😐A single person spends $700 per month in Surabaya vs $665 in Nganjuk, rent included.
😐A couple spends around $1,117 per month in Surabaya vs $1,010 in Nganjuk, rent included.
😐A family of three spends $1,535 per month in Surabaya vs $1,355 in Nganjuk, rent included.
😐Surabaya costs about 5% more than Nganjuk, driven mainly by Clothing & Footwear.
📊Both Surabaya and Nganjuk are more affordable than the global median – Surabaya48% lower, Nganjuk50% lower.
Currency
🍽 Eating Out
Surabaya
Nganjuk
Difference
Meal at Budget Restaurant
$1.52Rp 27.7K
$1.57Rp 28.5K
-3.18%
Three-Course Dinner for Two, Mid-Range
$12.46Rp 226.0K
$12.08Rp 219.0K
3.15%
Fast Food Meal(McDonalds, etc)
$3.13Rp 56.8K
$3.45Rp 62.7K
-9.28%
Cappuccino
$1.74Rp 31.5K
$1.70Rp 30.9K
2.35%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.66Rp 11.9K
$0.55Rp 9,962
20.00%
Water(0.33 liter bottle)
$0.28Rp 5,079
$0.26Rp 4,709
7.69%
Local Beer(0.5 liter draught)
$2.50Rp 45.3K
$2.49Rp 45.1K
0.40%
Imported Beer(0.33 liter bottle)
$3.92Rp 71.1K
$3.56Rp 64.6K
10.11%
🛒 Groceries & Markets
Surabaya
Nganjuk
Difference
Milk(1 liter)
$1.42Rp 25.8K
$1.18Rp 21.5K
20.34%
White Bread(500g)
$1.50Rp 27.2K
$1.18Rp 21.4K
27.12%
Rice(white)(1kg)
$0.93Rp 16.9K
$0.95Rp 17.2K
-2.11%
Eggs
$1.50Rp 27.2K
$1.53Rp 27.7K
-1.96%
Local Cheese(1kg)
$9.31Rp 168.8K
$8.36Rp 151.6K
11.36%
Chicken Fillets(1kg)
$3.17Rp 57.6K
$3.13Rp 56.7K
1.28%
Beef Round Steak(1kg)
$8.19Rp 148.6K
$8.01Rp 145.3K
2.25%
Apples(1kg)
$2.40Rp 43.5K
$2.38Rp 43.2K
0.84%
Banana(1kg)
$1.50Rp 27.1K
$1.49Rp 27.0K
0.67%
Oranges(1kg)
$2.17Rp 39.3K
$1.87Rp 33.9K
16.04%
Tomato(1kg)
$1.42Rp 25.7K
$1.57Rp 28.4K
-9.55%
Potato(1kg)
$1.38Rp 25.0K
$1.36Rp 24.7K
1.47%
Onion(1kg)
$1.78Rp 32.3K
$1.87Rp 33.9K
-4.81%
Lettuce(1 head)
$1.16Rp 21.0K
$0.90Rp 16.4K
28.89%
Water(1.5 liter bottle)
$0.45Rp 8,198
$0.41Rp 7,452
9.76%
Cigarettes 20 Pack(Marlboro, Camel)
$2.44Rp 44.2K
$2.45Rp 44.4K
-0.41%
Wine(Bottle)
$24.54Rp 445.1K
$19.67Rp 356.8K
24.76%
Local Beer(0.5 liter bottle)
$1.83Rp 33.2K
$2.06Rp 37.3K
-11.17%
Imported Beer(0.33 liter bottle)
$3.27Rp 59.3K
$3.10Rp 56.3K
5.48%
🚌 Getting Around
Surabaya
Nganjuk
Difference
One-way Ticket(Public Transport)
$0.47Rp 8,599
$0.32Rp 5,856
46.87%
Public Transport Monthly Pass(Regular Price)
$9.14Rp 165.8K
$9.74Rp 176.7K
-6.16%
Taxi Start(Normal Tariff)
$0.47Rp 8,534
$0.56Rp 10.2K
-16.07%
Taxi(Normal Tariff)(1km)
$0.31Rp 5,637
$0.37Rp 6,719
-16.22%
Taxi 1hour Waiting(Normal Tariff)
$2.75Rp 49.9K
$2.99Rp 54.2K
-8.03%
Gasoline(1 liter)
$0.87Rp 15.8K
$0.78Rp 14.1K
11.54%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8KRp 378.0M
$24.4KRp 442.0M
-14.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.9KRp 632.4M
$27.3KRp 494.4M
27.89%
🧾 Monthly Utilities & Internet
Surabaya
Nganjuk
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.9Rp 1.5M
$68.7Rp 1.2M
22.21%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.10Rp 74.4K
$4.37Rp 79.3K
-6.18%
Internet(50+ Mbps, Unlimited Data)
$19.83Rp 359.7K
