😐A single person spends $676 per month in Surabaya vs $641 in Tanjung Balai Karimun, rent included.
😐A couple spends around $1,202 per month in Surabaya vs $1,009 in Tanjung Balai Karimun, rent included.
😐A family of three spends $1,728 per month in Surabaya vs $1,377 in Tanjung Balai Karimun, rent included.
😐Surabaya costs about 6% more than Tanjung Balai Karimun, driven mainly by Clothing & Footwear.
📊Both Surabaya and Tanjung Balai Karimun are more affordable than the global median – Surabaya51% lower, Tanjung Balai Karimun53% lower.
Currency
🍽 Eating Out
Surabaya
Tanjung Balai Karimun
Difference
Meal at Budget Restaurant
$1.73Rp 30.6K
$1.71Rp 30.3K
1.17%
Three-Course Dinner for Two, Mid-Range
$11.51Rp 203.8K
$13.98Rp 247.5K
-17.67%
Fast Food Meal(McDonalds, etc)
$3.25Rp 57.5K
$3.26Rp 57.6K
-0.31%
Cappuccino
$1.58Rp 27.9K
$1.58Rp 28.0K
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.62Rp 10.9K
$0.42Rp 7,476
47.62%
Water(0.33 liter bottle)
$0.26Rp 4,554
$0.23Rp 4,047
13.04%
Local Beer(0.5 liter draught)
$2.22Rp 39.3K
$2.41Rp 42.7K
-7.88%
Imported Beer(0.33 liter bottle)
$4.36Rp 77.2K
$3.83Rp 67.8K
13.84%
🛒 Groceries & Markets
Surabaya
Tanjung Balai Karimun
Difference
Milk(1 liter)
$1.27Rp 22.5K
$1.01Rp 17.8K
25.74%
White Bread(500g)
$1.30Rp 23.0K
$0.95Rp 16.8K
36.84%
Rice(white)(1kg)
$0.90Rp 15.9K
$0.73Rp 13.0K
23.29%
Eggs
$1.23Rp 21.8K
$1.67Rp 29.5K
-26.35%
Local Cheese(1kg)
$7.62Rp 134.9K
$8.12Rp 143.8K
-6.16%
Chicken Fillets(1kg)
$3.09Rp 54.8K
$2.62Rp 46.4K
17.94%
Beef Round Steak(1kg)
$7.60Rp 134.6K
$7.00Rp 123.9K
8.57%
Apples(1kg)
$2.12Rp 37.5K
$2.31Rp 40.9K
-8.23%
Banana(1kg)
$1.28Rp 22.7K
$1.46Rp 25.9K
-12.33%
Oranges(1kg)
$1.92Rp 34.0K
$1.79Rp 31.6K
7.26%
Tomato(1kg)
$1.57Rp 27.7K
$1.14Rp 20.3K
37.72%
Potato(1kg)
$1.34Rp 23.7K
$1.47Rp 26.0K
-8.84%
Onion(1kg)
$2.03Rp 35.9K
$1.71Rp 30.4K
18.71%
Lettuce(1 head)
$0.99Rp 17.6K
$0.77Rp 13.7K
28.57%
Water(1.5 liter bottle)
$0.41Rp 7,186
$0.46Rp 8,082
-10.87%
Cigarettes 20 Pack(Marlboro, Camel)
$1.92Rp 34.0K
$2.65Rp 46.9K
-27.55%
Wine(Bottle)
$25.23Rp 446.8K
$21.67Rp 383.7K
16.43%
Local Beer(0.5 liter bottle)
$1.77Rp 31.4K
$2.02Rp 35.7K
-12.38%
Imported Beer(0.33 liter bottle)
$2.92Rp 51.7K
$3.32Rp 58.8K
-12.05%
🚌 Getting Around
Surabaya
Tanjung Balai Karimun
Difference
One-way Ticket(Public Transport)
$0.33Rp 5,825
$0.30Rp 5,304
10.00%
Taxi Start(Normal Tariff)
$0.52Rp 9,236
$0.49Rp 8,611
6.12%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,630
$0.35Rp 6,132
22.86%
Taxi 1hour Waiting(Normal Tariff)
$2.76Rp 48.9K
$2.49Rp 44.2K
10.84%
Gasoline(1 liter)
$0.77Rp 13.6K
$0.81Rp 14.3K
-4.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8KRp 439.2M
$23.5KRp 416.5M
5.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 575.4M
$29.7KRp 525.9M
9.40%
🧾 Monthly Utilities & Internet
Surabaya
Tanjung Balai Karimun
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$86.6Rp 1.5M
$63.5Rp 1.1M
36.48%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.68Rp 82.9K
$4.11Rp 72.8K
13.87%
Internet(50+ Mbps, Unlimited Data)
$19.47Rp 344.7K
$22.22Rp 393.4K
-12.38%
🎉 Sport & Entertainment
Surabaya
Tanjung Balai Karimun
Difference
Gym Membership(Monthly)
$18.72Rp 331.4K
$21.70Rp 384.3K
-13.73%
Tennis Court(1 Hour on Weekend)
$6.96Rp 123.2K
$7.69Rp 136.2K
-9.49%
Cinema Ticket
$2.70Rp 47.8K
$2.61Rp 46.2K
3.45%
🧸 Childcare & Education
Surabaya
Tanjung Balai Karimun
