Cost of Living Comparison Between Sutomore and Podgorica Cost of Living Comparison Between Sutomore and Podgorica

Monthly Cost of Living

A single person spends $1,405 per month in Sutomore vs $1,276 in Podgorica, rent included.

A couple spends around $2,167 per month in Sutomore vs $1,970 in Podgorica, rent included.

A family of three spends $2,928 per month in Sutomore vs $2,663 in Podgorica, rent included.

Sutomore costs about 10% more than Podgorica, driven mainly by Eating Out.

Sutomore sits 5% above the global median, while Podgorica is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.76 €11.93

$9.96 €8.64

38.15%

Three-Course Dinner for Two, Mid-Range

$58.1 €50.4

$45.76 €39.66

26.94%

Fast Food Meal (McDonalds, etc)

$10.13 €8.78

$9.13 €7.92

10.95%

Cappuccino

$2.93 €2.54

$2.06 €1.78

42.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 €1.87

$2.34 €2.03

-8.12%

Water (0.33 liter bottle)

$1.47 €1.27

$1.43 €1.24

2.80%

Local Beer (0.5 liter draught)

$3.30 €2.86

$2.97 €2.57

11.11%

Imported Beer (0.33 liter bottle)

$3.57 €3.10

$3.48 €3.02

2.59%

Milk (1 liter)

$1.43 €1.24

$1.37 €1.19

4.38%

White Bread (500g)

$1.13 €0.98

$1.03 €0.89

9.71%

Rice (white) (1kg)

$1.78 €1.54

$2.36 €2.05

-24.58%

Eggs

$3.21 €2.78

$3.08 €2.67

4.22%

Local Cheese (1kg)

$8.83 €7.65

$8.70 €7.54

1.49%

Chicken Fillets (1kg)

$7.28 €6.31

$7.93 €6.87

-8.20%

Beef Round Steak (1kg)

$9.45 €8.19

$11.82 €10.24

-20.05%

Apples (1kg)

$1.26 €1.09

$1.50 €1.30

-16.00%

Banana (1kg)

$1.78 €1.54

$1.74 €1.51

2.30%

Oranges (1kg)

$1.69 €1.46

$1.67 €1.45

1.20%

Tomato (1kg)

$2.79 €2.42

$2.46 €2.13

13.41%

Potato (1kg)

$1.08 €0.94

$1.02 €0.88

5.88%

Onion (1kg)

$1.13 €0.98

$1.15 €1.00

-1.74%

Lettuce (1 head)

$1.72 €1.49

$1.95 €1.69

-11.79%

Water (1.5 liter bottle)

$1.19 €1.03

$0.81 €0.70

46.91%

Cigarettes 20 Pack (Marlboro, Camel)

$3.99 €3.46

$4.24 €3.67

-5.90%

Wine (Bottle)

$4.49 €3.89

$5.91 €5.12

-24.03%

Local Beer (0.5 liter bottle)

$1.28 €1.11

$1.08 €0.94

18.52%

Imported Beer (0.33 liter bottle)

$1.81 €1.57

$1.88 €1.63

-3.72%

One-way Ticket (Public Transport)

$1.42 €1.23

$1.03 €0.89

37.86%

Public Transport Monthly Pass (Regular Price)

$37.53 €32.53

$34.10 €29.56

10.06%

Taxi Start (Normal Tariff)

$1.18 €1.03

$0.66 €0.57

78.79%

Taxi (Normal Tariff) (1km)

$0.70 €0.60

$0.76 €0.66

-7.89%

Taxi 1hour Waiting (Normal Tariff)

$11.79 €10.22

$11.48 €9.95

2.70%

Gasoline (1 liter)

$1.73 €1.50

$1.74 €1.51

-0.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K €26.5K

$29.4K €25.5K

4.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K €23.2K

$32.6K €28.3K

-17.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 €123

$114 €98.5

24.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.66 €16.17

$18.38 €15.93

1.52%

Internet (50+ Mbps, Unlimited Data)

$33.26 €28.83

$32.12 €27.84

3.55%

Gym Membership (Monthly)

$44.93 €38.94

$45.06 €39.06

-0.29%

Tennis Court (1 Hour on Weekend)

$14.19 €12.30

$13.84 €11.99

2.53%

Cinema Ticket

$3.39 €2.94

$5.84 €5.06

-41.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$416 €361

$283 €245

46.96%

International Primary School, 1 Child (Yearly)

$10.2K €8,831

$7,472 €6,476

36.36%

Jeans (Levis 501 Or Similar)

$22.78 €19.74

$83.0 €72.0

-72.56%

Summer Dress (H&M, Zara, etc)

$37.99 €32.92

$44.27 €38.37

-14.19%

Sport Shoes (Adidas, Nike)

$113 €98.2

$94.6 €82.0

19.73%

Men's Leather Business Shoes

$129 €112

$113 €98.0

14.13%

1-bedroom Apartment, City Center (Monthly)

$377 €326

$634 €549

-40.56%

1-bedroom Apartment, Outside City Center (Monthly)

$530 €459

$490 €424

8.19%

3-bedroom Apartment, City Center (Monthly)

$1,251 €1,084

$1,125 €975

11.13%

3-bedroom Apartment, Outside City Center (Monthly)

$927 €803

$837 €725

10.78%

Buy Apartment in City Center (m2)

$3,975 €3,445

$3,235 €2,804

22.87%

Buy Apartment Outside City Center (m2)

$2,617 €2,268

$2,356 €2,042

11.03%

Average Monthly Net Salary (After Tax)

$681 €590

$1,162 €1,007

-41.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

5.73

-6.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sutomore: June 6, 2026

Last update for Podgorica: June 7, 2026

Cost Breakdown

A central one-bedroom costs $377 in Sutomore versus $634 in Podgorica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 71% higher in Podgorica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $58.0 in Sutomore versus $46.00 in Podgorica. Groceries tell a different story – $220 in Sutomore vs $228 in Podgorica – so Sutomore wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sutomore vs Podgorica: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,405 in Sutomore, $1,276 in Podgorica – roughly 10% apart. Sutomore costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,108 per month in Sutomore and $1,914 in Podgorica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Podgorica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $416 per month in Sutomore and $283 in Podgorica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 3% cheaper in Sutomore – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Podgorica, where all-in costs run around $1,276, than in Sutomore at $1,405. In Podgorica it covers expenses comfortably, while in Sutomore it requires careful planning or may not stretch far enough.

Families tend to lean toward Podgorica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Podgorica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sutomore makes more sense. Both are solid long-term options with distinct trade-offs.