Last update: Oct 2026

Cost of Living Comparison Between Surat and Bansko

For one person, living is cheaper in Surat: $806 a month against $970 in Bansko, rent and utilities included – about $2,000 less a year. The total is higher in Bansko despite lower rent and utilities.

39

Cost of Living Index in Surat
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Surat Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

Jump to prices

Surat

🇮🇳 India

$806

/mo nomad

Bansko

🇧🇬 Bulgaria

$970

/mo nomad

Monthly Cost of Living

How much you'll spend in Surat and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surat and in Bansko actually costs, broken down by who's living it.

A single person spends $806 per month in Surat vs $970 in Bansko, rent included.

Surat $806
Bansko $970

A couple spends around $826 per month in Surat vs $1,464 in Bansko, rent included.

Surat $826
Bansko $1,464

A family of three spends $847 per month in Surat vs $1,957 in Bansko, rent included.

Surat $847
Bansko $1,957

Surat is about 17% cheaper than Bansko, and outside of rent the biggest gap is in groceries.

Both Surat and Bansko are more affordable than the global median – Surat 40% lower, Bansko 28% lower.

Meal at Budget Restaurant

$3.18 ₹307

$8.66 BGN 15.15

-63.28%

Three-Course Dinner for Two, Mid-Range

$10.40 ₹1,006

$46.63 BGN 81.6

-77.70%

Fast Food Meal (McDonalds, etc)

$3.14 ₹304

$9.01 BGN 15.77

-65.15%

Cappuccino

$1.83 ₹177

$2.24 BGN 3.92

-18.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹34.38

$1.50 BGN 2.63

-76.00%

Water (0.33 liter bottle)

$0.15 ₹14.56

$0.86 BGN 1.51

-82.56%

Local Beer (0.5 liter draught)

$2.92 ₹282

$1.76 BGN 3.07

65.91%

Imported Beer (0.33 liter bottle)

$3.19 ₹309

$2.00 BGN 3.51

59.50%

Milk (1 liter)

$0.73 ₹70.9

$1.79 BGN 3.14

-59.22%

White Bread (500g)

$0.47 ₹45.50

$0.81 BGN 1.42

-41.98%

Rice (white) (1kg)

$0.66 ₹63.5

$1.52 BGN 2.66

-56.58%

Eggs

$0.95 ₹91.5

$2.30 BGN 4.02

-58.70%

Local Cheese (1kg)

$4.34 ₹420

$9.60 BGN 16.81

-54.79%

Chicken Fillets (1kg)

$2.73 ₹265

$6.32 BGN 11.06

-56.80%

Beef Round Steak (1kg)

$8.64 BGN 15.12

Apples (1kg)

$1.70 ₹164

$1.28 BGN 2.24

32.81%

Banana (1kg)

$0.62 ₹59.6

$1.68 BGN 2.95

-63.10%

Oranges (1kg)

$0.80 ₹77.4

$1.70 BGN 2.98

-52.94%

Tomato (1kg)

$0.54 ₹52.2

$1.89 BGN 3.30

-71.43%

Potato (1kg)

$0.35 ₹33.56

$0.93 BGN 1.63

-62.37%

Onion (1kg)

$0.43 ₹41.73

$0.76 BGN 1.32

-43.42%

Lettuce (1 head)

$0.48 ₹46.59

$0.54 BGN 0.95

-11.11%

Water (1.5 liter bottle)

$0.30 ₹28.89

$0.58 BGN 1.02

-48.28%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹495

$3.44 BGN 6.02

48.84%

Wine (Bottle)

$7.60 ₹735

$5.14 BGN 9.00

47.86%

Local Beer (0.5 liter bottle)

$1.86 ₹180

$1.11 BGN 1.94

67.57%

Imported Beer (0.33 liter bottle)

$3.01 ₹291

$1.70 BGN 2.97

77.06%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.06 ₹586

One-way Ticket (Public Transport)

$0.22 ₹21.19

$0.88 BGN 1.55

-75.00%

Public Transport Monthly Pass (Regular Price)

$5.27 ₹510

$26.76 BGN 46.83

-80.31%

Taxi Start (Normal Tariff)

$0.59 ₹57.2

$1.29 BGN 2.26

-54.26%

Taxi (Normal Tariff) (1km)

$0.22 ₹21.32

$0.65 BGN 1.14

-66.15%

Taxi 1hour Waiting (Normal Tariff)

