Cost of Living Comparison Between Swabi and Ubud, Bali Cost of Living Comparison Between Swabi and Ubud, Bali

Monthly Cost of Living

A single person spends $343 per month in Swabi vs $1,419 in Ubud, Bali, rent included.

A couple spends around $532 per month in Swabi vs $2,540 in Ubud, Bali, rent included.

A family of three spends $721 per month in Swabi vs $3,660 in Ubud, Bali, rent included.

Swabi is about 76% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Swabi sits 74% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.91 PKR 809

$3.56 Rp 64.3K

-18.26%

Three-Course Dinner for Two, Mid-Range

$14.42 PKR 4,011

$32.73 Rp 590.3K

-55.94%

Fast Food Meal (McDonalds, etc)

$2.78 PKR 774

$4.95 Rp 89.2K

-43.84%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.72 PKR 478

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.79 PKR 498

Cappuccino

$0.55 PKR 154

$2.71 Rp 48.9K

-79.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.29 PKR 81.6

$1.34 Rp 24.2K

-78.36%

Water (0.33 liter bottle)

$0.13 PKR 36.91

$0.70 Rp 12.6K

-81.43%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

Milk (1 liter)

$0.63 PKR 175

$1.81 Rp 32.6K

-65.19%

White Bread (500g)

$0.31 PKR 85.3

$2.52 Rp 45.4K

-87.70%

Rice (white) (1kg)

$0.84 PKR 234

$1.16 Rp 20.9K

-27.59%

Eggs

$1.04 PKR 289

$2.46 Rp 44.4K

-57.72%

Local Cheese (1kg)

$6.34 PKR 1,763

$14.71 Rp 265.3K

-56.90%

Chicken Fillets (1kg)

$2.31 PKR 643

$4.32 Rp 77.9K

-46.53%

Beef Round Steak (1kg)

$2.74 PKR 763

$12.14 Rp 218.9K

-77.43%

Apples (1kg)

$0.56 PKR 155

$3.84 Rp 69.3K

-85.42%

Banana (1kg)

$0.34 PKR 93.3

$1.56 Rp 28.1K

-78.21%

Oranges (1kg)

$0.51 PKR 142

$2.83 Rp 51.1K

-81.98%

Tomato (1kg)

$0.27 PKR 74.7

$2.33 Rp 41.9K

-88.41%

Potato (1kg)

$0.17 PKR 47.00

$1.91 Rp 34.5K

-91.10%

Onion (1kg)

$0.51 PKR 142

$2.20 Rp 39.7K

-76.82%

Lettuce (1 head)

$0.31 PKR 85.3

$1.01 Rp 18.3K

-69.31%

Water (1.5 liter bottle)

$0.27 PKR 74.6

$0.78 Rp 14.0K

-65.38%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.36 PKR 380

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.73 PKR 202

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.05 PKR 569

Cigarettes 20 Pack (Marlboro, Camel)

$2.17 PKR 605

$3.32 Rp 59.8K

-34.64%

Wine (Bottle)

$23.74 Rp 428.0K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

One-way Ticket (Public Transport)

$0.17 PKR 46.57

$0.27 Rp 4,848

-37.04%

Public Transport Monthly Pass (Regular Price)

$6.88 PKR 1,914

$8.03 Rp 144.8K

-14.32%

Taxi Start (Normal Tariff)

$0.68 PKR 189

$0.46 Rp 8,230

47.83%

Taxi (Normal Tariff) (1km)

$0.16 PKR 43.74

$0.45 Rp 8,116

-64.44%

Taxi 1hour Waiting (Normal Tariff)

$1.73 PKR 481

$6.10 Rp 109.9K

-71.64%

Gasoline (1 liter)

$0.96 PKR 266

$0.79 Rp 14.3K

21.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.8K PKR 3.0M

$26.1K Rp 471.6M

-58.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$12.5K PKR 3.5M

$32.1K Rp 579.2M

-60.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.5 PKR 14.6K

$79.9 Rp 1.4M

-34.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.57 PKR 994

$4.06 Rp 73.3K

-12.07%

Internet (50+ Mbps, Unlimited Data)

$18.94 PKR 5,269

$23.52 Rp 424.1K

-19.47%

Gym Membership (Monthly)

$12.49 PKR 3,474

$98.7 Rp 1.8M

-87.35%

Tennis Court (1 Hour on Weekend)

$6.08 PKR 1,691

$6.63 Rp 119.6K

-8.30%

Cinema Ticket

$4.25 PKR 1,183

$4.15 Rp 74.8K

2.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$17.75 PKR 4,939

$304 Rp 5.5M

-94.16%

International Primary School, 1 Child (Yearly)

$1,093 PKR 303.9K

$6,613 Rp 119.3M

-83.48%

Jeans (Levis 501 Or Similar)

$3.48 PKR 969

$55.5 Rp 1.0M

-93.73%

Summer Dress (H&M, Zara, etc)

$28.04 PKR 7,801

$38.31 Rp 690.9K

-26.81%

Sport Shoes (Adidas, Nike)

$88.9 PKR 24.7K

$88.6 Rp 1.6M

0.36%

Men's Leather Business Shoes

$39.54 PKR 11.0K

$77.9 Rp 1.4M

-49.22%

1-bedroom Apartment, City Center (Monthly)

$74.2 PKR 20.6K

$1,006 Rp 18.1M

-92.62%

1-bedroom Apartment, Outside City Center (Monthly)

$51.6 PKR 14.3K

$675 Rp 12.2M

-92.36%

3-bedroom Apartment, City Center (Monthly)

$165 PKR 45.8K

$3,442 Rp 62.1M

-95.22%

3-bedroom Apartment, Outside City Center (Monthly)

$105 PKR 29.2K

$2,039 Rp 36.8M

-94.86%

Buy Apartment in City Center (m2)

$1,117 PKR 310.7K

$2,841 Rp 51.2M

-60.69%

Buy Apartment Outside City Center (m2)

$520 PKR 144.5K

$2,264 Rp 40.8M

-77.05%

Average Monthly Net Salary (After Tax)

$162 PKR 45.2K

$165 Rp 3.0M

-1.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swabi: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $74.2 in Swabi versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Swabi versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $70.0 vs $302 – making Swabi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swabi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 314% more than Swabi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $515 per month in Swabi and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swabi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $17.75 per month in Swabi and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 333% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Swabi, where all-in costs run around $343, than in Ubud, Bali at $1,419. In Swabi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Swabi costs $343 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Swabi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.