Last update: Oct 2026

Cost of Living Comparison Between Swidnica and Austin, TX

For one person, living is cheaper in Swidnica: $1,231 a month against $2,698 in Austin, TX, rent and utilities included – about $17,600 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Swidnica
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Swidnica Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Swidnica

🇵🇱 Poland

$1,231

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Swidnica and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Swidnica and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,231 in Swidnica versus $2,698 in Austin, TX.

Swidnica $1,231
Austin, TX $2,698

Estimated couple costs with rent: $1,905 in Swidnica versus $4,160 in Austin, TX.

Swidnica $1,905
Austin, TX $4,160

Monthly costs for a family of three with rent: $2,578 in Swidnica versus $5,622 in Austin, TX.

Swidnica $2,578
Austin, TX $5,622

Living in Swidnica costs roughly 54% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Swidnica is 9% below, Austin, TX is 99% above.

Meal at Budget Restaurant

$7.85 zł 30.51

$20.63 $20.63

-61.95%

Three-Course Dinner for Two, Mid-Range

$25.35 zł 98.5

$84.6 $84.6

-70.02%

Fast Food Meal (McDonalds, etc)

$7.04 zł 27.36

$12.07 $12.07

-41.67%

Cappuccino

$3.01 zł 11.69

$5.48 $5.48

-45.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 8.21

$3.80 $3.80

-44.47%

Water (0.33 liter bottle)

$1.91 zł 7.42

$2.47 $2.47

-22.67%

Local Beer (0.5 liter draught)

$2.58 zł 10.01

$8.05 $8.05

-67.95%

Imported Beer (0.33 liter bottle)

$5.06 zł 19.64

$8.88 $8.88

-43.02%

Milk (1 liter)

$1.08 zł 4.21

$1.11 $1.11

-2.70%

White Bread (500g)

$1.56 zł 6.04

$3.72 $3.72

-58.06%

Rice (white) (1kg)

$1.46 zł 5.68

$3.37 $3.37

-56.68%

Eggs

$4.00 zł 15.53

$4.32 $4.32

-7.41%

Local Cheese (1kg)

$9.08 zł 35.26

$13.13 $13.13

-30.85%

Chicken Fillets (1kg)

$6.54 zł 25.41

$14.15 $14.15

-53.78%

Beef Round Steak (1kg)

$11.87 zł 46.11

$16.33 $16.33

-27.31%

Apples (1kg)

$1.30 zł 5.07

$4.55 $4.55

-71.43%

Banana (1kg)

$1.56 zł 6.07

$1.46 $1.46

6.85%

Oranges (1kg)

$1.66 zł 6.45

$4.71 $4.71

-64.76%

Tomato (1kg)

$3.45 zł 13.40

$4.15 $4.15

-16.87%

Potato (1kg)

$0.92 zł 3.59

$2.58 $2.58

-64.34%

Onion (1kg)

$0.78 zł 3.03

$2.35 $2.35

-66.81%

Lettuce (1 head)

$1.45 zł 5.64

$1.77 $1.77

-18.08%

Water (1.5 liter bottle)

$0.71 zł 2.76

$2.14 $2.14

-66.82%

Cigarettes 20 Pack (Marlboro, Camel)

$6.19 zł 24.04

$10.10 $10.10

-38.71%

Wine (Bottle)

$7.59 zł 29.48

$15.19 $15.19

-50.03%

Local Beer (0.5 liter bottle)

$1.15 zł 4.45

$2.82 $2.82

-59.22%

Imported Beer (0.33 liter bottle)

$1.76 zł 6.83

$3.44 $3.44

-48.84%

One-way Ticket (Public Transport)

$1.04 zł 4.05

$1.54 $1.54

-32.47%

Public Transport Monthly Pass (Regular Price)

$30.08 zł 117

$40.99 $40.99

-26.62%

Taxi Start (Normal Tariff)

$2.56 zł 9.95

$2.80 $2.80

-8.57%

Taxi (Normal Tariff) (1km)

$0.91 zł 3.54

$1.60 $1.60

-43.13%

Taxi 1hour Waiting (Normal Tariff)

$10.30 zł 40.01

$34.34 $34.34

-70.01%

Gasoline (1 liter)

