Last update: Nov 2026

Cost of Living Comparison Between Surat and Dubai

For one person, living is cheaper in Surat: $808 a month against $2,889 in Dubai, rent and utilities included – about $25,000 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Surat
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Surat Living Index
139

Cost of Living Index in Dubai
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Dubai Living Index

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Surat

🇮🇳 India

$808

/mo nomad

Dubai

🇦🇪 United Arab Emirates

$2,889

/mo nomad

Monthly Cost of Living

How much you'll spend in Surat and in Dubai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surat and in Dubai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $808 in Surat versus $2,889 in Dubai.

Surat $808
Dubai $2,889

Estimated couple costs with rent: $861 in Surat versus $4,444 in Dubai.

Surat $861
Dubai $4,444

Monthly costs for a family of three with rent: $914 in Surat versus $5,999 in Dubai.

Surat $914
Dubai $5,999

Living in Surat costs roughly 72% less than in Dubai, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Surat is 40% below, Dubai is 114% above.

Meal at Budget Restaurant

$3.10 ₹293

$12.94 AED 47.54

-76.04%

Three-Course Dinner for Two, Mid-Range

$10.72 ₹1,012

$83.2 AED 306

-87.12%

Fast Food Meal (McDonalds, etc)

$3.25 ₹307

$9.35 AED 34.32

-65.24%

Cappuccino

$1.87 ₹176

$5.88 AED 21.60

-68.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 ₹30.00

$1.57 AED 5.77

-79.62%

Water (0.33 liter bottle)

$0.15 ₹14.05

$0.94 AED 3.47

-84.04%

Local Beer (0.5 liter draught)

$3.13 ₹296

$13.44 AED 49.38

-76.71%

Imported Beer (0.33 liter bottle)

$3.45 ₹326

$13.57 AED 49.84

-74.58%

Milk (1 liter)

$0.71 ₹66.8

$1.86 AED 6.83

-61.83%

White Bread (500g)

$0.48 ₹45.21

$1.56 AED 5.73

-69.23%

Rice (white) (1kg)

$0.72 ₹67.6

$2.64 AED 9.68

-72.73%

Eggs

$0.96 ₹90.6

$3.53 AED 12.96

-72.80%

Local Cheese (1kg)

$4.45 ₹421

$12.97 AED 47.62

-65.69%

Chicken Fillets (1kg)

$2.86 ₹270

$9.94 AED 36.51

-71.23%

Beef Round Steak (1kg)

$12.92 AED 47.45

Apples (1kg)

$1.68 ₹159

$2.55 AED 9.36

-34.12%

Banana (1kg)

$0.63 ₹59.3

$2.05 AED 7.54

-69.27%

Oranges (1kg)

$0.78 ₹74.1

$1.84 AED 6.77

-57.61%

Tomato (1kg)

$0.57 ₹54.1

$1.54 AED 5.64

-62.99%

Potato (1kg)

$0.38 ₹36.08

$1.17 AED 4.31

-67.52%

Onion (1kg)

$0.44 ₹41.49

$1.02 AED 3.76

-56.86%

Lettuce (1 head)

$0.50 ₹47.17

$1.57 AED 5.75

-68.15%

Water (1.5 liter bottle)

$0.30 ₹28.05

$0.67 AED 2.46

-55.22%

Cigarettes 20 Pack (Marlboro, Camel)

$5.11 ₹483

$6.31 AED 23.17

-19.02%

Wine (Bottle)

$7.47 ₹706

$16.16 AED 59.4

-53.77%

Local Beer (0.5 liter bottle)

$1.88 ₹177

$2.58 AED 9.48

-27.13%

Imported Beer (0.33 liter bottle)

$3.00 ₹283

$2.89 AED 10.60

3.81%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.28 ₹593

One-way Ticket (Public Transport)

$0.22 ₹20.83

$1.40 AED 5.15

-84.29%

Public Transport Monthly Pass (Regular Price)

$3.14 ₹297

$82.4 AED 303

-96.19%

Taxi Start (Normal Tariff)

$0.65 ₹61.0

$3.29 AED 12.07

-80.24%

Taxi (Normal Tariff) (1km)

$0.20 ₹18.89

$0.65 AED 2.40

-69.23%

Taxi 1hour Waiting (Normal Tariff)

$1.08 ₹102

$8.13 AED 29.84

-86.72%

Gasoline (1 liter)

$1.15 ₹109

$1.00 AED 3.68

15.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$26.3K AED 96.6K

-56.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K ₹1.8M

$22.0K AED 81.0K

-14.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$37.48 ₹3,541

$239 AED 877

-84.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.69 ₹349

$56.9 AED 209

-93.51%

Internet (50+ Mbps, Unlimited Data)

