Last update: Nov 2026

Cost of Living Comparison Between Swakopmund and Belgrade

For one person, living is cheaper in Swakopmund: $579 a month against $1,541 in Belgrade, rent and utilities included – about $11,500 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Belgrade
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Belgrade Living Index

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Swakopmund

🇳🇦 Namibia

$579

/mo nomad

Belgrade

🇷🇸 Serbia

$1,541

/mo nomad

Monthly Cost of Living

How much you'll spend in Swakopmund and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Swakopmund and in Belgrade actually costs, broken down by who's living it.

A single person spends $579 per month in Swakopmund vs $1,541 in Belgrade, rent included.

Swakopmund $579
Belgrade $1,541

A couple spends around $1,076 per month in Swakopmund vs $2,351 in Belgrade, rent included.

Swakopmund $1,076
Belgrade $2,351

A family of three spends $1,573 per month in Swakopmund vs $3,161 in Belgrade, rent included.

Swakopmund $1,573
Belgrade $3,161

Swakopmund is about 62% cheaper than Belgrade, and outside of rent the biggest gap is in clothing.

Swakopmund sits 57% below the global median, while Belgrade is 14% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.91 NAD 97.7

$13.43 RSD 1,406

-55.99%

Three-Course Dinner for Two, Mid-Range

$36.26 NAD 599

$58.0 RSD 6,071

-37.47%

Fast Food Meal (McDonalds, etc)

$3.58 NAD 59.1

$13.30 RSD 1,392

-73.08%

Cappuccino

$1.85 NAD 30.54

$3.05 RSD 319

-39.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 NAD 12.30

$2.82 RSD 295

-73.76%

Water (0.33 liter bottle)

$0.54 NAD 8.98

$2.28 RSD 239

-76.32%

Local Beer (0.5 liter draught)

$1.32 NAD 21.88

$3.66 RSD 383

-63.93%

Imported Beer (0.33 liter bottle)

$1.82 NAD 30.05

$4.18 RSD 437

-56.46%

Milk (1 liter)

$2.10 NAD 34.64

$1.41 RSD 148

48.94%

White Bread (500g)

$1.36 NAD 22.54

$1.16 RSD 122

17.24%

Rice (white) (1kg)

$2.53 RSD 264

Eggs

$2.25 NAD 37.22

$2.80 RSD 293

-19.64%

Local Cheese (1kg)

$7.85 NAD 130

$10.93 RSD 1,144

-28.18%

Chicken Fillets (1kg)

$6.80 RSD 712

Beef Round Steak (1kg)

$15.40 RSD 1,613

Apples (1kg)

$3.46 NAD 57.2

$1.63 RSD 170

112.27%

Banana (1kg)

$1.53 NAD 25.21

$1.75 RSD 183

-12.57%

Oranges (1kg)

$1.78 RSD 187

Tomato (1kg)

$2.07 NAD 34.19

$3.04 RSD 318

-31.91%

Potato (1kg)

$0.97 RSD 102

Onion (1kg)

$0.65 RSD 68.1

Lettuce (1 head)

$0.74 RSD 77.6

Water (1.5 liter bottle)

$0.72 RSD 75.8

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 RSD 474

Wine (Bottle)

$8.07 NAD 133

$8.25 RSD 863

-2.18%

Local Beer (0.5 liter bottle)

$0.59 NAD 9.72

$0.86 RSD 90.3

-31.40%

Imported Beer (0.33 liter bottle)

$1.43 RSD 149

Public Transport Monthly Pass (Regular Price)

$30.55 NAD 505

Taxi Start (Normal Tariff)

$0.83 NAD 13.66

$3.10 RSD 325

-73.23%

Taxi (Normal Tariff) (1km)

$0.91 NAD 15.11

$0.98 RSD 102

-7.14%

Taxi 1hour Waiting (Normal Tariff)

$7.26 NAD 120

$17.10 RSD 1,790

-57.54%

Gasoline (1 liter)

$1.27 NAD 20.92

$1.87 RSD 196

-32.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K RSD 3.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K RSD 2.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.9 NAD 908

$215 RSD 22.5K

-74.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.55 RSD 2,675

Internet (50+ Mbps, Unlimited Data)