$1.67 zł 6.48

$0.94 $0.94

77.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K zł 115.9K

$34.0K $34.0K

-12.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K zł 112.6K

$26.8K $26.8K

8.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 zł 796

$223 $223

-8.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.51 zł 36.94

$58.9 $58.9

-83.85%

Internet (50+ Mbps, Unlimited Data)

$12.82 zł 49.82

$70.6 $70.6

-81.84%

Gym Membership (Monthly)

$37.74 zł 147

$57.7 $57.7

-34.59%

Tennis Court (1 Hour on Weekend)

$21.91 zł 85.1

$16.53 $16.53

32.55%

Cinema Ticket

$7.05 zł 27.40

$14.26 $14.26

-50.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$480 zł 1,865

$1,511 $1,511

-68.22%

International Primary School, 1 Child (Yearly)

$12.0K zł 46.7K

$20.9K $20.9K

-42.51%

Jeans (Levis 501 Or Similar)

$93.1 zł 362

$51.3 $51.3

81.51%

Summer Dress (H&M, Zara, etc)

$39.07 zł 152

$44.17 $44.17

-11.55%

Sport Shoes (Adidas, Nike)

$93.4 zł 363

$87.0 $87.0

7.38%

Men's Leather Business Shoes

$108 zł 421

$104 $104

3.76%

1-bedroom Apartment, City Center (Monthly)

$615 zł 2,388

$1,940 $1,940

-68.32%

1-bedroom Apartment, Outside City Center (Monthly)

$374 zł 1,455

$1,316 $1,316

-71.55%

3-bedroom Apartment, City Center (Monthly)

$978 zł 3,800

$3,664 $3,664

-73.31%

3-bedroom Apartment, Outside City Center (Monthly)

$826 zł 3,209

$2,565 $2,565

-67.80%

Buy Apartment in City Center (m2)

$2,946 zł 11.4K

$7,354 $7,354

-59.95%

Buy Apartment Outside City Center (m2)

$2,252 zł 8,749

$3,129 $3,129

-28.04%

Average Monthly Net Salary (After Tax)

$1,026 zł 3,984

$5,286 $5,286

-80.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swidnica: October 19, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Swidnica

$374 30.4%

Austin, TX

$1.3K 48.8% 252% $942

Monthly Utilities & Internet

Swidnica

$227 18.5%

Austin, TX

$352 13.1% 55% $125

Groceries & Markets

Swidnica

$227 18.4%

Austin, TX

$406 15.1% 79.1% $179

Eating Out

Swidnica

$159 12.9%

Austin, TX

$350 13% 120% $191

Clothing & Footwear

Swidnica

$150 12.2%

Austin, TX

$129 4.8% 14.1% $21

Sport & Entertainment

Swidnica

$52 4.2%

Austin, TX

$86 3.2% 66.3% $34

Getting Around

Swidnica

$41 3.4%

Austin, TX

$58 2.2% 40% $17

Cost Breakdown

A one-bedroom apartment in the center runs $615 in Swidnica and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 416% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $25.00 in Swidnica vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $227 vs $406 per month, with Swidnica cheaper across the board.

Good to know

🇵🇱 Swidnica

🇺🇸 Austin, TX

🕒 Local time

20:54 8:54 PM

13:54 1:54 PM

7 h behind Swidnica

🌤 Weather

👥 Population

55,800

974,447

💱 Currency

Polish Złoty PLN zł

United States Dollar USD $

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Swidnica Austin, TX 8,940 km ≈ 12 h nonstop flight

From you

Swidnica
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swidnica vs Austin, TX: Cost of Living - Frequently Asked Questions

Swidnica wins on cost – living expenses run 119% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Swidnica the obvious pick if budget is a priority.

On paper, salaries run 416% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $615 in Swidnica versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,231 per month in Swidnica versus $2,698 in Austin, TX – a 119% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Swidnica runs roughly 36% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,231 in Swidnica versus $2,698 in Austin, TX, a $2,000 budget is realistic in Swidnica but tight or insufficient in Austin, TX. The gap between the two cities makes Swidnica the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Swidnica and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swidnica gentler on the wallet – expenses run 119% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.