$1.07 ₹103

$10.18 BGN 17.81

-89.49%

Gasoline (1 liter)

$1.13 ₹110

$1.50 BGN 2.63

-24.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.1K ₹1.2M

$28.8K BGN 50.4K

-57.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K ₹1.8M

$21.5K BGN 37.5K

-14.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$36.72 ₹3,554

$91.4 BGN 160

-59.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.64 ₹353

$14.68 BGN 25.68

-75.20%

Internet (50+ Mbps, Unlimited Data)

$7.44 ₹720

$12.07 BGN 21.12

-38.36%

Gym Membership (Monthly)

$18.59 ₹1,799

$32.28 BGN 56.5

-42.41%

Tennis Court (1 Hour on Weekend)

$5.16 ₹499

$8.60 BGN 15.05

-40.00%

Cinema Ticket

$2.88 ₹278

$5.63 BGN 9.86

-48.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$33.35 ₹3,227

$228 BGN 400

-85.40%

International Primary School, 1 Child (Yearly)

$891 ₹86.2K

$2,311 BGN 4,045

-61.45%

Jeans (Levis 501 Or Similar)

$22.51 ₹2,179

$30.48 BGN 53.3

-26.15%

Summer Dress (H&M, Zara, etc)

$24.53 ₹2,374

$19.01 BGN 33.26

29.04%

Sport Shoes (Adidas, Nike)

$40.90 ₹3,958

$45.53 BGN 79.7

-10.17%

Men's Leather Business Shoes

$32.42 ₹3,137

$48.67 BGN 85.2

-33.39%

1-bedroom Apartment, City Center (Monthly)

$216 ₹20.9K

$521 BGN 913

-58.55%

1-bedroom Apartment, Outside City Center (Monthly)

$499 ₹48.3K

$367 BGN 643

35.78%

3-bedroom Apartment, City Center (Monthly)

$375 ₹36.3K

$634 BGN 1,110

-40.91%

3-bedroom Apartment, Outside City Center (Monthly)

$201 ₹19.5K

$558 BGN 976

-63.95%

Buy Apartment in City Center (m2)

$660 ₹63.8K

$1,204 BGN 2,106

-45.18%

Buy Apartment Outside City Center (m2)

$309 ₹29.9K

$971 BGN 1,699

-68.19%

Average Monthly Net Salary (After Tax)

$313 ₹30.3K

$1,670 BGN 2,923

-81.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

2.99

206.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surat: October 4, 2026

Last update for Bansko: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surat

$499 61.3%

Bansko

$367 38% 26.4% $131

Groceries & Markets

Surat

$101 12.4%

Bansko

$193 20% 91% $92

Eating Out

Surat

$80 9.8%

Bansko

$145 15% 82.4% $66

Clothing & Footwear

Surat

$54 6.7%

Bansko

$65 6.7% 19.4% $11

Monthly Utilities & Internet

Surat

$48 5.9%

Bansko

$118 12.2% 147% $70

Sport & Entertainment

Surat

$24 3%

Bansko

$44 4.5% 78.9% $19

Getting Around

Surat

$7.8 1%

Bansko

$35 3.6% 345% $27

Cost Breakdown

A central one-bedroom costs $216 in Surat versus $521 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 433% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $10.00 in Surat versus $47.00 in Bansko. Monthly groceries follow the same trend: $101 vs $193 – making Surat the more affordable choice for daily food spending.

Good to know

🇮🇳 Surat

🇧🇬 Bansko

🕒 Local time

13:44 1:44 PM

11:14 11:14 AM

2 h 30 min behind Surat

🌤 Weather

👥 Population

6,936,534

8,000

💱 Currency

Indian Rupee INR ₹

Bulgarian Lev BGN лв.

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

1 BGN = 0.571 USD

1 BGN = 0.509 EUR

Exchange rates and currency converter

BGN, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.509 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Surat Bansko 5,120 km ≈ 7 h nonstop flight

From you

Surat
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surat vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $806 in Surat, $970 in Bansko – roughly 20% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,209 per month in Surat and $1,455 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $10.00 in Surat and $47.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $806 in Surat and $970 in Bansko. That's a gap of about 20%.

A $1,500 monthly budget goes further in Surat, where all-in costs run around $806, than in Bansko at $970. In Surat it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $806 in Surat to $970 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Surat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.