Last update: Oct 2026

Cost of Living Comparison Between Surprise, AZ and Ubud, Bali

For one person, living costs are similar in Surprise, AZ and in Ubud, Bali: $1,301 and $1,353 a month, rent and utilities included.

63

Cost of Living Index in Surprise, AZ
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Surprise, AZ Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Surprise, AZ

🇺🇸 United States

$1,301

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Surprise, AZ and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surprise, AZ and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,301 in Surprise, AZ versus $1,353 in Ubud, Bali.

Surprise, AZ $1,301
Ubud, Bali $1,353

Estimated couple costs with rent: $3,613 in Surprise, AZ versus $2,297 in Ubud, Bali.

Surprise, AZ $3,613
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $5,926 in Surprise, AZ versus $3,241 in Ubud, Bali.

Surprise, AZ $5,926
Ubud, Bali $3,241

Living in Surprise, AZ costs roughly 4% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Surprise, AZ is 4% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$20.11 $20.11

$3.23 Rp 58.1K

522.60%

Three-Course Dinner for Two, Mid-Range

$86.5 $86.5

$34.88 Rp 627.8K

148.02%

Fast Food Meal (McDonalds, etc)

$13.13 $13.13

$5.70 Rp 102.5K

130.35%

Cappuccino

$6.18 $6.18

$2.62 Rp 47.1K

135.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$1.72 Rp 31.0K

60.47%

Water (0.33 liter bottle)

$2.44 $2.44

$0.81 Rp 14.6K

201.23%

Local Beer (0.5 liter draught)

$6.82 $6.82

$2.65 Rp 47.7K

157.36%

Imported Beer (0.33 liter bottle)

$8.14 $8.14

$4.37 Rp 78.6K

86.27%

Milk (1 liter)

$1.02 $1.02

$1.57 Rp 28.3K

-35.03%

White Bread (500g)

$3.68 $3.68

$2.19 Rp 39.5K

68.04%

Rice (white) (1kg)

$5.15 $5.15

$1.18 Rp 21.2K

336.44%

Eggs

$4.70 $4.70

$2.16 Rp 38.8K

117.59%

Local Cheese (1kg)

$13.40 $13.40

$17.65 Rp 317.7K

-24.08%

Chicken Fillets (1kg)

$11.35 $11.35

$3.78 Rp 68.0K

200.26%

Beef Round Steak (1kg)

$14.86 $14.86

$11.95 Rp 215.1K

24.35%

Apples (1kg)

$4.63 $4.63

$3.60 Rp 64.8K

28.61%

Banana (1kg)

$1.95 $1.95

$1.59 Rp 28.6K

22.64%

Oranges (1kg)

$3.95 $3.95

$2.31 Rp 41.6K

71.00%

Tomato (1kg)

$4.15 $4.15

$1.91 Rp 34.3K

117.28%

Potato (1kg)

$2.45 $2.45

$1.78 Rp 32.1K

37.64%

Onion (1kg)

$2.86 $2.86

$2.33 Rp 41.9K

22.75%

Lettuce (1 head)

$2.10 $2.10

$1.00 Rp 18.0K

110.00%

Water (1.5 liter bottle)

$2.10 $2.10

$0.53 Rp 9,509

296.23%

Cigarettes 20 Pack (Marlboro, Camel)

$10.84 $10.84

$2.29 Rp 41.1K

373.36%

Wine (Bottle)

$13.46 $13.46

$22.07 Rp 397.3K

-39.01%

Local Beer (0.5 liter bottle)

$2.42 $2.42

$2.35 Rp 42.2K

2.98%

Imported Beer (0.33 liter bottle)

$3.25 $3.25

$2.98 Rp 53.6K

9.06%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$2.78 $2.78

$0.47 Rp 8,466

491.49%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$0.43 Rp 7,737

216.28%

Taxi 1hour Waiting (Normal Tariff)

$36.40 $36.40

$5.47 Rp 98.4K

565.45%

Gasoline (1 liter)

$1.09 $1.09

$0.83 Rp 14.9K

31.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$23.9K Rp 429.8M

51.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$32.8K Rp 590.1M

-21.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 $195

$80.0 Rp 1.4M

143.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.5 $61.5

$6.56 Rp 118.1K

837.96%

Internet (50+ Mbps, Unlimited Data)

$73.7 $73.7

$18.60 Rp 334.8K

296.29%

Gym Membership (Monthly)

$59.7 $59.7

$54.1 Rp 974.1K

10.22%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$13.17 $13.17

$4.25 Rp 76.5K

209.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,121 $1,121

$493 Rp 8.9M

127.55%

International Primary School, 1 Child (Yearly)

$15.8K $15.8K

$5,597 Rp 100.7M

181.86%

Jeans (Levis 501 Or Similar)

$54.1 $54.1

$45.58 Rp 820.4K

18.65%

Summer Dress (H&M, Zara, etc)

$43.66 $43.66

$34.96 Rp 629.4K

24.89%

Sport Shoes (Adidas, Nike)

$97.3 $97.3

$77.7 Rp 1.4M

25.13%

Men's Leather Business Shoes

$114 $114

$78.5 Rp 1.4M

44.85%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$2,107 $2,107

$3,613 Rp 65.0M

-41.69%

3-bedroom Apartment, Outside City Center (Monthly)

$3,013 $3,013

$1,702 Rp 30.6M

77.07%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$1,645 $1,645

$2,241 Rp 40.3M

-26.59%

Average Monthly Net Salary (After Tax)

$4,368 $4,368

$166 Rp 3.0M

2525.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

13.78

-53.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surprise, AZ: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Surprise, AZ

$391 30.1%

Ubud, Bali

$287 21.2% 26.6% $104

Eating Out

Surprise, AZ

$346 26.6%

Ubud, Bali

$106 7.9% 69.2% $239

Monthly Utilities & Internet

Surprise, AZ

$330 25.3%

Ubud, Bali

$105 7.8% 68.1% $225

Clothing & Footwear

Surprise, AZ

$139 10.7%

Ubud, Bali

$107 7.9% 23.3% $32

Sport & Entertainment

Surprise, AZ

$86 6.6%

Ubud, Bali

$63 4.6% 27.2% $23

Getting Around

Surprise, AZ

$9.6 * 0.7%

Ubud, Bali

$12 0.9% 29.7% $2.8

Accommodation & Living

Surprise, AZ

- * 0%

Ubud, Bali

$673 49.7%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Surprise, AZ pays 2525% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $87.0 in Surprise, AZ vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $391 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Surprise, AZ

🇮🇩 Ubud, Bali

🕒 Local time

01:47 1:47 AM

16:47 4:47 PM

15 h ahead of Surprise, AZ

🌤 Weather

👥 Population

143,148

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Surprise, AZ Ubud, Bali 14,410 km ≈ 19 h nonstop flight

From you

Surprise, AZ
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surprise, AZ vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Surprise, AZ and Ubud, Bali differ by about 4% in total monthly costs ($1,301 vs $1,353 including rent). Surprise, AZ is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 2525% higher in Surprise, AZ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Shoppers in Ubud, Bali pay roughly 36% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,301 per month in Surprise, AZ versus $1,353 in Ubud, Bali – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,301 in Surprise, AZ versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Surprise, AZ but tight or insufficient in Ubud, Bali. The gap between the two cities makes Surprise, AZ the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Surprise, AZ and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surprise, AZ gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.