Last update: Nov 2026

Cost of Living Comparison Between Belgrade and Swakopmund

For one person, living is cheaper in Swakopmund: $579 a month against $1,541 in Belgrade, rent and utilities included – about $11,500 less a year. Rent and utilities account for about half of the difference.

74

Cost of Living Index in Belgrade
Learn more

Belgrade Living Index

Jump to prices

Belgrade

🇷🇸 Serbia

$1,541

/mo nomad

Swakopmund

🇳🇦 Namibia

$579

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Swakopmund

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Swakopmund actually costs, broken down by who's living it.

A single person spends $1,541 per month in Belgrade vs $579 in Swakopmund, rent included.

Belgrade $1,541
Swakopmund $579

A couple spends around $2,351 per month in Belgrade vs $1,076 in Swakopmund, rent included.

Belgrade $2,351
Swakopmund $1,076

A family of three spends $3,161 per month in Belgrade vs $1,573 in Swakopmund, rent included.

Belgrade $3,161
Swakopmund $1,573

Belgrade costs about 166% more than Swakopmund, and outside of rent the biggest gap is in clothing.

Belgrade sits 14% above the global median, while Swakopmund is 57% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.43 RSD 1,406

$5.91 NAD 97.7

127.24%

Three-Course Dinner for Two, Mid-Range

$58.0 RSD 6,071

$36.26 NAD 599

59.93%

Fast Food Meal (McDonalds, etc)

$13.30 RSD 1,392

$3.58 NAD 59.1

271.51%

Cappuccino

$3.05 RSD 319

$1.85 NAD 30.54

64.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 295

$0.74 NAD 12.30

281.08%

Water (0.33 liter bottle)

$2.28 RSD 239

$0.54 NAD 8.98

322.22%

Local Beer (0.5 liter draught)

$3.66 RSD 383

$1.32 NAD 21.88

177.27%

Imported Beer (0.33 liter bottle)

$4.18 RSD 437

$1.82 NAD 30.05

129.67%

Milk (1 liter)

$1.41 RSD 148

$2.10 NAD 34.64

-32.86%

White Bread (500g)

$1.16 RSD 122

$1.36 NAD 22.54

-14.71%

Rice (white) (1kg)

$2.53 RSD 264

Eggs

$2.80 RSD 293

$2.25 NAD 37.22

24.44%

Local Cheese (1kg)

$10.93 RSD 1,144

$7.85 NAD 130

39.24%

Chicken Fillets (1kg)

$6.80 RSD 712

Beef Round Steak (1kg)

$15.40 RSD 1,613

Apples (1kg)

$1.63 RSD 170

$3.46 NAD 57.2

-52.89%

Banana (1kg)

$1.75 RSD 183

$1.53 NAD 25.21

14.38%

Oranges (1kg)

$1.78 RSD 187

Tomato (1kg)

$3.04 RSD 318

$2.07 NAD 34.19

46.86%

Potato (1kg)

$0.97 RSD 102

Onion (1kg)

$0.65 RSD 68.1

Lettuce (1 head)

$0.74 RSD 77.6

Water (1.5 liter bottle)

$0.72 RSD 75.8

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 RSD 474

Wine (Bottle)

$8.25 RSD 863

$8.07 NAD 133

2.23%

Local Beer (0.5 liter bottle)

$0.86 RSD 90.3

$0.59 NAD 9.72

45.76%

Imported Beer (0.33 liter bottle)

$1.43 RSD 149

Public Transport Monthly Pass (Regular Price)

$30.55 NAD 505

Taxi Start (Normal Tariff)

$3.10 RSD 325

$0.83 NAD 13.66

273.49%

Taxi (Normal Tariff) (1km)

$0.98 RSD 102

$0.91 NAD 15.11

7.69%

Taxi 1hour Waiting (Normal Tariff)

$17.10 RSD 1,790

$7.26 NAD 120

135.54%

Gasoline (1 liter)

$1.87 RSD 196

$1.27 NAD 20.92

47.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K RSD 3.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K RSD 2.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 RSD 22.5K

