Last update: Oct 2026

Cost of Living Comparison Between Surat and London

For one person, living is cheaper in Surat: $806 a month against $4,086 in London, rent and utilities included – about $39,400 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Surat
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Surat Living Index
196

Cost of Living Index in London
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London Living Index

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Surat

🇮🇳 India

$806

/mo nomad

London

🇬🇧 United Kingdom

$4,086

/mo nomad

Monthly Cost of Living

How much you'll spend in Surat and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surat and in London actually costs, broken down by who's living it.

A single person spends $806 per month in Surat vs $4,086 in London, rent included.

Surat $806
London $4,086

A couple spends around $826 per month in Surat vs $5,816 in London, rent included.

Surat $826
London $5,816

A family of three spends $847 per month in Surat vs $7,546 in London, rent included.

Surat $847
London $7,546

Surat is about 80% cheaper than London, and outside of rent the biggest gap is in eating out.

Surat sits 40% below the global median, while London is 205% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.18 ₹307

$26.62 £20.11

-88.05%

Three-Course Dinner for Two, Mid-Range

$10.40 ₹1,006

$108 £81.3

-90.33%

Fast Food Meal (McDonalds, etc)

$3.14 ₹304

$10.39 £7.85

-69.78%

Cappuccino

$1.83 ₹177

$5.79 £4.38

-68.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹34.38

$3.01 £2.27

-88.04%

Water (0.33 liter bottle)

$0.15 ₹14.56

$2.15 £1.63

-93.02%

Local Beer (0.5 liter draught)

$2.92 ₹282

$9.35 £7.06

-68.77%

Imported Beer (0.33 liter bottle)

$3.19 ₹309

$7.84 £5.93

-59.31%

Milk (1 liter)

$0.73 ₹70.9

$1.79 £1.35

-59.22%

White Bread (500g)

$0.47 ₹45.50

$2.06 £1.56

-77.18%

Rice (white) (1kg)

$0.66 ₹63.5

$2.31 £1.74

-71.43%

Eggs

$0.95 ₹91.5

$5.05 £3.82

-81.19%

Local Cheese (1kg)

$4.34 ₹420

$12.57 £9.50

-65.47%

Chicken Fillets (1kg)

$2.73 ₹265

$10.66 £8.05

-74.39%

Beef Round Steak (1kg)

$17.13 £12.94

Apples (1kg)

$1.70 ₹164

$3.03 £2.29

-43.89%

Banana (1kg)

$0.62 ₹59.6

$1.41 £1.07

-56.03%

Oranges (1kg)

$0.80 ₹77.4

$3.05 £2.31

-73.77%

Tomato (1kg)

$0.54 ₹52.2

$3.38 £2.56

-84.02%

Potato (1kg)

$0.35 ₹33.56

$1.67 £1.26

-79.04%

Onion (1kg)

$0.43 ₹41.73

$1.73 £1.31

-75.14%

Lettuce (1 head)

$0.48 ₹46.59

$1.41 £1.07

-65.96%

Water (1.5 liter bottle)

$0.30 ₹28.89

$1.79 £1.35

-83.24%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹495

$23.22 £17.55

-77.95%

Wine (Bottle)

$7.60 ₹735

$12.99 £9.82

-41.49%

Local Beer (0.5 liter bottle)

$1.86 ₹180

$3.18 £2.40

-41.51%

Imported Beer (0.33 liter bottle)

$3.01 ₹291

$4.41 £3.33

-31.75%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.06 ₹586

One-way Ticket (Public Transport)

$0.22 ₹21.19

$3.87 £2.93

-94.32%

Public Transport Monthly Pass (Regular Price)

$5.27 ₹510

$250 £189

-97.89%

Taxi Start (Normal Tariff)

$0.59 ₹57.2

$5.71 £4.31

-89.67%

Taxi (Normal Tariff) (1km)

$0.22 ₹21.32

$3.33 £2.51

-93.39%

Taxi 1hour Waiting (Normal Tariff)

