Cost of Living in Ballina - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $2,268 per month with rent, or $879 for everyday expenses alone.

A couple spends around $3,329 per month with rent, or $1,584 for everyday expenses alone.

A family of three spends around $4,389 per month with rent, or $2,289 without housing.

Overall, Ballina is 55–69% above the global median across household types. Within Oceania, costs are slightly above average (13%) – still relatively affordable for the region.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$16.55 A$23.07
$11.26 A$15.69
$33.11 A$46.14
Three-Course Dinner for Two, Mid-Range
$77.5 A$108
$51.7 A$72.0
$129 A$180
Fast Food Meal (McDonalds, etc)
$9.64 A$13.43
$9.00 A$12.54
$11.57 A$16.12
Cappuccino
$3.47 A$4.83
$2.76 A$3.85
$4.97 A$6.93
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.54 A$3.54
$1.94 A$2.70
$3.23 A$4.50
Water (0.33 liter bottle)
$2.11 A$2.94
$1.60 A$2.23
$2.88 A$4.01
Local Beer (0.5 liter draught)
$6.66 A$9.28
$4.66 A$6.50
$9.33 A$13.01
Imported Beer (0.33 liter bottle)
$7.02 A$9.78
$5.13 A$7.15
$9.62 A$13.41
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.40 A$3.34
$1.92 A$2.67
$2.88 A$4.02
White Bread (500g)
$3.05 A$4.25
$2.89 A$4.03
$3.21 A$4.47
Rice (white) (1kg)
$2.01 A$2.79
$1.18 A$1.64
$3.28 A$4.56
Eggs
$5.35 A$7.45
$4.75 A$6.62
$5.94 A$8.27
Local Cheese (1kg)
$5.81 A$8.09
$3.87 A$5.39
$7.74 A$10.79
Chicken Fillets (1kg)
$8.53 A$11.89
$6.27 A$8.73
$11.22 A$15.63
Beef Round Steak (1kg)
$13.51 A$18.82
$7.71 A$10.74
$19.16 A$26.70
Apples (1kg)
$3.31 A$4.62
$2.65 A$3.69
$3.98 A$5.54
Banana (1kg)
$2.80 A$3.90
$1.96 A$2.73
$4.64 A$6.46
Oranges (1kg)
$3.02 A$4.20
$1.68 A$2.34
$5.99 A$8.35
Tomato (1kg)
$3.16 A$4.40
$1.26 A$1.76
$5.05 A$7.04
Potato (1kg)
$2.51 A$3.50
$1.33 A$1.85
$3.32 A$4.63
Onion (1kg)
$2.12 A$2.95
$1.28 A$1.79
$2.90 A$4.04
Lettuce (1 head)
$3.18 A$4.43
$2.55 A$3.55
$3.82 A$5.32
Water (1.5 liter bottle)
$1.51 A$2.11
$0.51 A$0.71
$3.17 A$4.42
Cigarettes 20 Pack (Marlboro, Camel)
$31.37 A$43.71
$26.41 A$36.81
$39.63 A$55.2
Wine (Bottle)
$14.09 A$19.63
$10.57 A$14.72
$21.12 A$29.44
Local Beer (0.5 liter bottle)
$4.45 A$6.20
$2.53 A$3.53
$7.60 A$10.59
Imported Beer (0.33 liter bottle)
$5.21 A$7.26
$2.85 A$3.98
$7.60 A$10.59
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.58 A$3.60
$1.88 A$2.62
$3.23 A$4.50
Public Transport Monthly Pass (Regular Price)
$64.5 A$89.9
$22.58 A$31.46
$64.5 A$89.9
Taxi Start (Normal Tariff)
$3.53 A$4.92
$2.69 A$3.75
$5.77 A$8.04
Taxi (Normal Tariff) (1km)
$1.62 A$2.25
$1.45 A$2.03
$1.90 A$2.65
Taxi 1hour Waiting (Normal Tariff)
$33.66 A$46.90
$32.62 A$45.45
$40.77 A$56.8
Gasoline (1 liter)
$1.19 A$1.66
$1.09 A$1.52
$1.43 A$1.99
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K A$39.6K
$25.6K A$35.6K
$28.4K A$39.6K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K A$31.2K
$20.7K A$28.9K
$25.9K A$36.1K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$186 A$259
$103 A$144
$330 A$459
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.18 A$37.88
$12.91 A$17.99
$48.39 A$67.4
Internet (50+ Mbps, Unlimited Data)
$52.1 A$72.5
$44.73 A$62.3
$67.6 A$94.1
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$49.13 A$68.5
$19.66 A$27.40
$59.0 A$82.2
Tennis Court (1 Hour on Weekend)
$15.50 A$21.60
$7.71 A$10.74
$15.50 A$21.60
Cinema Ticket
$12.97 A$18.07
$11.67 A$16.27
$18.15 A$25.29
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,655 A$2,306
$906 A$1,262
$2,250 A$3,135
International Primary School, 1 Child (Yearly)
$11.8K A$16.5K
$6,385 A$8,897
$17.2K A$24.0K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$69.3 A$96.6
$42.05 A$58.6
$99.3 A$138
Summer Dress (H&M, Zara, etc)
$51.0 A$71.0
$26.23 A$36.55
$78.7 A$110
Sport Shoes (Adidas, Nike)
$97.4 A$136
$63.8 A$88.9
$140 A$195
Men's Leather Business Shoes
$105 A$147
$63.9 A$89.0
$160 A$222
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,263 A$1,760
$1,041 A$1,450
$1,333 A$1,858
1-bedroom Apartment, Outside City Center (Monthly)
$1,046 A$1,457
$651 A$907
$1,164 A$1,623
3-bedroom Apartment, City Center (Monthly)
$2,027 A$2,825
$1,635 A$2,278
$2,485 A$3,463
3-bedroom Apartment, Outside City Center (Monthly)
$1,709 A$2,381
$1,324 A$1,845
$1,986 A$2,767
Buy Apartment in City Center (m2)
$6,763 A$9,424
$5,556 A$7,742
$7,616 A$10.6K
Buy Apartment Outside City Center (m2)
$5,391 A$7,512
$3,737 A$5,208
$6,017 A$8,385
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.34
5.45
7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: June 1, 2026