$54.9 NAD 908

291.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.55 RSD 2,675

Internet (50+ Mbps, Unlimited Data)

$35.40 RSD 3,706

Gym Membership (Monthly)

$40.62 RSD 4,252

Tennis Court (1 Hour on Weekend)

$22.74 RSD 2,381

Cinema Ticket

$7.99 RSD 837

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 RSD 47.5K

International Primary School, 1 Child (Yearly)

$12.4K RSD 1.3M

Jeans (Levis 501 Or Similar)

$112 RSD 11.7K

Summer Dress (H&M, Zara, etc)

$47.56 RSD 4,979

Sport Shoes (Adidas, Nike)

$114 RSD 11.9K

Men's Leather Business Shoes

$147 RSD 15.4K

$70.8 NAD 1,171

107.29%

1-bedroom Apartment, City Center (Monthly)

$829 RSD 86.8K

$427 NAD 7,051

94.42%

1-bedroom Apartment, Outside City Center (Monthly)

$540 RSD 56.6K

$238 NAD 3,931

127.21%

3-bedroom Apartment, City Center (Monthly)

$1,508 RSD 157.9K

$899 NAD 14.9K

67.73%

3-bedroom Apartment, Outside City Center (Monthly)

$975 RSD 102.0K

$713 NAD 11.8K

36.69%

Buy Apartment in City Center (m2)

$5,059 RSD 529.6K

Buy Apartment Outside City Center (m2)

$3,171 RSD 332.0K

Average Monthly Net Salary (After Tax)

$1,276 RSD 133.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: November 1, 2026

Last update for Swakopmund: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$540 35.1%

Swakopmund

–

Monthly Utilities & Internet

Belgrade

$276 17.9%

Swakopmund

–

Groceries & Markets

Belgrade

$241 15.6%

Swakopmund

–

Eating Out

Belgrade

$231 15%

Swakopmund

–

Clothing & Footwear

Belgrade

$189 12.3%

Swakopmund

–

Sport & Entertainment

Belgrade

$57 3.7%

Swakopmund

–

Getting Around

Belgrade

$8 * 0.5%

Swakopmund

–

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $829 in Belgrade versus $427 in Swakopmund. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $58 in Belgrade versus $36 in Swakopmund. Monthly groceries follow the same trend: $241 vs $123 – making Swakopmund the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇳🇦 Swakopmund

🕒 Local time

22:29 10:29 PM

23:29 11:29 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

25,000

💱 Currency

Serbian Dinar RSD din

Namibian Dollar NAD $

📈 Exchange rate

1,000 RSD = 9.55 USD

1,000 RSD = 8.55 EUR

100 NAD = 6.05 USD

100 NAD = 5.41 EUR

Exchange rates and currency converter

NAD, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of November 6, 2026: 1 USD = 105 RSD (1,000 RSD = 9.55 USD). 1 EUR = 117 RSD (1,000 RSD = 8.55 EUR).

Namibian Dollar exchange rates as of November 6, 2026: 1 USD = 16.53 NAD (100 NAD = 6.05 USD). 1 EUR = 18.47 NAD (100 NAD = 5.41 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Belgrade Swakopmund 7,530 km ≈ 10 h nonstop flight

From you

Belgrade
Swakopmund

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Swakopmund: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,541 in Belgrade, $579 in Swakopmund – Swakopmund comes out roughly 62% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,312 per month in Belgrade and $869 in Swakopmund. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swakopmund, especially for central apartments: a one-bedroom in the center costs $427 there versus $829 in Belgrade.

A mid-range dinner for two costs $58 in Belgrade and $36 in Swakopmund. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,541 in Belgrade and $579 in Swakopmund. That makes Swakopmund about 62% cheaper.

A $1,000 monthly budget goes further in Swakopmund, where all-in costs run around $579, than in Belgrade at $1,541. In Swakopmund it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

It depends on your priorities. Swakopmund has an edge in some lifestyle areas, with costs from $579 in Swakopmund to $1,541 in Belgrade. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.