Cost of Living Comparison Between Ubud, Bali and Surprise, AZ Cost of Living Comparison Between Ubud, Bali and Surprise, AZ

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $2,726 in Surprise, AZ.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $4,112 in Surprise, AZ.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $5,499 in Surprise, AZ.

Living in Ubud, Bali costs roughly 47% less than in Surprise, AZ, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Surprise, AZ 104% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$20.28 $20.28

-82.40%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$81.1 $81.1

-59.83%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$12.01 $12.01

-57.79%

Cappuccino

$2.83 Rp 49.0K

$5.34 $5.34

-47.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.68 $2.68

-50.00%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$2.18 $2.18

-68.35%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$5.97 $5.97

-49.92%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$7.06 $7.06

-45.47%

Milk (1 liter)

$1.74 Rp 30.2K

$0.86 $0.86

102.33%

White Bread (500g)

$2.54 Rp 44.0K

$3.85 $3.85

-34.03%

Rice (white) (1kg)

$1.19 Rp 20.6K

$5.32 $5.32

-77.63%

Eggs

$2.43 Rp 42.0K

$4.76 $4.76

-48.95%

Local Cheese (1kg)

$14.66 Rp 254.1K

$11.88 $11.88

23.40%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$11.93 $11.93

-64.96%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$14.75 $14.75

-19.05%

Apples (1kg)

$3.69 Rp 63.9K

$4.78 $4.78

-22.80%

Banana (1kg)

$1.61 Rp 27.8K

$1.95 $1.95

-17.44%

Oranges (1kg)

$2.69 Rp 46.5K

$3.90 $3.90

-31.03%

Tomato (1kg)

$2.33 Rp 40.4K

$4.14 $4.14

-43.72%

Potato (1kg)

$1.91 Rp 33.0K

$2.48 $2.48

-22.98%

Onion (1kg)

$2.19 Rp 37.9K

$2.45 $2.45

-10.61%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.88 $1.88

-43.62%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$2.37 $2.37

-69.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$11.66 $11.66

-73.16%

Wine (Bottle)

$23.49 Rp 407.1K

$15.01 $15.01

56.50%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.10 $2.10

30.48%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.91 $3.91

-26.34%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$3.92 $3.92

-92.60%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$79.8 $79.8

-89.76%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$2.81 $2.81

-83.99%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.39 $1.39

-69.78%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$35.43 $35.43

-82.61%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.97 $0.97

-13.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$30.9K $30.9K

-14.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$26.0K $26.0K

25.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$259 $259

-69.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$71.0 $71.0

-94.44%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$80.9 $80.9

-69.83%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$61.2 $61.2

57.85%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$12.92 $12.92

-68.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$1,103 $1,103

-72.55%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$15.5K $15.5K

-57.88%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$55.4 $55.4

-2.73%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$39.57 $39.57

-4.02%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$83.1 $83.1

4.37%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$106 $106

-25.43%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$1,673 $1,673

-39.51%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$1,276 $1,276

-47.14%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$2,384 $2,384

42.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$2,417 $2,417

-13.19%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,588 $1,588

47.32%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$4,188 $4,188

-95.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.46

105.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Surprise, AZ: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $1,673 in Surprise, AZ. Housing cost is often the main lever when comparing two cities.

Surprise, AZ pays 2319% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $81.0 in Surprise, AZ for a mid-range dinner for two. Groceries echo the gap at $298 vs $395 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Surprise, AZ: Cost of Living - Frequently Asked Questions

Ubud, Bali and Surprise, AZ differ by about 90% in total monthly costs ($1,438 vs $2,726 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Surprise, AZ earns 2319% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $1,673 in Surprise, AZ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $1,103 in Surprise, AZ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 33% higher in Surprise, AZ. For households that cook at home regularly, that difference adds up over a month.

At $1,438 in Ubud, Bali versus $2,726 in Surprise, AZ, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Surprise, AZ. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Surprise, AZ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 90% less than in Surprise, AZ. Beyond cost, consider language, visa policies, and how big the international community is in each city.