$1.07 ₹103

$57.9 £43.76

-98.15%

Gasoline (1 liter)

$1.13 ₹110

$2.04 £1.54

-44.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.1K ₹1.2M

$37.5K £28.4K

-67.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K ₹1.8M

$40.9K £30.9K

-55.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$36.72 ₹3,554

$376 £284

-90.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.64 ₹353

$17.88 £13.51

-79.64%

Internet (50+ Mbps, Unlimited Data)

$7.44 ₹720

$40.01 £30.24

-81.40%

Gym Membership (Monthly)

$18.59 ₹1,799

$61.2 £46.22

-69.60%

Tennis Court (1 Hour on Weekend)

$5.16 ₹499

$21.07 £15.93

-75.51%

Cinema Ticket

$2.88 ₹278

$17.95 £13.57

-83.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$33.35 ₹3,227

$2,865 £2,165

-98.84%

International Primary School, 1 Child (Yearly)

$891 ₹86.2K

$35.3K £26.7K

-97.48%

Jeans (Levis 501 Or Similar)

$22.51 ₹2,179

$116 £87.7

-80.59%

Summer Dress (H&M, Zara, etc)

$24.53 ₹2,374

$54.1 £40.87

-54.64%

Sport Shoes (Adidas, Nike)

$40.90 ₹3,958

$127 £95.7

-67.70%

Men's Leather Business Shoes

$32.42 ₹3,137

$159 £120

-79.65%

1-bedroom Apartment, City Center (Monthly)

$216 ₹20.9K

$2,853 £2,156

-92.42%

1-bedroom Apartment, Outside City Center (Monthly)

$499 ₹48.3K

$2,301 £1,739

-78.33%

3-bedroom Apartment, City Center (Monthly)

$375 ₹36.3K

$5,201 £3,931

-92.80%

3-bedroom Apartment, Outside City Center (Monthly)

$201 ₹19.5K

$3,723 £2,813

-94.60%

Buy Apartment in City Center (m2)

$660 ₹63.8K

$19.0K £14.4K

-96.53%

Buy Apartment Outside City Center (m2)

$309 ₹29.9K

$7,881 £5,955

-96.08%

Average Monthly Net Salary (After Tax)

$313 ₹30.3K

$4,818 £3,641

-93.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

4.65

97.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surat: October 4, 2026

Last update for London: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surat

$499 61.3%

London

$2.3K 56.5% 361% $1.8K

Groceries & Markets

Surat

$101 12.4%

London

$349 8.6% 246% $248

Eating Out

Surat

$80 9.8%

London

$397 9.7% 398% $317

Clothing & Footwear

Surat

$54 6.7%

London

$205 5% 279% $151

Monthly Utilities & Internet

Surat

$48 5.9%

London

$434 10.7% 808% $386

Sport & Entertainment

Surat

$24 3%

London

$97 2.4% 299% $73

Getting Around

Surat

$7.8 1%

London

$288 7.1% 3572% $280

Cost Breakdown

A central one-bedroom costs $216 in Surat versus $2,853 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1438% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $10.00 in Surat versus $108 in London. Monthly groceries follow the same trend: $101 vs $349 – making Surat the more affordable choice for daily food spending.

Good to know

🇮🇳 Surat

🇬🇧 London

🕒 Local time

12:54 12:54 PM

08:24 8:24 AM

4 h 30 min behind Surat

🌤 Weather

👥 Population

6,936,534

8,908,083 Capital

💱 Currency

Indian Rupee INR ₹

British Pound GBP £

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

Exchange rates and currency converter

GBP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Surat London 7,010 km ≈ 9 h nonstop flight

From you

Surat
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surat vs London: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $806 in Surat, $4,086 in London – roughly 407% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,209 per month in Surat and $6,129 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 246% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $10.00 in Surat and $108 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Surat, where all-in costs run around $806, than in London at $4,086. In Surat it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $806 in Surat to $4,086 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Surat. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.