Last update: Oct 2026

Cost of Living Comparison Between Swabi and Austin, TX

For one person, living is cheaper in Swabi: $522 a month against $2,663 in Austin, TX, rent and utilities included – about $25,700 less a year. Rent and utilities account for most of the difference.

25

Cost of Living Index in Swabi
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Swabi Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Swabi

🇵🇰 Pakistan

$522

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Swabi and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Swabi and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $522 in Swabi versus $2,663 in Austin, TX.

Swabi $522
Austin, TX $2,663

Estimated couple costs with rent: $796 in Swabi versus $4,133 in Austin, TX.

Swabi $796
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,070 in Swabi versus $5,603 in Austin, TX.

Swabi $1,070
Austin, TX $5,603

Living in Swabi costs roughly 80% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Swabi is 61% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$3.57 PKR 988

$20.77 $20.77

-82.81%

Three-Course Dinner for Two, Mid-Range

$23.34 PKR 6,459

$84.6 $84.6

-72.41%

Fast Food Meal (McDonalds, etc)

$5.33 PKR 1,474

$12.32 $12.32

-56.74%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.71 PKR 1,028

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.89 PKR 1,908

Cappuccino

$2.68 PKR 743

$5.63 $5.63

-52.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 PKR 98.3

$3.72 $3.72

-90.32%

Water (0.33 liter bottle)

$0.21 PKR 58.1

$2.50 $2.50

-91.60%

Local Beer (0.5 liter draught)

$8.05 $8.05

Imported Beer (0.33 liter bottle)

$9.01 $9.01

Milk (1 liter)

$0.97 PKR 269

$1.12 $1.12

-13.39%

White Bread (500g)

$0.72 PKR 199

$3.75 $3.75

-80.80%

Rice (white) (1kg)

$1.31 PKR 362

$3.26 $3.26

-59.82%

Eggs

$1.21 PKR 335

$4.17 $4.17

-70.98%

Local Cheese (1kg)

$6.06 PKR 1,677

$12.90 $12.90

-53.02%

Chicken Fillets (1kg)

$3.16 PKR 874

$14.16 $14.16

-77.68%

Beef Round Steak (1kg)

$5.29 PKR 1,463

$16.22 $16.22

-67.39%

Apples (1kg)

$1.33 PKR 369

$4.33 $4.33

-69.28%

Banana (1kg)

$0.87 PKR 242

$1.46 $1.46

-40.41%

Oranges (1kg)

$1.06 PKR 294

$4.51 $4.51

-76.50%

Tomato (1kg)

$0.52 PKR 144

$4.34 $4.34

-88.02%

Potato (1kg)

$0.29 PKR 81.2

$2.58 $2.58

-88.76%

Onion (1kg)

$0.35 PKR 97.9

$2.35 $2.35

-85.11%

Lettuce (1 head)

$0.28 PKR 77.0

$1.78 $1.78

-84.27%

Water (1.5 liter bottle)

$0.39 PKR 109

$2.22 $2.22

-82.43%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.79 PKR 497

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.20 PKR 333

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.33 PKR 646

Cigarettes 20 Pack (Marlboro, Camel)

$2.37 PKR 656

$9.88 $9.88

-76.01%

Wine (Bottle)

$15.08 $15.08

Local Beer (0.5 liter bottle)

$2.92 $2.92

Imported Beer (0.33 liter bottle)

$3.46 $3.46

One-way Ticket (Public Transport)

$0.18 PKR 49.49

$1.49 $1.49

-87.92%

Public Transport Monthly Pass (Regular Price)

$9.78 PKR 2,707

$41.72 $41.72

-76.56%

Taxi Start (Normal Tariff)

$1.23 PKR 342

$2.73 $2.73

-54.95%

Taxi (Normal Tariff) (1km)

$0.74 PKR 205

$1.66 $1.66

-55.42%

Taxi 1hour Waiting (Normal Tariff)

$1.65 PKR 456

$35.30 $35.30

-95.33%

Gasoline (1 liter)

