Last update: Oct 2026

Cost of Living Comparison Between Surabaya and Nganjuk

For one person, living is cheaper in Nganjuk: $630 a month against $685 in Surabaya, rent and utilities included – about $660 less a year. Other living expenses account for most of the difference.

33

Cost of Living Index in Surabaya
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Surabaya Living Index
30

Cost of Living Index in Nganjuk
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Nganjuk Living Index

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Surabaya

🇮🇩 Indonesia

$685

/mo nomad

Nganjuk

🇮🇩 Indonesia

$630

/mo nomad

Monthly Cost of Living

How much you'll spend in Surabaya and in Nganjuk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surabaya and in Nganjuk actually costs, broken down by who's living it.

A single person spends $685 per month in Surabaya vs $630 in Nganjuk, rent included.

Surabaya $685
Nganjuk $630

A couple spends around $1,189 per month in Surabaya vs $994 in Nganjuk, rent included.

Surabaya $1,189
Nganjuk $994

A family of three spends $1,693 per month in Surabaya vs $1,357 in Nganjuk, rent included.

Surabaya $1,693
Nganjuk $1,357

Surabaya costs about 9% more than Nganjuk, and outside of rent the biggest gap is in clothing.

Both Surabaya and Nganjuk are more affordable than the global median – Surabaya 50% lower, Nganjuk 54% lower.

Meal at Budget Restaurant

$1.68 Rp 30.5K

$1.57 Rp 28.5K

7.01%

Three-Course Dinner for Two, Mid-Range

$11.51 Rp 208.9K

$13.16 Rp 238.8K

-12.54%

Fast Food Meal (McDonalds, etc)

$3.11 Rp 56.4K

$2.84 Rp 51.5K

9.51%

Cappuccino

$1.54 Rp 27.9K

$1.59 Rp 28.9K

-3.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.59 Rp 10.6K

$0.40 Rp 7,292

47.50%

Water (0.33 liter bottle)

$0.28 Rp 5,123

$0.23 Rp 4,187

21.74%

Local Beer (0.5 liter draught)

$2.23 Rp 40.5K

$2.31 Rp 41.9K

-3.46%

Imported Beer (0.33 liter bottle)

$4.20 Rp 76.3K

$2.93 Rp 53.2K

43.34%

Milk (1 liter)

$1.25 Rp 22.6K

$1.17 Rp 21.2K

6.84%

White Bread (500g)

$1.25 Rp 22.8K

$1.02 Rp 18.5K

22.55%

Rice (white) (1kg)

$0.81 Rp 14.8K

$0.87 Rp 15.8K

-6.90%

Eggs

$1.18 Rp 21.4K

$1.39 Rp 25.2K

-15.11%

Local Cheese (1kg)

$7.35 Rp 133.3K

$6.25 Rp 113.4K

17.60%

Chicken Fillets (1kg)

$3.02 Rp 54.9K

$3.31 Rp 60.1K

-8.76%

Beef Round Steak (1kg)

$7.40 Rp 134.3K

$6.76 Rp 122.7K

9.47%

Apples (1kg)

$2.04 Rp 37.1K

$2.13 Rp 38.6K

-4.23%

Banana (1kg)

$1.24 Rp 22.6K

$1.25 Rp 22.6K

-0.80%

Oranges (1kg)

$1.86 Rp 33.8K

$1.64 Rp 29.7K

13.41%

Tomato (1kg)

$1.47 Rp 26.7K

$1.18 Rp 21.4K

24.58%

Potato (1kg)

$1.34 Rp 24.3K

$1.16 Rp 21.1K

15.52%

Onion (1kg)

$1.88 Rp 34.1K

$2.07 Rp 37.6K

-9.18%

Lettuce (1 head)

$0.96 Rp 17.4K

$0.72 Rp 13.1K

33.33%

Water (1.5 liter bottle)

$0.39 Rp 7,109

$0.43 Rp 7,763

-9.30%

Cigarettes 20 Pack (Marlboro, Camel)

$1.95 Rp 35.4K

$2.61 Rp 47.3K

-25.29%

Wine (Bottle)

$24.42 Rp 443.1K

$21.18 Rp 384.3K

15.30%

Local Beer (0.5 liter bottle)

$1.72 Rp 31.2K

$1.82 Rp 33.1K

-5.49%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.86 Rp 52.0K

3.85%

One-way Ticket (Public Transport)

$0.27 Rp 4,846

$0.23 Rp 4,215

17.39%

Public Transport Monthly Pass (Regular Price)

$16.60 Rp 301.2K

$11.14 Rp 202.2K

49.01%

Taxi Start (Normal Tariff)