Cost Breakdown

Groceries cost around $349 per month for one person. A mid-range dinner for two is priced at $78.0 – above the Oceanian average of $57.0.

A monthly public transport pass costs about $64.5 – roughly in line with the Oceanian average of $58.0.

Cost Highlights

Milk is more expensive than 95% of cities in Oceania

White bread is more expensive than 94% of cities in Oceania

Ballina Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Ballina - Frequently Asked Questions
How does Ballina, Australia compare in terms of overall affordability, and who tends to find it good value?
You’ll notice that Cost of Living in Ballina, Australia offers a measured balance of value and lifestyle. Compared with big cities, you’ll find more affordable housing options and lower day-to-day costs, especially if you choose to rent in residential outskirts or family-friendly neighborhoods. The town suits those who prioritize outdoor activities, a slower pace, and access to beaches without the city congestion. The groceries and casual meals can be reasonable if you shop locally and cook at home, while dining out ranges from laid-back cafés to seasonal eateries. In peak tourist seasons, expect busier streets and higher demand for short-term stays. Tip: plan ahead for peak season by booking modestly and exploring neighborhoods a short distance from the water for better value.
What does daily life look like for residents, including housing search, food options, transport, and coworking spaces?
Daily life in Ballina blends coastal charm with practical budgeting. For housing, you’ll find a mix of apartments, duplexes, and modest homes; timing and neighborhood choice influence rents more than city status. Food options range from farmers markets and fresh seafood to casual eateries; cooking at home remains the most economical path. Transport leans toward car use, with decent bus links and river-side cycle routes. If you work remotely, nearby coworking spaces and cafés offer reliable Wi‑Fi. Ballina living cost varies by neighborhood, so scout areas near services for convenience. Tip: choose a base near town centers to cut trips.
What are effective budgeting frameworks, seasonal considerations, and how to find the right neighborhood fit for your lifestyle?
Quality of life in Ballina rewards smart budgeting aligned with seasonality and lifestyle. Build a simple framework: housing plus daily living, then discretionary trips. In warmer months, you’ll likely price-in more outdoor activities and travel near waterways; off-season can offer quieter streets and lower crowding. Neighborhood fit hinges on pace and access: riverfront zones for easy strolls, inland streets for quieter living, and proximity to shops or beaches depending on your routine. When searching, leverage short-term stays to sample areas, and negotiate longer-term leases for better terms. Tip: keep a flexible plan and track your spending across categories to spot savings.
How much does it cost to live in Ballina per month?
Plan for roughly $2,268 a month in Ballina if you're renting, or around $879 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
Does Ballina offer good value for money?
Ballina is mid-range – monthly costs with rent reach about $2,268. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
What salary is needed for a comfortable life in Ballina?
You'll want at least $3,403 per month after taxes to live comfortably in Ballina. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
What is the average rent for an apartment in Ballina?
In Ballina's center, a one-bedroom apartment runs about $1,263 per month. Move further out and that drops to around $1,046. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
How much should I budget for food per month in Ballina?
Groceries in Ballina run about $349 monthly for one person – a moderate figure that matches the city's overall cost level. Local markets and supermarkets cover most needs, and food costs are manageable without strict budgeting.
What is a monthly transit pass in Ballina?
Public transport in Ballina costs about $64.5 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Is $2,500 a month enough for Ballina?
$2,500 is below the $2,268 average in Ballina, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
What is quality of life like in Ballina?
Quality of life in Ballina is genuinely good – highlights include low crime rates, clean air, and monthly costs hover around $2,268. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.

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