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$283Rp 5.0M
$95.1Rp 1.7M
197.37%
International Primary School, 1 Child(Yearly)
$9,866Rp 174.7M
$8,545Rp 151.3M
15.46%
👕👟 Clothing & Footwear
Surabaya
Tanjung Balai Karimun
Difference
Jeans(Levis 501 Or Similar)
$71.9Rp 1.3M
$41.76Rp 739.4K
72.25%
Summer Dress(H&M, Zara, etc)
$40.23Rp 712.4K
$27.37Rp 484.7K
46.99%
Sport Shoes(Adidas, Nike)
$83.0Rp 1.5M
$74.1Rp 1.3M
12.02%
Men's Leather Business Shoes
$75.9Rp 1.3M
$74.7Rp 1.3M
1.57%
🏠 Accommodation & Living
Surabaya
Tanjung Balai Karimun
Difference
1-bedroom Apartment, City Center(Monthly)
$282Rp 5.0M
$232Rp 4.1M
21.48%
1-bedroom Apartment, Outside City Center(Monthly)
$150Rp 2.7M
$159Rp 2.8M
-5.63%
3-bedroom Apartment, City Center(Monthly)
$1,256Rp 22.2M
$582Rp 10.3M
115.72%
3-bedroom Apartment, Outside City Center(Monthly)
$619Rp 11.0M
$407Rp 7.2M
52.29%
Buy Apartment in City Center(m2)
$2,218Rp 39.3M
$1,101Rp 19.5M
101.39%
Buy Apartment Outside City Center(m2)
$1,072Rp 19.0M
$602Rp 10.7M
77.95%
💵 Salaries & Financials
Surabaya
Tanjung Balai Karimun
Difference
Average Monthly Net Salary(After Tax)
$277Rp 4.9M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
7.5
9.46
-20.72%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surabaya: September 15, 2026
Last update for Tanjung Balai Karimun: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $282 in Surabaya versus $232 in Tanjung Balai Karimun. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $12.00 in Surabaya versus $14.00 in Tanjung Balai Karimun. Groceries tell a different story – $211 in Surabaya vs $197 in Tanjung Balai Karimun – so Tanjung Balai Karimun wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Tanjung Balai Karimun: Cost of Living - Frequently Asked Questions
How do living costs in Surabaya and in Tanjung Balai Karimun compare overall?
Monthly costs with rent: $676 in Surabaya, $641 in Tanjung Balai Karimun – roughly 6% apart. Surabaya costs more across the board, with Clothing & Footwear showing the biggest gap.
What salary covers living expenses in Surabaya compared to Tanjung Balai Karimun?
For a comfortable life, plan on about $1,015 per month in Surabaya and $962 in Tanjung Balai Karimun. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Surabaya and Tanjung Balai Karimun?
Rent is clearly cheaper in Tanjung Balai Karimun, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Surabaya or Tanjung Balai Karimun?
Monthly expenses with rent come to $676 in Surabaya and $641 in Tanjung Balai Karimun. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Surabaya and Tanjung Balai Karimun?
Kindergarten costs $283 per month in Surabaya and $95.1 in Tanjung Balai Karimun. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How far does $1,000 go in Surabaya compared to Tanjung Balai Karimun?
$1,000 covers both cities comfortably – all-in costs are $676 in Surabaya and $641 in Tanjung Balai Karimun, leaving budget for savings and extras in both cases.
Where should families live: Surabaya or Tanjung Balai Karimun?
Families tend to lean toward Tanjung Balai Karimun – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Surabaya and Tanjung Balai Karimun?
If budget matters most, go with Tanjung Balai Karimun. If higher salaries, better infrastructure, or specific career opportunities are the priority, Surabaya makes more sense. Both are solid long-term options with distinct trade-offs.