$0.47 Rp 8,497

$0.50 Rp 9,020

-6.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,181

$0.31 Rp 5,713

45.16%

Taxi 1hour Waiting (Normal Tariff)

$2.56 Rp 46.5K

$2.91 Rp 52.9K

-12.03%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.85 Rp 15.4K

-4.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 441.7M

$22.3K Rp 404.8M

9.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.6M

$33.5K Rp 608.5M

-5.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.6 Rp 1.6M

$64.3 Rp 1.2M

34.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.57 Rp 82.8K

$4.17 Rp 75.7K

9.59%

Internet (50+ Mbps, Unlimited Data)

$19.49 Rp 353.6K

$19.41 Rp 352.2K

0.41%

Gym Membership (Monthly)

$15.35 Rp 278.5K

$18.08 Rp 328.0K

-15.10%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 118.4K

$7.65 Rp 138.8K

-14.64%

Cinema Ticket

$2.62 Rp 47.6K

$2.77 Rp 50.2K

-5.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$270 Rp 4.9M

$83.8 Rp 1.5M

222.33%

International Primary School, 1 Child (Yearly)

$9,294 Rp 168.6M

$7,921 Rp 143.7M

17.34%

Jeans (Levis 501 Or Similar)

$69.1 Rp 1.3M

$42.06 Rp 763.1K

64.22%

Summer Dress (H&M, Zara, etc)

$38.24 Rp 693.9K

$24.06 Rp 436.6K

58.94%

Sport Shoes (Adidas, Nike)

$78.8 Rp 1.4M

$73.9 Rp 1.3M

6.58%

Men's Leather Business Shoes

$74.5 Rp 1.4M

$68.8 Rp 1.2M

8.33%

1-bedroom Apartment, City Center (Monthly)

$274 Rp 5.0M

$218 Rp 4.0M

25.49%

1-bedroom Apartment, Outside City Center (Monthly)

$148 Rp 2.7M

$160 Rp 2.9M

-7.71%

3-bedroom Apartment, City Center (Monthly)

$1,204 Rp 21.9M

$492 Rp 8.9M

144.65%

3-bedroom Apartment, Outside City Center (Monthly)

$607 Rp 11.0M

$379 Rp 6.9M

59.97%

Buy Apartment in City Center (m2)

$2,146 Rp 38.9M

$1,168 Rp 21.2M

83.72%

Buy Apartment Outside City Center (m2)

$1,065 Rp 19.3M

$724 Rp 13.1M

46.97%

Average Monthly Net Salary (After Tax)

$266 Rp 4.8M

$82.7 Rp 1.5M

221.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

9.46

-20.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surabaya: October 27, 2026

Last update for Nganjuk: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Surabaya

$205 29.8%

Nganjuk

$190 30.2% 7.1% $15

Accommodation & Living

Surabaya

$148 21.5%

Nganjuk

$160 25.4% 8.4% $12

Clothing & Footwear

Surabaya

$117 17.1%

Nganjuk

$94 14.9% 19.9% $23

Monthly Utilities & Internet

Surabaya

$111 16.1%

Nganjuk

$88 14% 20.5% $23

Eating Out

Surabaya

$64 9.4%

Nganjuk

$60 9.6% 6.4% $4.1

Sport & Entertainment

Surabaya

$21 3%

Nganjuk

$24 3.8% 14.6% $3

Getting Around

Surabaya

$20 3%

Nganjuk

$14 2.3% 30.6% $6.2

Cost Breakdown

A central one-bedroom costs $274 in Surabaya versus $218 in Nganjuk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Surabaya are about 3.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $12 in Surabaya versus $13 in Nganjuk. Groceries tell a different story – $205 in Surabaya vs $190 in Nganjuk – so Nganjuk wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Surabaya

🇮🇩 Nganjuk

🕒 Local time

23:02 11:02 PM

Same time as Surabaya

🌤 Weather

👥 Population

2,765,487

69,011

💱 Currency

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Surabaya vs Nganjuk: Cost of Living - Frequently Asked Questions

Yes – Surabaya is pricier by about 9%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $1,028 per month in Surabaya and $944 in Nganjuk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nganjuk, especially for central apartments: a one-bedroom in the center costs $218 there versus $274 in Surabaya.

Public transport costs about 33% less in Nganjuk. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $270 per month in Surabaya and $84 in Nganjuk. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $685 in Surabaya and $630 in Nganjuk, leaving budget for savings and extras in both cases.

Families tend to lean toward Nganjuk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Nganjuk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Surabaya makes more sense. Both are solid long-term options with distinct trade-offs.