$22.53Rp 408.6K
-11.98%
🎉 Sport & Entertainment
Surabaya
Nganjuk
Difference
Gym Membership(Monthly)
$21.93Rp 397.8K
$23.39Rp 424.2K
-6.24%
Tennis Court(1 Hour on Weekend)
$4.44Rp 80.5K
$6.14Rp 111.3K
-27.69%
Cinema Ticket
$2.96Rp 53.7K
$3.04Rp 55.2K
-2.63%
🧸 Childcare & Education
Surabaya
Nganjuk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$192Rp 3.5M
$92.6Rp 1.7M
106.89%
International Primary School, 1 Child(Yearly)
$9,350Rp 169.6M
$7,464Rp 135.4M
25.27%
👕👟 Clothing & Footwear
Surabaya
Nganjuk
Difference
Jeans(Levis 501 Or Similar)
$62.9Rp 1.1M
$41.25Rp 748.2K
52.39%
Summer Dress(H&M, Zara, etc)
$39.45Rp 715.5K
$30.61Rp 555.1K
28.88%
Sport Shoes(Adidas, Nike)
$77.9Rp 1.4M
$66.5Rp 1.2M
17.15%
Men's Leather Business Shoes
$82.0Rp 1.5M
$74.4Rp 1.4M
10.14%
🏠 Accommodation & Living
Surabaya
Nganjuk
Difference
1-bedroom Apartment, City Center(Monthly)
$244Rp 4.4M
$255Rp 4.6M
-4.58%
1-bedroom Apartment, Outside City Center(Monthly)
$135Rp 2.4M
$155Rp 2.8M
-13.11%
3-bedroom Apartment, City Center(Monthly)
$762Rp 13.8M
$586Rp 10.6M
30.22%
3-bedroom Apartment, Outside City Center(Monthly)
$389Rp 7.1M
$328Rp 5.9M
18.72%
Buy Apartment in City Center(m2)
$2,223Rp 40.3M
$1,254Rp 22.7M
77.21%
Buy Apartment Outside City Center(m2)
$1,057Rp 19.2M
$672Rp 12.2M
57.37%
💵 Salaries & Financials
Surabaya
Nganjuk
Difference
Average Monthly Net Salary(After Tax)
$269Rp 4.9M
$81.6Rp 1.5M
229.58%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.33
9.15
-8.96%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surabaya: June 8, 2026
Last update for Nganjuk: June 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $244 in Surabaya versus $255 in Nganjuk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 230% higher in Surabaya, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $12.00 in Surabaya versus $12.00 in Nganjuk. Groceries tell a different story – $227 in Surabaya vs $207 in Nganjuk – so Nganjuk wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Nganjuk: Cost of Living - Frequently Asked Questions
Is Nganjuk cheaper than Surabaya?
Yes – Surabaya is pricier by about 5%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,050 per month in Surabaya and $998 in Nganjuk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Nganjuk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 7% less in Nganjuk. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $192 per month in Surabaya and $92.6 in Nganjuk. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough for either Surabaya or Nganjuk?
$1,000 covers both cities comfortably – all-in costs are $700 in Surabaya and $665 in Nganjuk, leaving budget for savings and extras in both cases.
Is Surabaya or Nganjuk more family-friendly?
Families tend to lean toward Nganjuk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Nganjuk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Surabaya makes more sense. Both are solid long-term options with distinct trade-offs.