Cost of Living Comparison Between Swabi and Ubud, Bali Cost of Living Comparison Between Swabi and Ubud, Bali

Monthly Cost of Living

A single person spends $376 per month in Swabi vs $1,396 in Ubud, Bali, rent included.

A couple spends around $606 per month in Swabi vs $2,334 in Ubud, Bali, rent included.

A family of three spends $837 per month in Swabi vs $3,273 in Ubud, Bali, rent included.

Swabi is about 73% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Swabi sits 73% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.69 PKR 1,024

$3.37 Rp 59.5K

9.50%

Three-Course Dinner for Two, Mid-Range

$22.59 PKR 6,264

$38.59 Rp 680.3K

-41.46%

Fast Food Meal (McDonalds, etc)

$2.83 PKR 786

$5.52 Rp 97.3K

-48.73%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.64 PKR 1,009

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.77 PKR 492

Cappuccino

$0.57 PKR 157

$2.64 Rp 46.6K

-78.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.28 PKR 77.5

$1.67 Rp 29.5K

-83.23%

Water (0.33 liter bottle)

$0.13 PKR 36.56

$0.77 Rp 13.6K

-83.12%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

Milk (1 liter)

$0.67 PKR 186

$1.55 Rp 27.3K

-56.77%

White Bread (500g)

$0.33 PKR 92.3

$2.22 Rp 39.2K

-85.14%

Rice (white) (1kg)

$0.91 PKR 253

$1.13 Rp 19.8K

-19.47%

Eggs

$1.10 PKR 305

$2.09 Rp 36.8K

-47.37%

Local Cheese (1kg)

$5.80 PKR 1,609

$17.39 Rp 306.6K

-66.65%

Chicken Fillets (1kg)

$2.41 PKR 668

$3.87 Rp 68.2K

-37.73%

Beef Round Steak (1kg)

$2.83 PKR 783

$12.55 Rp 221.2K

-77.45%

Apples (1kg)

$0.55 PKR 154

$3.62 Rp 63.8K

-84.81%

Banana (1kg)

$0.34 PKR 95.5

$1.56 Rp 27.5K

-78.21%

Oranges (1kg)

$0.52 PKR 144

$2.35 Rp 41.5K

-77.87%

Tomato (1kg)

$0.30 PKR 84.1

$2.06 Rp 36.2K

-85.44%

Potato (1kg)

$0.16 PKR 43.65

$1.90 Rp 33.5K

-91.58%

Onion (1kg)

$0.36 PKR 98.8

$2.34 Rp 41.2K

-84.62%

Lettuce (1 head)

$0.27 PKR 74.2

$1.03 Rp 18.2K

-73.79%

Water (1.5 liter bottle)

$0.30 PKR 84.4

$0.55 Rp 9,779

-45.45%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.75 PKR 485

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.70 PKR 195

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.36 PKR 656

Cigarettes 20 Pack (Marlboro, Camel)

$2.27 PKR 630

$2.25 Rp 39.7K

0.89%

Wine (Bottle)

$23.81 Rp 419.7K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

One-way Ticket (Public Transport)

$0.17 PKR 46.93

$0.27 Rp 4,802

-37.04%

Public Transport Monthly Pass (Regular Price)

$10.77 PKR 2,985

$8.66 Rp 152.7K

24.36%

Taxi Start (Normal Tariff)

$0.71 PKR 196

$0.48 Rp 8,489

47.92%

Taxi (Normal Tariff) (1km)

$0.20 PKR 55.9

$0.45 Rp 7,863

-55.56%

Taxi 1hour Waiting (Normal Tariff)

$1.59 PKR 441

$5.72 Rp 100.8K

-72.20%

Gasoline (1 liter)

$0.98 PKR 272

$0.76 Rp 13.4K

28.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.9K PKR 3.0M

$24.5K Rp 431.6M

-55.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$12.7K PKR 3.5M

$32.1K Rp 566.3M

-60.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.5 PKR 15.1K

$83.6 Rp 1.5M

-34.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.57 PKR 989

$6.46 Rp 113.8K

-44.74%

Internet (50+ Mbps, Unlimited Data)

$16.23 PKR 4,501

$18.99 Rp 334.8K

-14.53%

Gym Membership (Monthly)

$14.76 PKR 4,091

$56.0 Rp 986.8K

-73.63%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.97 PKR 1,378

$4.28 Rp 75.5K

16.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$17.75 PKR 4,922

$487 Rp 8.6M

-96.35%

International Primary School, 1 Child (Yearly)

$1,011 PKR 280.2K

$5,856 Rp 103.2M

-82.74%

Jeans (Levis 501 Or Similar)

$3.72 PKR 1,030

$45.56 Rp 803.2K

-91.83%

Summer Dress (H&M, Zara, etc)

$32.47 PKR 9,003

$36.38 Rp 641.4K

-10.75%

Sport Shoes (Adidas, Nike)

$83.5 PKR 23.1K

$82.0 Rp 1.4M

1.83%

Men's Leather Business Shoes

$40.20 PKR 11.1K

$80.4 Rp 1.4M

-50.00%

1-bedroom Apartment, City Center (Monthly)

$128 PKR 35.4K

$1,117 Rp 19.7M

-88.58%

1-bedroom Apartment, Outside City Center (Monthly)

$75.8 PKR 21.0K

$701 Rp 12.4M

-89.19%

3-bedroom Apartment, City Center (Monthly)

$248 PKR 68.7K

$3,537 Rp 62.4M

-93.00%

3-bedroom Apartment, Outside City Center (Monthly)

$147 PKR 40.6K

$1,762 Rp 31.1M

-91.68%

Buy Apartment in City Center (m2)

$983 PKR 272.5K

$2,826 Rp 49.8M

-65.22%

Buy Apartment Outside City Center (m2)

$580 PKR 160.8K

$2,292 Rp 40.4M

-74.69%

Average Monthly Net Salary (After Tax)

$160 PKR 44.3K

$170 Rp 3.0M

-5.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

13.78

-5.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swabi: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $128 in Swabi versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Swabi versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $70.0 vs $293 – making Swabi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swabi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 271% more than Swabi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $564 per month in Swabi and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swabi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $17.75 per month in Swabi and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 316% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Swabi, where all-in costs run around $376, than in Ubud, Bali at $1,396. In Swabi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Swabi costs $376 versus $1,396 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Swabi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.