Cost of Living Comparison Between Podgorica and Sutomore Cost of Living Comparison Between Podgorica and Sutomore

Monthly Cost of Living

A single person spends $1,300 per month in Podgorica vs $1,420 in Sutomore, rent included.

A couple spends around $2,005 per month in Podgorica vs $2,169 in Sutomore, rent included.

A family of three spends $2,710 per month in Podgorica vs $2,918 in Sutomore, rent included.

Podgorica is about 8% cheaper than Sutomore, driven mainly by Eating Out.

Podgorica sits 3% below the global median, while Sutomore is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.76 €8.33

$13.91 €11.86

-29.83%

Three-Course Dinner for Two, Mid-Range

$45.48 €38.79

$57.2 €48.78

-20.48%

Fast Food Meal (McDonalds, etc)

$9.28 €7.92

$10.10 €8.62

-8.12%

Cappuccino

$2.12 €1.81

$2.92 €2.49

-27.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 €2.01

$2.19 €1.86

7.31%

Water (0.33 liter bottle)

$1.39 €1.18

$1.46 €1.25

-4.79%

Local Beer (0.5 liter draught)

$2.96 €2.52

$3.41 €2.91

-13.20%

Imported Beer (0.33 liter bottle)

$3.48 €2.97

$3.44 €2.93

1.16%

Milk (1 liter)

$1.36 €1.16

$1.38 €1.17

-1.45%

White Bread (500g)

$1.03 €0.88

$1.09 €0.93

-5.50%

Rice (white) (1kg)

$2.37 €2.02

$1.76 €1.50

34.66%

Eggs

$3.23 €2.76

$3.14 €2.68

2.87%

Local Cheese (1kg)

$8.74 €7.45

$9.00 €7.68

-2.89%

Chicken Fillets (1kg)

$8.05 €6.87

$7.50 €6.40

7.33%

Beef Round Steak (1kg)

$12.17 €10.39

$9.47 €8.08

28.51%

Apples (1kg)

$1.53 €1.31

$1.30 €1.11

17.69%

Banana (1kg)

$1.81 €1.55

$1.71 €1.46

5.85%

Oranges (1kg)

$1.67 €1.42

$1.63 €1.39

2.45%

Tomato (1kg)

$2.49 €2.13

$2.83 €2.41

-12.01%

Potato (1kg)

$0.96 €0.82

$1.07 €0.91

-10.28%

Onion (1kg)

$1.11 €0.95

$1.19 €1.02

-6.72%

Lettuce (1 head)

$1.91 €1.63

$1.70 €1.45

12.35%

Water (1.5 liter bottle)

$0.79 €0.68

$1.19 €1.01

-33.61%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 €3.53

$4.15 €3.54

-0.24%

Wine (Bottle)

$5.97 €5.10

$4.75 €4.05

25.68%

Local Beer (0.5 liter bottle)

$1.09 €0.93

$1.24 €1.06

-12.10%

Imported Beer (0.33 liter bottle)

$1.81 €1.55

$1.76 €1.50

2.84%

One-way Ticket (Public Transport)

$1.05 €0.90

$1.47 €1.26

-28.57%

Public Transport Monthly Pass (Regular Price)

$34.74 €29.63

$37.04 €31.59

-6.21%

Taxi Start (Normal Tariff)

$0.67 €0.57

$1.18 €1.01

-43.22%

Taxi (Normal Tariff) (1km)

$0.70 €0.60

$0.75 €0.64

-6.67%

Taxi 1hour Waiting (Normal Tariff)

$11.76 €10.03

$11.53 €9.83

1.99%

Gasoline (1 liter)

$1.75 €1.49

$1.72 €1.47

1.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K €24.6K

$30.2K €25.7K

-4.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K €28.2K

$27.1K €23.1K

21.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 €96.8

$139 €118

-18.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.45 €15.74

$18.54 €15.82

-0.49%

Internet (50+ Mbps, Unlimited Data)

$32.49 €27.71

$33.26 €28.37

-2.32%

Gym Membership (Monthly)

$44.66 €38.09

$44.69 €38.12

-0.07%

Tennis Court (1 Hour on Weekend)

$13.77 €11.74

$14.59 €12.45

-5.62%

Cinema Ticket

$5.96 €5.09

$3.42 €2.92

74.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$289 €247

$419 €357

-30.92%

International Primary School, 1 Child (Yearly)

$7,340 €6,261

$9,930 €8,470

-26.08%

Jeans (Levis 501 Or Similar)

$82.6 €70.4

$23.30 €19.87

254.33%

Summer Dress (H&M, Zara, etc)

$44.63 €38.07

$38.52 €32.86

15.86%

Sport Shoes (Adidas, Nike)

$93.7 €79.9

$111 €94.9

-15.79%

Men's Leather Business Shoes

$112 €95.6

$130 €111

-13.62%

1-bedroom Apartment, City Center (Monthly)

$630 €538

$374 €319

68.36%

1-bedroom Apartment, Outside City Center (Monthly)

$490 €418

$534 €456

-8.25%

3-bedroom Apartment, City Center (Monthly)

$1,159 €989

$1,263 €1,077

-8.22%

3-bedroom Apartment, Outside City Center (Monthly)

$864 €737

$931 €794

-7.17%

Buy Apartment in City Center (m2)

$3,087 €2,634

Buy Apartment Outside City Center (m2)

$2,282 €1,946

Average Monthly Net Salary (After Tax)

$1,170 €998

$693 €591

68.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.73

5.38

6.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Podgorica: April 19, 2026

Last update for Sutomore: April 20, 2026

Cost Breakdown

A central one-bedroom costs $630 in Podgorica versus $374 in Sutomore. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 69% higher in Podgorica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $45 in Podgorica versus $57 in Sutomore. Groceries tell a different story – $230 in Podgorica vs $221 in Sutomore – so Sutomore wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Podgorica vs Sutomore: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,300 in Podgorica, $1,420 in Sutomore – roughly 9% apart. Sutomore costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,950 per month in Podgorica and $2,130 in Sutomore. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Podgorica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $289 per month in Podgorica and $419 in Sutomore. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 4% cheaper in Sutomore – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Podgorica, where all-in costs run around $1,300, than in Sutomore at $1,420. In Podgorica it covers expenses comfortably, while in Sutomore it requires careful planning or may not stretch far enough.

Families tend to lean toward Podgorica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Podgorica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sutomore makes more sense. Both are solid long-term options with distinct trade-offs.