Last update: Oct 2026

Cost of Living Comparison Between Surrey and Austin, TX

For one person, living is cheaper in Surrey: $2,236 a month against $2,704 in Austin, TX, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Surrey
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Surrey Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Surrey

🇨🇦 Canada

$2,236

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,236 in Surrey versus $2,704 in Austin, TX.

Surrey $2,236
Austin, TX $2,704

Estimated couple costs with rent: $3,522 in Surrey versus $4,133 in Austin, TX.

Surrey $3,522
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,808 in Surrey versus $5,562 in Austin, TX.

Surrey $4,808
Austin, TX $5,562

Living in Surrey costs roughly 17% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Surrey 67% above, Austin, TX 102% above.

Meal at Budget Restaurant

$17.87 CA$25.48

$20.22 $20.22

-11.62%

Three-Course Dinner for Two, Mid-Range

$55.2 CA$78.7

$85.0 $85.0

-35.11%

Fast Food Meal (McDonalds, etc)

$10.26 CA$14.62

$12.35 $12.35

-16.92%

Cappuccino

$3.63 CA$5.18

$5.47 $5.47

-33.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$3.00

$3.82 $3.82

-44.76%

Water (0.33 liter bottle)

$1.57 CA$2.23

$2.50 $2.50

-37.20%

Local Beer (0.5 liter draught)

$5.65 CA$8.05

$8.06 $8.06

-29.90%

Imported Beer (0.33 liter bottle)

$5.95 CA$8.48

$8.99 $8.99

-33.82%

Milk (1 liter)

$2.40 CA$3.42

$1.13 $1.13

112.39%

White Bread (500g)

$2.04 CA$2.91

$3.78 $3.78

-46.03%

Rice (white) (1kg)

$3.57 CA$5.09

$3.25 $3.25

9.85%

Eggs

$3.23 CA$4.61

$4.14 $4.14

-21.98%

Local Cheese (1kg)

$9.63 CA$13.73

$13.08 $13.08

-26.38%

Chicken Fillets (1kg)

$10.29 CA$14.66

$14.31 $14.31

-28.09%

Beef Round Steak (1kg)

$19.56 CA$27.89

$15.96 $15.96

22.56%

Apples (1kg)

$3.14 CA$4.48

$4.38 $4.38

-28.31%

Banana (1kg)

$1.31 CA$1.86

$1.45 $1.45

-9.66%

Oranges (1kg)

$2.94 CA$4.20

$4.54 $4.54

-35.24%

Tomato (1kg)

$2.95 CA$4.20

$4.19 $4.19

-29.59%

Potato (1kg)

$2.54 CA$3.62

$2.63 $2.63

-3.42%

Onion (1kg)

$2.05 CA$2.92

$2.36 $2.36

-13.14%

Lettuce (1 head)

$1.98 CA$2.82

$1.76 $1.76

12.50%

Water (1.5 liter bottle)

$1.80 CA$2.56

$2.16 $2.16

-16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.93 CA$19.86

$9.81 $9.81

42.00%

Wine (Bottle)

$14.12 CA$20.12

$14.72 $14.72

-4.08%

Local Beer (0.5 liter bottle)

$2.46 CA$3.51

$2.78 $2.78

-11.51%

Imported Beer (0.33 liter bottle)

$3.05 CA$4.35

$3.48 $3.48

-12.36%

One-way Ticket (Public Transport)

$2.67 CA$3.81

$1.49 $1.49

79.19%

Public Transport Monthly Pass (Regular Price)

$106 CA$150

$40.51 $40.51

160.50%

Taxi Start (Normal Tariff)

$2.57 CA$3.66

$2.67 $2.67

-3.75%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.13

$1.58 $1.58

-5.70%

Taxi 1hour Waiting (Normal Tariff)

$27.20 CA$38.77

$35.29 $35.29

-22.92%

Gasoline (1 liter)

$1.31 CA$1.86

$0.99 $0.99

32.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.6K

$35.8K $35.8K

-22.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.5K CA$26.3K

$27.2K $27.2K

-32.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 CA$263

$219 $219

-15.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.28 CA$51.7

$58.0 $58.0

-37.44%

Internet (50+ Mbps, Unlimited Data)

$63.2 CA$90.1

$68.4 $68.4

-7.55%

Gym Membership (Monthly)

$34.52 CA$49.21

$57.9 $57.9

-40.38%

Tennis Court (1 Hour on Weekend)

$25.21 CA$35.93

$14.82 $14.82

70.11%

Cinema Ticket

$12.70 CA$18.10

$14.13 $14.13

-10.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,186

$1,509 $1,509

-44.87%

International Primary School, 1 Child (Yearly)

$11.9K CA$17.0K

$21.5K $21.5K

-44.49%

Jeans (Levis 501 Or Similar)

$55.2 CA$78.7

$51.7 $51.7

6.83%

Summer Dress (H&M, Zara, etc)

$60.3 CA$85.9

$44.05 $44.05

36.80%

Sport Shoes (Adidas, Nike)

$96.4 CA$137

$85.1 $85.1

13.29%

Men's Leather Business Shoes

$88.2 CA$126

$105 $105

-16.29%

1-bedroom Apartment, City Center (Monthly)

$1,327 CA$1,891

$1,932 $1,932

-31.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,050 CA$1,497

$1,272 $1,272

-17.47%

3-bedroom Apartment, City Center (Monthly)

$2,676 CA$3,815

$3,670 $3,670

-27.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,085 CA$2,972

$2,525 $2,525

-17.43%

Buy Apartment in City Center (m2)

$9,553 CA$13.6K

$7,617 $7,617

25.41%

Buy Apartment Outside City Center (m2)

$8,388 CA$12.0K

$3,199 $3,199

162.16%

Average Monthly Net Salary (After Tax)

$2,988 CA$4,260

$5,105 $5,105

-41.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

6.79

-28.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 5, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.1K 46.1%

Austin, TX

$1.3K 48.2% 21.2% $222

Groceries & Markets

Surrey

$348 15.3%

Austin, TX

$403 15.3% 15.6% $54

Monthly Utilities & Internet

Surrey

$284 12.5%

Austin, TX

$346 13.1% 21.6% $61

Eating Out

Surrey

$272 12%

Austin, TX

$348 13.2% 27.9% $76

Clothing & Footwear

Surrey

$135 5.9%

Austin, TX

$129 4.9% 4.6% $6.3

Getting Around

Surrey

$126 5.6%

Austin, TX

$57 2.2% 54.8% $69

Sport & Entertainment

Surrey

$60 2.6%

Austin, TX

$86 3.3% 43.8% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,327 in Surrey and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 71% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Surrey vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $348 vs $403 per month, with Surrey cheaper across the board.

Good to know

🇨🇦 Surrey

🇺🇸 Austin, TX

🕒 Local time

01:28 1:28 AM

03:28 3:28 AM

2 h ahead of Surrey

🌤 Weather

👥 Population

517,887

974,447

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Surrey Austin, TX 2,980 km ≈ 4 h 15 min nonstop flight

From you

Surrey
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Austin, TX: Cost of Living - Frequently Asked Questions

Surrey wins on cost – living expenses run 21% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Surrey the obvious pick if budget is a priority.

On paper, salaries run 71% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,327 in Surrey versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,236 per month in Surrey versus $2,704 in Austin, TX – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Surrey runs roughly 161% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,236 in Surrey versus $2,704 in Austin, TX, a $3,000 budget is realistic in Surrey but tight or insufficient in Austin, TX. The gap between the two cities makes Surrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Surrey gentler on the wallet – expenses run 21% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.