$35.40 RSD 3,706

Gym Membership (Monthly)

$40.62 RSD 4,252

Tennis Court (1 Hour on Weekend)

$22.74 RSD 2,381

Cinema Ticket

$7.99 RSD 837

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 RSD 47.5K

International Primary School, 1 Child (Yearly)

$12.4K RSD 1.3M

Jeans (Levis 501 Or Similar)

$112 RSD 11.7K

Summer Dress (H&M, Zara, etc)

$47.56 RSD 4,979

Sport Shoes (Adidas, Nike)

$114 RSD 11.9K

Men's Leather Business Shoes

$70.8 NAD 1,171

$147 RSD 15.4K

-51.76%

1-bedroom Apartment, City Center (Monthly)

$427 NAD 7,051

$829 RSD 86.8K

-48.56%

1-bedroom Apartment, Outside City Center (Monthly)

$238 NAD 3,931

$540 RSD 56.6K

-55.99%

3-bedroom Apartment, City Center (Monthly)

$899 NAD 14.9K

$1,508 RSD 157.9K

-40.38%

3-bedroom Apartment, Outside City Center (Monthly)

$713 NAD 11.8K

$975 RSD 102.0K

-26.84%

Buy Apartment in City Center (m2)

$5,059 RSD 529.6K

Buy Apartment Outside City Center (m2)

$3,171 RSD 332.0K

Average Monthly Net Salary (After Tax)

$1,276 RSD 133.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swakopmund: November 3, 2026

Last update for Belgrade: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Swakopmund

–

Belgrade

$540 35.1%

Monthly Utilities & Internet

Swakopmund

–

Belgrade

$276 17.9%

Groceries & Markets

Swakopmund

–

Belgrade

$241 15.6%

Eating Out

Swakopmund

–

Belgrade

$231 15%

Clothing & Footwear

Swakopmund

–

Belgrade

$189 12.3%

Sport & Entertainment

Swakopmund

–

Belgrade

$57 3.7%

Getting Around

Swakopmund

–

Belgrade

$8 * 0.5%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $427 in Swakopmund versus $829 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Swakopmund versus $58 in Belgrade. Monthly groceries follow the same trend: $123 vs $241 – making Swakopmund the more affordable choice for daily food spending.

Good to know

🇳🇦 Swakopmund

🇷🇸 Belgrade

🕒 Local time

23:36 11:36 PM

22:36 10:36 PM

1 h behind Swakopmund

🌤 Weather

👥 Population

25,000

1,197,714 Capital

💱 Currency

Namibian Dollar NAD $

Serbian Dinar RSD din

📈 Exchange rate

100 NAD = 6.05 USD

100 NAD = 5.41 EUR

1,000 RSD = 9.55 USD

1,000 RSD = 8.55 EUR

Exchange rates and currency converter

RSD, USD, EUR to NAD – Namibian Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇦 Namibian Dollar ($)

Namibian Dollar exchange rates as of November 6, 2026: 1 USD = 16.53 NAD (100 NAD = 6.05 USD). 1 EUR = 18.47 NAD (100 NAD = 5.41 EUR).

Serbian Dinar exchange rates as of November 6, 2026: 1 USD = 105 RSD (1,000 RSD = 9.55 USD). 1 EUR = 117 RSD (1,000 RSD = 8.55 EUR).

USD to NAD in detail →

On the map

Lowest

Highest

Between locations

Swakopmund Belgrade 7,530 km ≈ 10 h nonstop flight

From you

Swakopmund
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swakopmund vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $579 in Swakopmund, $1,541 in Belgrade – Swakopmund comes out roughly 62% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $869 per month in Swakopmund and $2,312 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swakopmund, especially for central apartments: a one-bedroom in the center costs $427 there versus $829 in Belgrade.

A mid-range dinner for two costs $36 in Swakopmund and $58 in Belgrade. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $579 in Swakopmund and $1,541 in Belgrade. That makes Swakopmund about 62% cheaper.

A $1,000 monthly budget goes further in Swakopmund, where all-in costs run around $579, than in Belgrade at $1,541. In Swakopmund it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

It depends on your priorities. Swakopmund has an edge in some lifestyle areas, with costs from $579 in Swakopmund to $1,541 in Belgrade. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.