 A$4.88

$3.25 A$4.62

5.54%

Tomato (1kg)

$4.33 A$6.16

$4.60 A$6.53

-5.87%

Potato (1kg)

$3.35 A$4.76

$2.41 A$3.43

39.00%

Onion (1kg)

$2.40 A$3.41

$2.13 A$3.03

12.68%

Lettuce (1 head)

$2.34 A$3.32

$2.10 A$2.99

11.43%

Water (1.5 liter bottle)

$1.16 A$1.65

$1.79 A$2.54

-35.20%

Cigarettes 20 Pack (Marlboro, Camel)

$45.47 A$64.6

$27.50 A$39.09

65.35%

Wine (Bottle)

$13.99 A$19.89

$11.47 A$16.30

21.97%

Local Beer (0.5 liter bottle)

$4.11 A$5.84

$7.18 A$10.21

-42.76%

Imported Beer (0.33 liter bottle)

$4.18 A$5.94

$4.69 A$6.66

-10.87%

One-way Ticket (Public Transport)

$3.12 A$4.44

$3.60 A$5.12

-13.33%

Public Transport Monthly Pass (Regular Price)

$152 A$216

$153 A$218

-0.88%

Taxi Start (Normal Tariff)

$3.46 A$4.92

Taxi (Normal Tariff) (1km)

$1.56 A$2.22

Taxi 1hour Waiting (Normal Tariff)

$39.54 A$56.2

Gasoline (1 liter)

$1.45 A$2.06

$1.36 A$1.94

6.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K A$42.5K

$21.2K A$30.1K

41.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K A$39.1K

$24.6K A$35.0K

11.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 A$357

$242 A$344

3.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.76 A$39.45

$28.55 A$40.58

-2.77%

Internet (50+ Mbps, Unlimited Data)

$58.0 A$82.4

$51.3 A$72.9

13.11%

Gym Membership (Monthly)

$70.7 A$100

$67.1 A$95.3

5.37%

Tennis Court (1 Hour on Weekend)

$23.25 A$33.05

$20.72 A$29.45

12.21%

Cinema Ticket

$17.83 A$25.34

$12.13 A$17.24

46.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,358 A$3,352

$830 A$1,180

184.20%

International Primary School, 1 Child (Yearly)

$27.2K A$38.6K

Jeans (Levis 501 Or Similar)

$80.5 A$114

$71.2 A$101

13.00%

Summer Dress (H&M, Zara, etc)

$69.3 A$98.5

$63.2 A$89.8

9.74%

Sport Shoes (Adidas, Nike)

$111 A$157

$107 A$152

3.40%

Men's Leather Business Shoes

$127 A$181

$110 A$156

16.13%

1-bedroom Apartment, City Center (Monthly)

$2,566 A$3,647

$1,955 A$2,779

31.24%

1-bedroom Apartment, Outside City Center (Monthly)

$1,792 A$2,548

$1,418 A$2,016

26.37%

3-bedroom Apartment, City Center (Monthly)

$5,202 A$7,394

$2,268 A$3,223

129.39%

3-bedroom Apartment, Outside City Center (Monthly)

$3,156 A$4,487

$1,936 A$2,752

63.01%

Buy Apartment in City Center (m2)

$13.4K A$19.0K

Buy Apartment Outside City Center (m2)

$8,727 A$12.4K

Average Monthly Net Salary (After Tax)

$4,118 A$5,853

$3,052 A$4,339

34.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.92

5.23

13.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: October 24, 2026

Last update for Gosford: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.8K 54.9%

Gosford

$1.4K 50.7% 20.9% $374

Groceries & Markets

Sydney

$382 11.7%

Gosford

$360 12.9% 5.8% $22

Monthly Utilities & Internet

Sydney

$337 10.3%

Gosford

$322 11.5% 4.4% $15

Eating Out

Sydney

$299 9.2%

Gosford

$278 10% 7% $21

Getting Around

Sydney

$176 5.4%

Gosford

$168 * 6% 4.6% $8

Clothing & Footwear

Sydney

$175 5.3%

Gosford

$158 5.7% 9.5% $17

Sport & Entertainment

Sydney

$106 3.3%

Gosford

$91 3.3% 14.1% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,566 in Sydney versus $1,955 in Gosford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Sydney. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90 in Sydney versus $83 in Gosford. Monthly groceries follow the same trend: $382 vs $360 – making Gosford the more affordable choice for daily food spending.

Good to know

🇦🇺 Sydney

🇦🇺 Gosford

🕒 Local time

11:51 11:51 AM

Same time as Sydney

🌤 Weather

👥 Population

4,840,600

4,873

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.63 EUR

1 AUD = 0.704 USD

1 AUD = 0.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Gosford: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,267 in Sydney, $2,795 in Gosford – Gosford comes out roughly 14% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,900 per month in Sydney and $4,192 in Gosford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gosford, especially for central apartments: a one-bedroom in the center costs $1,955 there versus $2,566 in Sydney.

A mid-range dinner for two costs $90 in Sydney and $83 in Gosford. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 6% more in Sydney, though the gap depends on what you buy.

Families tend to lean toward Gosford – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Gosford. If higher salaries or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.