Cost of Living Comparison Between Ubud, Bali and Swabi Cost of Living Comparison Between Ubud, Bali and Swabi

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $343 in Swabi, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $532 in Swabi, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $721 in Swabi, rent included.

Ubud, Bali costs about 314% more than Swabi, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Swabi is 74% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$2.91 PKR 809

22.34%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$14.42 PKR 4,011

126.98%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$2.78 PKR 774

78.06%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.72 PKR 478

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.79 PKR 498

Cappuccino

$2.71 Rp 48.9K

$0.55 PKR 154

392.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.29 PKR 81.6

362.07%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.13 PKR 36.91

438.46%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

Milk (1 liter)

$1.81 Rp 32.6K

$0.63 PKR 175

187.30%

White Bread (500g)

$2.52 Rp 45.4K

$0.31 PKR 85.3

712.90%

Rice (white) (1kg)

$1.16 Rp 20.9K

$0.84 PKR 234

38.10%

Eggs

$2.46 Rp 44.4K

$1.04 PKR 289

136.54%

Local Cheese (1kg)

$14.71 Rp 265.3K

$6.34 PKR 1,763

132.02%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$2.31 PKR 643

87.01%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$2.74 PKR 763

343.07%

Apples (1kg)

$3.84 Rp 69.3K

$0.56 PKR 155

585.71%

Banana (1kg)

$1.56 Rp 28.1K

$0.34 PKR 93.3

358.82%

Oranges (1kg)

$2.83 Rp 51.1K

$0.51 PKR 142

454.90%

Tomato (1kg)

$2.33 Rp 41.9K

$0.27 PKR 74.7

762.96%

Potato (1kg)

$1.91 Rp 34.5K

$0.17 PKR 47.00

1023.53%

Onion (1kg)

$2.20 Rp 39.7K

$0.51 PKR 142

331.37%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.31 PKR 85.3

225.81%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.27 PKR 74.6

188.89%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.36 PKR 380

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.73 PKR 202

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.05 PKR 569

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$2.17 PKR 605

53.00%

Wine (Bottle)

$23.74 Rp 428.0K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.17 PKR 46.57

58.82%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$6.88 PKR 1,914

16.72%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$0.68 PKR 189

-32.35%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.16 PKR 43.74

181.25%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$1.73 PKR 481

252.60%

Gasoline (1 liter)

$0.79 Rp 14.3K

$0.96 PKR 266

-17.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$10.8K PKR 3.0M

142.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$12.5K PKR 3.5M

156.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$52.5 PKR 14.6K

52.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$3.57 PKR 994

13.73%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$18.94 PKR 5,269

24.18%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$12.49 PKR 3,474

690.23%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$6.08 PKR 1,691

9.05%

Cinema Ticket

$4.15 Rp 74.8K

$4.25 PKR 1,183

-2.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$17.75 PKR 4,939

1612.45%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$1,093 PKR 303.9K

505.31%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$3.48 PKR 969

1495.98%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$28.04 PKR 7,801

36.63%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$88.9 PKR 24.7K

-0.36%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$39.54 PKR 11.0K

96.94%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$74.2 PKR 20.6K

1255.83%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$51.6 PKR 14.3K

1209.54%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$165 PKR 45.8K

1990.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$105 PKR 29.2K

1844.18%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$1,117 PKR 310.7K

154.39%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$520 PKR 144.5K

335.71%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$162 PKR 45.2K

1.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-11.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Swabi: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $74.2 in Swabi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $14.00 in Swabi. Monthly groceries follow the same trend: $302 vs $70.0 – making Swabi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Swabi: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 314% more than Swabi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $515 in Swabi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swabi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $17.75 in Swabi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 333% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Swabi, where all-in costs run around $343, than in Ubud, Bali at $1,419. In Swabi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Swabi costs $343 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Swabi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.