Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Swidnica

For one person, living is cheaper in Swidnica: $1,231 a month against $2,698 in Austin, TX, rent and utilities included – about $17,600 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
59

Cost of Living Index in Swidnica
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Swidnica Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Swidnica

🇵🇱 Poland

$1,231

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Swidnica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Swidnica actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $1,231 in Swidnica.

Austin, TX $2,698
Swidnica $1,231

Estimated couple costs with rent: $4,160 in Austin, TX versus $1,905 in Swidnica.

Austin, TX $4,160
Swidnica $1,905

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $2,578 in Swidnica.

Austin, TX $5,622
Swidnica $2,578

Living in Austin, TX is roughly 119% more expensive than in Swidnica, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 99% above, Swidnica is 9% below.

Meal at Budget Restaurant

$20.63 $20.63

$7.85 zł 30.51

162.80%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$25.35 zł 98.5

233.61%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$7.04 zł 27.36

71.45%

Cappuccino

$5.48 $5.48

$3.01 zł 11.69

82.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.11 zł 8.21

80.09%

Water (0.33 liter bottle)

$2.47 $2.47

$1.91 zł 7.42

29.32%

Local Beer (0.5 liter draught)

$8.05 $8.05

$2.58 zł 10.01

212.02%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$5.06 zł 19.64

75.49%

Milk (1 liter)

$1.11 $1.11

$1.08 zł 4.21

2.78%

White Bread (500g)

$3.72 $3.72

$1.56 zł 6.04

138.46%

Rice (white) (1kg)

$3.37 $3.37

$1.46 zł 5.68

130.82%

Eggs

$4.32 $4.32

$4.00 zł 15.53

8.00%

Local Cheese (1kg)

$13.13 $13.13

$9.08 zł 35.26

44.60%

Chicken Fillets (1kg)

$14.15 $14.15

$6.54 zł 25.41

116.36%

Beef Round Steak (1kg)

$16.33 $16.33

$11.87 zł 46.11

37.57%

Apples (1kg)

$4.55 $4.55

$1.30 zł 5.07

250.00%

Banana (1kg)

$1.46 $1.46

$1.56 zł 6.07

-6.41%

Oranges (1kg)

$4.71 $4.71

$1.66 zł 6.45

183.73%

Tomato (1kg)

$4.15 $4.15

$3.45 zł 13.40

20.29%

Potato (1kg)

$2.58 $2.58

$0.92 zł 3.59

180.43%

Onion (1kg)

$2.35 $2.35

$0.78 zł 3.03

201.28%

Lettuce (1 head)

$1.77 $1.77

$1.45 zł 5.64

22.07%

Water (1.5 liter bottle)

$2.14 $2.14

$0.71 zł 2.76

201.41%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$6.19 zł 24.04

63.17%

Wine (Bottle)

$15.19 $15.19

$7.59 zł 29.48

100.13%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.15 zł 4.45

145.22%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$1.76 zł 6.83

95.45%

One-way Ticket (Public Transport)

$1.54 $1.54

$1.04 zł 4.05

48.08%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$30.08 zł 117

36.27%

Taxi Start (Normal Tariff)

$2.80 $2.80

$2.56 zł 9.95

9.37%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$0.91 zł 3.54

75.82%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$10.30 zł 40.01

233.40%

Gasoline (1 liter)

$0.94 $0.94

$1.67 zł 6.48

-43.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$29.8K zł 115.9K

13.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$29.0K zł 112.6K

-7.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$205 zł 796

8.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$9.51 zł 36.94

519.35%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$12.82 zł 49.82

450.62%

Gym Membership (Monthly)

$57.7 $57.7

$37.74 zł 147

52.89%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$21.91 zł 85.1

-24.55%

Cinema Ticket

$14.26 $14.26

$7.05 zł 27.40

102.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$480 zł 1,865

214.68%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$12.0K zł 46.7K

73.93%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$93.1 zł 362

-44.91%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$39.07 zł 152

13.05%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$93.4 zł 363

-6.87%

Men's Leather Business Shoes

$104 $104

$108 zł 421

-3.62%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$615 zł 2,388

215.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$374 zł 1,455

251.55%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$978 zł 3,800

274.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$826 zł 3,209

210.54%

Buy Apartment in City Center (m2)

$7,354 $7,354

$2,946 zł 11.4K

149.66%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$2,252 zł 8,749

38.96%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$1,026 zł 3,984

415.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

-3.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Swidnica: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Swidnica

$374 30.4% 71.6% $942

Groceries & Markets

Austin, TX

$406 15.1%

Swidnica

$227 18.4% 44.2% $179

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Swidnica

$227 18.5% 35.5% $125

Eating Out

Austin, TX

$350 13%

Swidnica

$159 12.9% 54.5% $191

Clothing & Footwear

Austin, TX

$129 4.8%

Swidnica

$150 12.2% 16.4% $21

Sport & Entertainment

Austin, TX

$86 3.2%

Swidnica

$52 4.2% 39.9% $34

Getting Around

Austin, TX

$58 2.2%

Swidnica

$41 3.4% 28.6% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $615 in Swidnica. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 416% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $25.00 in Swidnica for a mid-range dinner for two. Groceries echo the gap at $406 vs $227 per month, with Swidnica cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇱 Swidnica

🕒 Local time

13:54 1:54 PM

20:54 8:54 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

55,800

💱 Currency

United States Dollar USD $

Polish Złoty PLN zł

📈 Exchange rate

1 USD = 0.89 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, EUR to USD – United States Dollar Converter

🇵🇱 Polish Złoty (zł)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

PLN to USD in detail →

On the map

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Between locations

Austin, TX Swidnica 8,940 km ≈ 12 h nonstop flight

From you

Austin, TX
Swidnica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Swidnica: Cost of Living - Frequently Asked Questions

Swidnica wins on cost – living expenses run 119% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Swidnica the obvious pick if budget is a priority.

Average pay runs 416% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $615 in Swidnica. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $1,231 in Swidnica – a 119% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Swidnica runs roughly 36% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,231 in Swidnica versus $2,698 in Austin, TX, a $2,000 budget is realistic in Swidnica but tight or insufficient in Austin, TX. The gap between the two cities makes Swidnica the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Swidnica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swidnica gentler on the wallet – expenses run 119% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.