Cost of Living Comparison Between Podgorica and Sutomore Cost of Living Comparison Between Podgorica and Sutomore

Monthly Cost of Living

A single person spends $1,357 per month in Podgorica vs $1,139 in Sutomore, rent included.

A couple spends around $2,167 per month in Podgorica vs $1,747 in Sutomore, rent included.

A family of three spends $2,977 per month in Podgorica vs $2,354 in Sutomore, rent included.

Podgorica costs about 19% more than Sutomore, driven mainly by Clothing & Footwear.

Both Podgorica and Sutomore are more affordable than the global median – Podgorica 2% lower, Sutomore 17% lower.

Meal at Budget Restaurant

$11.56 €9.94

$11.39 €9.79

1.49%

Three-Course Dinner for Two, Mid-Range

$46.72 €40.17

$37.11 €31.91

25.90%

Fast Food Meal (McDonalds, etc)

$10.11 €8.69

$9.25 €7.95

9.30%

Cappuccino

$2.21 €1.90

$2.69 €2.31

-17.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 €2.25

$2.25 €1.94

16.44%

Water (0.33 liter bottle)

$1.42 €1.22

$1.58 €1.36

-10.13%

Local Beer (0.5 liter draught)

$2.84 €2.44

$2.84 €2.45

Imported Beer (0.33 liter bottle)

$3.41 €2.93

$3.46 €2.97

-1.45%

Milk (1 liter)

$1.41 €1.21

$1.19 €1.02

18.49%

White Bread (500g)

$1.02 €0.88

$1.01 €0.87

0.99%

Rice (white) (1kg)

$2.12 €1.82

$2.37 €2.04

-10.55%

Eggs

$3.73 €3.20

$3.18 €2.74

17.30%

Local Cheese (1kg)

$9.24 €7.94

$9.18 €7.89

0.65%

Chicken Fillets (1kg)

$8.31 €7.14

$7.77 €6.68

6.95%

Beef Round Steak (1kg)

$12.45 €10.71

$12.76 €10.97

-2.43%

Apples (1kg)

$1.76 €1.52

$1.31 €1.13

34.35%

Banana (1kg)

$1.84 €1.58

$1.60 €1.38

15.00%

Oranges (1kg)

$1.90 €1.63

$1.60 €1.38

18.75%

Tomato (1kg)

$2.50 €2.15

$3.01 €2.58

-16.94%

Potato (1kg)

$0.98 €0.84

$0.89 €0.77

10.11%

Onion (1kg)

$1.10 €0.94

$1.15 €0.99

-4.35%

Lettuce (1 head)

$1.74 €1.50

$1.53 €1.32

13.73%

Water (1.5 liter bottle)

$0.85 €0.73

$0.91 €0.78

-6.59%

Cigarettes 20 Pack (Marlboro, Camel)

$4.42 €3.80

$3.98 €3.42

11.06%

Wine (Bottle)

$5.72 €4.92

$4.58 €3.94

24.89%

Local Beer (0.5 liter bottle)

$1.13 €0.97

$1.28 €1.10

-11.72%

Imported Beer (0.33 liter bottle)

$1.89 €1.63

$1.74 €1.49

8.62%

One-way Ticket (Public Transport)

$1.04 €0.89

$1.69 €1.45

-38.46%

Public Transport Monthly Pass (Regular Price)

$34.43 €29.60

$40.87 €35.14

-15.76%

Taxi Start (Normal Tariff)

$0.76 €0.65

$1.14 €0.98

-33.33%

Taxi (Normal Tariff) (1km)

$0.82 €0.71

$1.17 €1.01

-29.91%

Taxi 1hour Waiting (Normal Tariff)

$11.53 €9.91

$17.25 €14.84

-33.16%

Gasoline (1 liter)

$1.89 €1.62

$1.73 €1.49

9.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K €27.2K

$30.7K €26.4K

2.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K €23.8K

$21.8K €18.8K

27.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 €106

$138 €118

-10.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.97 €17.17

$13.76 €11.83

45.13%

Internet (50+ Mbps, Unlimited Data)

$34.65 €29.79

$34.84 €29.96

-0.55%

Gym Membership (Monthly)

$47.21 €40.59

$46.26 €39.78

2.05%

Tennis Court (1 Hour on Weekend)

$13.77 €11.84

$15.27 €13.13

-9.82%

Cinema Ticket

$6.47 €5.56

$6.42 €5.52

0.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$376 €323

$418 €359

-10.07%

International Primary School, 1 Child (Yearly)

$7,723 €6,640

$7,360 €6,328

4.93%

Jeans (Levis 501 Or Similar)

$91.4 €78.6

$88.3 €75.9

3.54%

Summer Dress (H&M, Zara, etc)

$49.71 €42.74

$34.96 €30.06

42.19%

Sport Shoes (Adidas, Nike)

$100 €86.2

$76.6 €65.9

30.93%

Men's Leather Business Shoes

$118 €102

$99.5 €85.6

19.01%

1-bedroom Apartment, City Center (Monthly)

$665 €572

$385 €331

72.76%

1-bedroom Apartment, Outside City Center (Monthly)

$507 €436

$292 €251

73.55%

3-bedroom Apartment, City Center (Monthly)

$1,326 €1,140

$583 €501

127.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,023 €880

$532 €458

92.25%

Buy Apartment in City Center (m2)

$3,161 €2,718

$3,515 €3,023

-10.09%

Buy Apartment Outside City Center (m2)

$2,411 €2,073

$2,427 €2,087

-0.68%

Average Monthly Net Salary (After Tax)

$1,205 €1,036

$702 €604

71.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

6.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Podgorica: September 6, 2026

Last update for Sutomore: September 7, 2026

Cost Breakdown

A central one-bedroom costs $665 in Podgorica versus $385 in Sutomore. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in Podgorica, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Podgorica versus $37.00 in Sutomore. Monthly groceries follow the same trend: $237 vs $227 – making Sutomore the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Podgorica vs Sutomore: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,357 in Podgorica, $1,139 in Sutomore – roughly 19% apart. Podgorica costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $2,035 per month in Podgorica and $1,708 in Sutomore. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sutomore, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $376 per month in Podgorica and $418 in Sutomore. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 4% more in Podgorica, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Sutomore, where all-in costs run around $1,139, than in Podgorica at $1,357. In Sutomore it covers expenses comfortably, while in Podgorica it requires careful planning or may not stretch far enough.

Families tend to lean toward Sutomore – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sutomore. If higher salaries, better infrastructure, or specific career opportunities are the priority, Podgorica makes more sense. Both are solid long-term options with distinct trade-offs.