Cost of Living Comparison Between Sydney and Ballina Cost of Living Comparison Between Sydney and Ballina

Monthly Cost of Living

A single person spends $2,824 per month in Sydney vs $2,214 in Ballina, rent included.

A couple spends around $4,241 per month in Sydney vs $3,283 in Ballina, rent included.

A family of three spends $5,658 per month in Sydney vs $4,351 in Ballina, rent included.

Sydney costs about 28% more than Ballina, driven mainly by Getting Around.

Both Sydney and Ballina sit above the global median – Sydney by 111%, Ballina by 66%.

Meal at Budget Restaurant

$16.22 A$23.24

$16.01 A$22.93

1.31%

Three-Course Dinner for Two, Mid-Range

$79.3 A$114

$78.2 A$112

1.37%

Fast Food Meal (McDonalds, etc)

$9.59 A$13.74

$9.93 A$14.23

-3.42%

Cappuccino

$3.29 A$4.72

$3.51 A$5.03

-6.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.46 A$3.53

$2.62 A$3.76

-6.11%

Water (0.33 liter bottle)

$1.97 A$2.82

$2.21 A$3.17

-10.86%

Local Beer (0.5 liter draught)

$6.63 A$9.50

$6.43 A$9.21

3.11%

Imported Beer (0.33 liter bottle)

$7.12 A$10.21

$7.30 A$10.46

-2.47%

Milk (1 liter)

$1.65 A$2.36

$2.48 A$3.56

-33.47%

White Bread (500g)

$2.67 A$3.82

$3.11 A$4.45

-14.15%

Rice (white) (1kg)

$2.34 A$3.35

$1.95 A$2.80

20.00%

Eggs

$5.03 A$7.21

$5.33 A$7.63

-5.63%

Local Cheese (1kg)

$8.59 A$12.31

$5.88 A$8.42

46.09%

Chicken Fillets (1kg)

$8.37 A$11.99

$8.50 A$12.19

-1.53%

Beef Round Steak (1kg)

$14.03 A$20.10

$13.92 A$19.94

0.79%

Apples (1kg)

$3.23 A$4.63

$3.32 A$4.76

-2.71%

Banana (1kg)

$2.75 A$3.94

$2.71 A$3.88

1.48%

Oranges (1kg)

$3.18 A$4.56

$2.91 A$4.17

9.28%

Tomato (1kg)

$4.36 A$6.25

$3.16 A$4.53

37.97%

Potato (1kg)

$2.45 A$3.51

$2.51 A$3.60

-2.39%

Onion (1kg)

$2.36 A$3.38

$2.13 A$3.05

10.80%

Lettuce (1 head)

$2.16 A$3.10

$3.20 A$4.58

-32.50%

Water (1.5 liter bottle)

$1.29 A$1.84

$1.52 A$2.18

-15.13%

Cigarettes 20 Pack (Marlboro, Camel)

$32.49 A$46.55

$30.53 A$43.75

6.42%

Wine (Bottle)

$13.96 A$20.00

$13.75 A$19.70

1.53%

Local Beer (0.5 liter bottle)

$4.62 A$6.62

$4.70 A$6.73

-1.70%

Imported Beer (0.33 liter bottle)

$5.30 A$7.60

$5.25 A$7.53

0.95%

One-way Ticket (Public Transport)

$3.18 A$4.56

$2.63 A$3.77

20.91%

Public Transport Monthly Pass (Regular Price)

$143 A$205

$66.1 A$94.6

116.15%

Taxi Start (Normal Tariff)

$3.82 A$5.48

$3.55 A$5.09

7.61%

Taxi (Normal Tariff) (1km)

$3.03 A$4.35

$1.61 A$2.30

88.20%

Taxi 1hour Waiting (Normal Tariff)

$52.3 A$75.0

$34.19 A$48.99

53.00%

Gasoline (1 liter)

$1.20 A$1.71

$1.19 A$1.70

0.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K A$40.7K

$28.8K A$41.3K

-1.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K A$32.1K

$22.5K A$32.2K

-0.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 A$284

$184 A$264

7.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.17 A$34.62

$27.57 A$39.50

-12.33%

Internet (50+ Mbps, Unlimited Data)

$51.8 A$74.2

$51.7 A$74.1

0.21%

Gym Membership (Monthly)

$60.4 A$86.5

$48.82 A$69.9

23.62%

Tennis Court (1 Hour on Weekend)

$21.22 A$30.40

$15.61 A$22.37

35.94%

Cinema Ticket

$15.72 A$22.52

$12.92 A$18.50

21.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,085 A$2,988

$1,625 A$2,328

28.33%

International Primary School, 1 Child (Yearly)

$18.8K A$27.0K

$11.9K A$17.0K

58.49%

Jeans (Levis 501 Or Similar)

$75.1 A$108

$68.8 A$98.6

9.17%

Summer Dress (H&M, Zara, etc)

$59.3 A$85.0

$50.6 A$72.5

17.17%

Sport Shoes (Adidas, Nike)

$106 A$152

$100 A$144

5.83%

Men's Leather Business Shoes

$131 A$188

$106 A$152

24.02%

1-bedroom Apartment, City Center (Monthly)

$2,182 A$3,126

$1,256 A$1,799

73.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,506 A$2,157

$1,080 A$1,548

39.38%

3-bedroom Apartment, City Center (Monthly)

$4,461 A$6,391

$1,998 A$2,862

123.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,698 A$3,865

$1,668 A$2,390

61.71%

Buy Apartment in City Center (m2)

$12.8K A$18.4K

$6,297 A$9,022

103.41%

Buy Apartment Outside City Center (m2)

$7,341 A$10.5K

$5,531 A$7,925

32.72%

Average Monthly Net Salary (After Tax)

$4,217 A$6,042

20-Year Fixed Mortgage Interest Rate (Annual %)

6.34

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: July 13, 2026

Last update for Ballina: July 11, 2026

Cost Breakdown

A central one-bedroom costs $2,182 in Sydney versus $1,256 in Ballina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Sydney versus $78.0 in Ballina. Groceries tell a different story – $347 in Sydney vs $352 in Ballina – so Sydney wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Ballina: Cost of Living - Frequently Asked Questions

Yes – Sydney is pricier by about 28%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,235 per month in Sydney and $3,321 in Ballina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ballina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $2,085 per month in Sydney and $1,625 in Ballina. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 1% cheaper in Sydney – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,500 monthly budget goes further in Ballina, where all-in costs run around $2,214, than in Sydney at $2,824. In Ballina it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Ballina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ballina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.