$1.33 PKR 369

$0.95 $0.95

40.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K PKR 6.0M

$36.0K $36.0K

-40.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K PKR 6.6M

$27.1K $27.1K

-11.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 PKR 28.8K

$229 $229

-54.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.08 PKR 1,682

$59.4 $59.4

-89.76%

Internet (50+ Mbps, Unlimited Data)

$17.31 PKR 4,791

$69.9 $69.9

-75.24%

Gym Membership (Monthly)

$13.38 PKR 3,704

$57.2 $57.2

-76.62%

Tennis Court (1 Hour on Weekend)

$9.00 PKR 2,491

$16.33 $16.33

-44.89%

Cinema Ticket

$4.23 PKR 1,171

$14.28 $14.28

-70.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$74.5 PKR 20.6K

$1,506 $1,506

-95.05%

International Primary School, 1 Child (Yearly)

$1,031 PKR 285.4K

$21.5K $21.5K

-95.19%

Jeans (Levis 501 Or Similar)

$26.58 PKR 7,356

$52.8 $52.8

-49.67%

Summer Dress (H&M, Zara, etc)

$34.97 PKR 9,679

$43.82 $43.82

-20.20%

Sport Shoes (Adidas, Nike)

$97.9 PKR 27.1K

$84.8 $84.8

15.54%

Men's Leather Business Shoes

$41.24 PKR 11.4K

$103 $103

-59.97%

1-bedroom Apartment, City Center (Monthly)

$131 PKR 36.2K

$1,907 $1,907

-93.14%

1-bedroom Apartment, Outside City Center (Monthly)

$85.5 PKR 23.7K

$1,274 $1,274

-93.29%

3-bedroom Apartment, City Center (Monthly)

$240 PKR 66.4K

$3,664 $3,664

-93.46%

3-bedroom Apartment, Outside City Center (Monthly)

$127 PKR 35.1K

$2,538 $2,538

-95.00%

Buy Apartment in City Center (m2)

$949 PKR 262.7K

$7,614 $7,614

-87.54%

Buy Apartment Outside City Center (m2)

$514 PKR 142.4K

$3,157 $3,157

-83.70%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

6.79

92.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swabi: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Swabi

$127 24.4%

Austin, TX

$358 13.5% 182% $231

Groceries & Markets

Swabi

$103 19.7%

Austin, TX

$405 15.2% 293% $302

Clothing & Footwear

Swabi

$90 17.3%

Austin, TX

$128 4.8% 41.7% $38

Accommodation & Living

Swabi

$85 16.4%

Austin, TX

$1.3K 47.8% 1390% $1.2K

Eating Out

Swabi

$79 15.1%

Austin, TX

$354 13.3% 348% $275

Sport & Entertainment

Swabi

$22 4.2%

Austin, TX

$86 3.2% 293% $64

Getting Around

Swabi

$15 3%

Austin, TX

$59 2.2% 280% $43

Cost Breakdown

A one-bedroom apartment in the center runs $131 in Swabi and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Swabi vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $103 vs $405 per month, with Swabi cheaper across the board.

Good to know

🇵🇰 Swabi

🇺🇸 Austin, TX

🕒 Local time

07:00 7:00 AM

21:00 9:00 PM

10 h behind Swabi

🌤 Weather

👥 Population

123,412

974,447

💱 Currency

Pakistani Rupee PKR ₨

United States Dollar USD $

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PKR in detail →

On the map

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Highest

Between locations

Swabi Austin, TX 12,780 km ≈ 16 h nonstop flight

From you

Swabi
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swabi vs Austin, TX: Cost of Living - Frequently Asked Questions

Swabi wins on cost – living expenses run 410% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Swabi the obvious pick if budget is a priority.

You'd need roughly $784 in Swabi and $3,995 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $131 in Swabi versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $522 per month in Swabi versus $2,663 in Austin, TX – a 410% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Swabi runs roughly 327% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $522 in Swabi versus $2,663 in Austin, TX, a $1,000 budget is realistic in Swabi but tight or insufficient in Austin, TX. The gap between the two cities makes Swabi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Swabi gentler on the wallet – expenses run 410% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.