$7.46 ₹704

$93.9 AED 345

-92.05%

Gym Membership (Monthly)

$18.93 ₹1,789

$90.8 AED 334

-79.16%

Tennis Court (1 Hour on Weekend)

$5.23 ₹494

$46.38 AED 170

-88.72%

Cinema Ticket

$2.99 ₹283

$16.24 AED 59.6

-81.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$33.96 ₹3,208

$934 AED 3,429

-96.36%

International Primary School, 1 Child (Yearly)

$1,265 ₹119.5K

$20.9K AED 76.8K

-93.95%

Jeans (Levis 501 Or Similar)

$22.77 ₹2,151

$70.7 AED 260

-67.79%

Summer Dress (H&M, Zara, etc)

$25.28 ₹2,388

$61.3 AED 225

-58.79%

Sport Shoes (Adidas, Nike)

$41.77 ₹3,946

$103 AED 377

-59.33%

Men's Leather Business Shoes

$32.83 ₹3,101

$116 AED 426

-71.72%

1-bedroom Apartment, City Center (Monthly)

$207 ₹19.6K

$2,487 AED 9,134

-91.67%

1-bedroom Apartment, Outside City Center (Monthly)

$490 ₹46.3K

$1,520 AED 5,581

-67.74%

3-bedroom Apartment, City Center (Monthly)

$392 ₹37.0K

$5,234 AED 19.2K

-92.51%

3-bedroom Apartment, Outside City Center (Monthly)

$242 ₹22.8K

$3,028 AED 11.1K

-92.02%

Buy Apartment in City Center (m2)

$664 ₹62.8K

$6,982 AED 25.6K

-90.49%

Buy Apartment Outside City Center (m2)

$370 ₹34.9K

$4,433 AED 16.3K

-91.66%

Average Monthly Net Salary (After Tax)

$283 ₹26.7K

$3,553 AED 13.0K

-92.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

4.57

100.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surat: November 2, 2026

Last update for Dubai: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surat

$490 60.7%

Dubai

$1.5K 52.6% 210% $1K

Groceries & Markets

Surat

$102 12.7%

Dubai

$297 10.3% 191% $195

Eating Out

Surat

$81 10.1%

Dubai

$307 10.6% 277% $225

Clothing & Footwear

Surat

$55 6.8%

Dubai

$158 5.5% 186% $103

Monthly Utilities & Internet

Surat

$49 6%

Dubai

$390 13.5% 701% $341

Sport & Entertainment

Surat

$25 3.1%

Dubai

$123 4.3% 395% $98

Getting Around

Surat

$5.7 0.7%

Dubai

$95 3.3% 1568% $89

Cost Breakdown

A one-bedroom apartment in the center runs $207 in Surat and $2,487 in Dubai. Housing cost is often the main lever when comparing two cities.

Dubai pays about 13 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $11 in Surat vs $83 in Dubai for a mid-range dinner for two. Groceries echo the gap at $102 vs $297 per month, with Surat cheaper across the board.

Good to know

🇮🇳 Surat

🇦🇪 Dubai

🕒 Local time

02:55 2:55 AM

01:25 1:25 AM

1 h 30 min behind Surat

🌤 Weather

👥 Population

6,936,534

3,790,000

💱 Currency

Indian Rupee INR ₹

UAE Dirham AED د.إ

📈 Exchange rate

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

1 AED = 0.272 USD

1 AED = 0.243 EUR

Exchange rates and currency converter

AED, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 5, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

UAE Dirham exchange rates as of November 5, 2026: 1 USD = 3.67 AED (1 AED = 0.272 USD). 1 EUR = 4.12 AED (1 AED = 0.243 EUR).

USD to INR in detail →

On the map

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Between locations

Surat Dubai 1,850 km ≈ 2 h 45 min nonstop flight

From you

Surat
Dubai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surat vs Dubai: Cost of Living - Frequently Asked Questions

Surat is about 72% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 92% lower in Surat. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $207 in Surat versus $2,487 in Dubai. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Surat runs roughly 96% less than in Dubai. The price difference matters if you commute daily and watch your budget.

Childcare runs $34 in Surat versus $934 in Dubai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $808 in Surat versus $2,889 in Dubai, a $1,000 budget is realistic in Surat but tight or insufficient in Dubai. The gap between the two cities makes Surat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Surat and Dubai are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Surat gentler on the wallet – expenses run 72% less than in Dubai. Beyond cost, consider language, visa policies, and how big the international community is in each city.