Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Swabi

For one person, living is cheaper in Swabi: $522 a month against $2,663 in Austin, TX, rent and utilities included – about $25,700 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
25

Cost of Living Index in Swabi
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Swabi Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Swabi

🇵🇰 Pakistan

$522

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Swabi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Swabi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $522 in Swabi.

Austin, TX $2,663
Swabi $522

Estimated couple costs with rent: $4,133 in Austin, TX versus $796 in Swabi.

Austin, TX $4,133
Swabi $796

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,070 in Swabi.

Austin, TX $5,603
Swabi $1,070

Living in Austin, TX is roughly 410% more expensive than in Swabi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Swabi is 61% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.57 PKR 988

481.79%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$23.34 PKR 6,459

262.43%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$5.33 PKR 1,474

131.14%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.71 PKR 1,028

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.89 PKR 1,908

Cappuccino

$5.63 $5.63

$2.68 PKR 743

110.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.36 PKR 98.3

933.33%

Water (0.33 liter bottle)

$2.50 $2.50

$0.21 PKR 58.1

1090.48%

Local Beer (0.5 liter draught)

$8.05 $8.05

Imported Beer (0.33 liter bottle)

$9.01 $9.01

Milk (1 liter)

$1.12 $1.12

$0.97 PKR 269

15.46%

White Bread (500g)

$3.75 $3.75

$0.72 PKR 199

420.83%

Rice (white) (1kg)

$3.26 $3.26

$1.31 PKR 362

148.85%

Eggs

$4.17 $4.17

$1.21 PKR 335

244.63%

Local Cheese (1kg)

$12.90 $12.90

$6.06 PKR 1,677

112.87%

Chicken Fillets (1kg)

$14.16 $14.16

$3.16 PKR 874

348.10%

Beef Round Steak (1kg)

$16.22 $16.22

$5.29 PKR 1,463

206.62%

Apples (1kg)

$4.33 $4.33

$1.33 PKR 369

225.56%

Banana (1kg)

$1.46 $1.46

$0.87 PKR 242

67.82%

Oranges (1kg)

$4.51 $4.51

$1.06 PKR 294

325.47%

Tomato (1kg)

$4.34 $4.34

$0.52 PKR 144

734.62%

Potato (1kg)

$2.58 $2.58

$0.29 PKR 81.2

789.66%

Onion (1kg)

$2.35 $2.35

$0.35 PKR 97.9

571.43%

Lettuce (1 head)

$1.78 $1.78

$0.28 PKR 77.0

535.71%

Water (1.5 liter bottle)

$2.22 $2.22

$0.39 PKR 109

469.23%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.79 PKR 497

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.20 PKR 333

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.33 PKR 646

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.37 PKR 656

316.88%

Wine (Bottle)

$15.08 $15.08

Local Beer (0.5 liter bottle)

$2.92 $2.92

Imported Beer (0.33 liter bottle)

$3.46 $3.46

One-way Ticket (Public Transport)

$1.49 $1.49

$0.18 PKR 49.49

727.78%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$9.78 PKR 2,707

326.58%

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.23 PKR 342

121.95%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.74 PKR 205

124.32%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$1.65 PKR 456

2039.39%

Gasoline (1 liter)

$0.95 $0.95

$1.33 PKR 369

-28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$21.6K PKR 6.0M

67.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$24.0K PKR 6.6M

12.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$104 PKR 28.8K

120.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$6.08 PKR 1,682

876.81%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$17.31 PKR 4,791

303.87%

Gym Membership (Monthly)

$57.2 $57.2

$13.38 PKR 3,704

327.80%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$9.00 PKR 2,491

81.44%

Cinema Ticket

$14.28 $14.28

$4.23 PKR 1,171

237.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$74.5 PKR 20.6K

1921.57%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$1,031 PKR 285.4K

1980.83%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$26.58 PKR 7,356

98.68%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$34.97 PKR 9,679

25.31%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$97.9 PKR 27.1K

-13.45%

Men's Leather Business Shoes

$103 $103

$41.24 PKR 11.4K

149.78%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$131 PKR 36.2K

1358.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$85.5 PKR 23.7K

1390.33%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$240 PKR 66.4K

1428.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$127 PKR 35.1K

1899.27%

Buy Apartment in City Center (m2)

$7,614 $7,614

$949 PKR 262.7K

702.29%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$514 PKR 142.4K

513.68%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.08

-48.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Swabi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Swabi

$85 16.4% 93.3% $1.2K

Groceries & Markets

Austin, TX

$405 15.2%

Swabi

$103 19.7% 74.5% $302

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Swabi

$127 24.4% 64.5% $231

Eating Out

Austin, TX

$354 13.3%

Swabi

$79 15.1% 77.7% $275

Clothing & Footwear

Austin, TX

$128 4.8%

Swabi

$90 17.3% 29.4% $38

Sport & Entertainment

Austin, TX

$86 3.2%

Swabi

$22 4.2% 74.5% $64

Getting Around

Austin, TX

$59 2.2%

Swabi

$15 3% 73.7% $43

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $131 in Swabi. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $23.00 in Swabi for a mid-range dinner for two. Groceries echo the gap at $405 vs $103 per month, with Swabi cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇰 Swabi

🕒 Local time

22:33 10:33 PM

08:33 8:33 AM

10 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

123,412

💱 Currency

United States Dollar USD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 USD = 0.89 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, EUR to USD – United States Dollar Converter

🇵🇰 Pakistani Rupee (₨)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

PKR to USD in detail →

On the map

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Between locations

Austin, TX Swabi 12,780 km ≈ 16 h nonstop flight

From you

Austin, TX
Swabi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Swabi: Cost of Living - Frequently Asked Questions

Swabi wins on cost – living expenses run 410% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Swabi the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $784 in Swabi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $131 in Swabi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $522 in Swabi – a 410% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Swabi runs roughly 327% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $522 in Swabi versus $2,663 in Austin, TX, a $1,000 budget is realistic in Swabi but tight or insufficient in Austin, TX. The gap between the two cities makes Swabi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Swabi gentler on the wallet – expenses run 410% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.