Cost of Living Comparison Between Ubud, Bali and Swabi Cost of Living Comparison Between Ubud, Bali and Swabi

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $345 in Swabi, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $541 in Swabi, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $737 in Swabi, rent included.

Ubud, Bali costs about 308% more than Swabi, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Swabi is 74% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$2.87 PKR 796

20.21%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$14.34 PKR 3,981

125.52%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$2.77 PKR 770

74.73%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.81 PKR 503

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.80 PKR 500

Cappuccino

$2.75 Rp 49.4K

$0.55 PKR 153

400.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.29 PKR 81.5

375.86%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.15 PKR 42.78

400.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

$0.61 PKR 170

185.25%

White Bread (500g)

$2.46 Rp 44.2K

$0.31 PKR 85.4

693.55%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.85 PKR 237

37.65%

Eggs

$2.43 Rp 43.7K

$1.08 PKR 301

125.00%

Local Cheese (1kg)

$14.50 Rp 260.6K

$6.28 PKR 1,744

130.89%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$2.34 PKR 648

85.90%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$2.71 PKR 754

342.07%

Apples (1kg)

$3.72 Rp 66.8K

$0.55 PKR 154

576.36%

Banana (1kg)

$1.63 Rp 29.2K

$0.34 PKR 93.9

379.41%

Oranges (1kg)

$2.74 Rp 49.3K

$0.50 PKR 140

448.00%

Tomato (1kg)

$2.24 Rp 40.3K

$0.29 PKR 81.4

672.41%

Potato (1kg)

$1.92 Rp 34.5K

$0.19 PKR 54.1

910.53%

Onion (1kg)

$2.28 Rp 40.9K

$0.52 PKR 143

338.46%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.34 PKR 93.1

211.76%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.29 PKR 81.1

148.28%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.47 PKR 409

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.69 PKR 192

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.01 PKR 558

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.08 PKR 578

58.17%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.16 PKR 45.58

68.75%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$7.25 PKR 2,013

11.86%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.68 PKR 188

-29.41%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.21 PKR 57.2

100.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$1.74 PKR 483

257.47%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.90 PKR 251

-10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$10.7K PKR 3.0M

149.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$12.2K PKR 3.4M

163.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$54.1 PKR 15.0K

44.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$3.62 PKR 1,004

12.43%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$18.35 PKR 5,096

32.59%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$12.58 PKR 3,494

683.86%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$6.00 PKR 1,665

5.67%

Cinema Ticket

$3.99 Rp 71.6K

$4.14 PKR 1,149

-3.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$17.34 PKR 4,814

1659.11%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,097 PKR 304.7K

505.25%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$3.57 PKR 990

1416.53%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$27.82 PKR 7,726

35.91%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$87.7 PKR 24.4K

-0.98%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$40.25 PKR 11.2K

89.69%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$76.6 PKR 21.3K

1195.75%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$52.7 PKR 14.6K

1176.04%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$164 PKR 45.6K

1954.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$108 PKR 30.0K

1797.97%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$967 PKR 268.6K

189.96%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$511 PKR 141.8K

336.11%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$162 PKR 44.9K

3.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-11.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Swabi: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $76.6 in Swabi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $14.00 in Swabi. Monthly groceries follow the same trend: $297 vs $70.0 – making Swabi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Swabi: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 308% more than Swabi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $517 in Swabi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swabi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $305 per month in Ubud, Bali and $17.34 in Swabi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 322% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Swabi, where all-in costs run around $345, than in Ubud, Bali at $1,408. In Swabi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Swabi costs $345 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Swabi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.