Cost of Living Comparison Between Swabi and Ubud, Bali Cost of Living Comparison Between Swabi and Ubud, Bali

Monthly Cost of Living

A single person spends $345 per month in Swabi vs $1,408 in Ubud, Bali, rent included.

A couple spends around $541 per month in Swabi vs $2,585 in Ubud, Bali, rent included.

A family of three spends $737 per month in Swabi vs $3,763 in Ubud, Bali, rent included.

Swabi is about 76% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Swabi sits 74% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.87 PKR 796

$3.45 Rp 62.1K

-16.81%

Three-Course Dinner for Two, Mid-Range

$14.34 PKR 3,981

$32.34 Rp 581.1K

-55.66%

Fast Food Meal (McDonalds, etc)

$2.77 PKR 770

$4.84 Rp 87.1K

-42.77%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.81 PKR 503

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.80 PKR 500

Cappuccino

$0.55 PKR 153

$2.75 Rp 49.4K

-80.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.29 PKR 81.5

$1.38 Rp 24.9K

-78.99%

Water (0.33 liter bottle)

$0.15 PKR 42.78

$0.75 Rp 13.5K

-80.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$0.61 PKR 170

$1.74 Rp 31.2K

-64.94%

White Bread (500g)

$0.31 PKR 85.4

$2.46 Rp 44.2K

-87.40%

Rice (white) (1kg)

$0.85 PKR 237

$1.17 Rp 21.0K

-27.35%

Eggs

$1.08 PKR 301

$2.43 Rp 43.7K

-55.56%

Local Cheese (1kg)

$6.28 PKR 1,744

$14.50 Rp 260.6K

-56.69%

Chicken Fillets (1kg)

$2.34 PKR 648

$4.35 Rp 78.2K

-46.21%

Beef Round Steak (1kg)

$2.71 PKR 754

$11.98 Rp 215.3K

-77.38%

Apples (1kg)

$0.55 PKR 154

$3.72 Rp 66.8K

-85.22%

Banana (1kg)

$0.34 PKR 93.9

$1.63 Rp 29.2K

-79.14%

Oranges (1kg)

$0.50 PKR 140

$2.74 Rp 49.3K

-81.75%

Tomato (1kg)

$0.29 PKR 81.4

$2.24 Rp 40.3K

-87.05%

Potato (1kg)

$0.19 PKR 54.1

$1.92 Rp 34.5K

-90.10%

Onion (1kg)

$0.52 PKR 143

$2.28 Rp 40.9K

-77.19%

Lettuce (1 head)

$0.34 PKR 93.1

$1.06 Rp 19.1K

-67.92%

Water (1.5 liter bottle)

$0.29 PKR 81.1

$0.72 Rp 12.9K

-59.72%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.47 PKR 409

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.69 PKR 192

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.01 PKR 558

Cigarettes 20 Pack (Marlboro, Camel)

$2.08 PKR 578

$3.29 Rp 59.0K

-36.78%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.16 PKR 45.58

$0.27 Rp 4,786

-40.74%

Public Transport Monthly Pass (Regular Price)

$7.25 PKR 2,013

$8.11 Rp 145.7K

-10.60%

Taxi Start (Normal Tariff)

$0.68 PKR 188

$0.48 Rp 8,675

41.67%

Taxi (Normal Tariff) (1km)

$0.21 PKR 57.2

$0.42 Rp 7,545

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$1.74 PKR 483

$6.22 Rp 111.8K

-72.03%

Gasoline (1 liter)

$0.90 PKR 251

$0.81 Rp 14.6K

11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K PKR 3.0M

$26.6K Rp 478.2M

-59.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$12.2K PKR 3.4M

$32.2K Rp 578.5M

-61.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.1 PKR 15.0K

$78.4 Rp 1.4M

-30.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.62 PKR 1,004

$4.07 Rp 73.1K

-11.06%

Internet (50+ Mbps, Unlimited Data)

$18.35 PKR 5,096

$24.33 Rp 437.1K

-24.58%

Gym Membership (Monthly)

$12.58 PKR 3,494

$98.6 Rp 1.8M

-87.24%

Tennis Court (1 Hour on Weekend)

$6.00 PKR 1,665

$6.34 Rp 113.9K

-5.36%

Cinema Ticket

$4.14 PKR 1,149

$3.99 Rp 71.6K

3.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$17.34 PKR 4,814

$305 Rp 5.5M

-94.32%

International Primary School, 1 Child (Yearly)

$1,097 PKR 304.7K

$6,642 Rp 119.4M

-83.48%

Jeans (Levis 501 Or Similar)

$3.57 PKR 990

$54.1 Rp 972.9K

-93.41%

Summer Dress (H&M, Zara, etc)

$27.82 PKR 7,726

$37.81 Rp 679.4K

-26.42%

Sport Shoes (Adidas, Nike)

$87.7 PKR 24.4K

$86.8 Rp 1.6M

0.99%

Men's Leather Business Shoes

$40.25 PKR 11.2K

$76.4 Rp 1.4M

-47.28%

1-bedroom Apartment, City Center (Monthly)

$76.6 PKR 21.3K

$992 Rp 17.8M

-92.28%

1-bedroom Apartment, Outside City Center (Monthly)

$52.7 PKR 14.6K

$673 Rp 12.1M

-92.16%

3-bedroom Apartment, City Center (Monthly)

$164 PKR 45.6K

$3,375 Rp 60.7M

-95.13%

3-bedroom Apartment, Outside City Center (Monthly)

$108 PKR 30.0K

$2,050 Rp 36.8M

-94.73%

Buy Apartment in City Center (m2)

$967 PKR 268.6K

$2,805 Rp 50.4M

-65.51%

Buy Apartment Outside City Center (m2)

$511 PKR 141.8K

$2,227 Rp 40.0M

-77.07%

Average Monthly Net Salary (After Tax)

$162 PKR 44.9K

$167 Rp 3.0M

-3.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swabi: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $76.6 in Swabi versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Swabi versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $70.0 vs $297 – making Swabi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swabi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 308% more than Swabi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $517 per month in Swabi and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swabi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $17.34 per month in Swabi and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 322% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Swabi, where all-in costs run around $345, than in Ubud, Bali at $1,408. In Swabi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Swabi costs $345 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Swabi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.