Cost of Living Comparison Between Surabaya and Jambi Cost of Living Comparison Between Surabaya and Jambi

Monthly Cost of Living

Monthly costs for one person with rent: $689 in Surabaya versus $668 in Jambi.

Estimated couple costs with rent: $1,115 in Surabaya versus $1,041 in Jambi.

Monthly costs for a family of three with rent: $1,542 in Surabaya versus $1,414 in Jambi.

Living in Surabaya is roughly 3% more expensive than Jambi, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Surabaya 49% lower, Jambi 50% lower.

Currency
🍽 Eating Out
Surabaya
Jambi
Difference
Meal at Budget Restaurant
$1.52 Rp 26.2K
$1.67 Rp 28.7K
-8.98%
Three-Course Dinner for Two, Mid-Range
$12.11 Rp 208.2K
$18.52 Rp 318.3K
-34.61%
Fast Food Meal (McDonalds, etc)
$3.10 Rp 53.2K
$3.32 Rp 57.1K
-6.63%
Cappuccino
$1.81 Rp 31.1K
$1.41 Rp 24.2K
28.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 Rp 11.2K
$1.26 Rp 21.7K
-48.41%
Water (0.33 liter bottle)
$0.28 Rp 4,872
$0.23 Rp 3,954
21.74%
Local Beer (0.5 liter draught)
$2.41 Rp 41.4K
$2.53 Rp 43.5K
-4.74%
Imported Beer (0.33 liter bottle)
$4.04 Rp 69.4K
$2.48 Rp 42.7K
62.90%
🛒 Groceries & Markets
Surabaya
Jambi
Difference
Milk (1 liter)
$1.44 Rp 24.8K
$1.21 Rp 20.8K
19.01%
White Bread (500g)
$1.49 Rp 25.7K
$1.17 Rp 20.1K
27.35%
Rice (white) (1kg)
$0.92 Rp 15.9K
$0.89 Rp 15.3K
3.37%
Eggs
$1.51 Rp 26.0K
$1.54 Rp 26.5K
-1.95%
Local Cheese (1kg)
$9.21 Rp 158.3K
$7.94 Rp 136.4K
15.99%
Chicken Fillets (1kg)
$3.35 Rp 57.6K
$3.13 Rp 53.8K
7.03%
Beef Round Steak (1kg)
$8.17 Rp 140.5K
$7.73 Rp 132.8K
5.69%
Apples (1kg)
$2.32 Rp 39.8K
$2.41 Rp 41.5K
-3.73%
Banana (1kg)
$1.48 Rp 25.4K
$1.50 Rp 25.7K
-1.33%
Oranges (1kg)
$2.09 Rp 36.0K
$1.85 Rp 31.8K
12.97%
Tomato (1kg)
$1.44 Rp 24.7K
$1.57 Rp 26.9K
-8.28%
Potato (1kg)
$1.38 Rp 23.7K
$1.39 Rp 23.9K
-0.72%
Onion (1kg)
$1.79 Rp 30.7K
$1.89 Rp 32.5K
-5.29%
Lettuce (1 head)
$1.15 Rp 19.8K
$0.97 Rp 16.7K
18.56%
Water (1.5 liter bottle)
$0.43 Rp 7,323
$0.45 Rp 7,673
-4.44%
Cigarettes 20 Pack (Marlboro, Camel)
$2.46 Rp 42.2K
$2.56 Rp 44.0K
-3.91%
Wine (Bottle)
$26.02 Rp 447.1K
$23.65 Rp 406.4K
10.02%
Local Beer (0.5 liter bottle)
$1.77 Rp 30.4K
$2.09 Rp 35.9K
-15.31%
Imported Beer (0.33 liter bottle)
$3.32 Rp 57.1K
$3.10 Rp 53.3K
7.10%
🚌 Getting Around
Surabaya
Jambi
Difference
One-way Ticket (Public Transport)
$0.48 Rp 8,202
$0.32 Rp 5,582
50.00%
Public Transport Monthly Pass (Regular Price)
$9.47 Rp 162.7K
$10.03 Rp 172.3K
-5.58%
Taxi Start (Normal Tariff)
$0.44 Rp 7,580
$0.54 Rp 9,242
-18.52%
Taxi (Normal Tariff) (1km)
$0.31 Rp 5,358
$0.35 Rp 5,941
-11.43%
Taxi 1hour Waiting (Normal Tariff)
$2.70 Rp 46.4K
$2.85 Rp 49.0K
-5.26%
Gasoline (1 liter)
$0.86 Rp 14.8K
$0.83 Rp 14.2K
3.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K Rp 364.4M
$25.0K Rp 429.7M
-15.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K Rp 594.4M
$27.2K Rp 466.6M
27.38%
🧾 Monthly Utilities & Internet
Surabaya
Jambi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.8 Rp 1.4M
$69.8 Rp 1.2M
20.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.17 Rp 71.7K
$4.39 Rp 75.4K
-5.01%
Internet (50+ Mbps, Unlimited Data)
$19.55 Rp 336.0K
$22.54 Rp 387.4K
-13.27%
🎉 Sport & Entertainment
Surabaya
Jambi
Difference
Gym Membership (Monthly)
$21.75 Rp 373.7K
$17.21 Rp 295.7K
26.38%
Tennis Court (1 Hour on Weekend)
$4.36 Rp 75.0K
$6.27 Rp 107.8K
-30.46%
Cinema Ticket
$2.97 Rp 51.0K
$2.79 Rp 47.9K
6.45%
🧸 Childcare & Education
Surabaya
Jambi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$190 Rp 3.3M
$93.9 Rp 1.6M
102.53%
International Primary School, 1 Child (Yearly)
$9,220 Rp 158.5M
$7,452 Rp 128.1M
23.72%
👕👟 Clothing & Footwear
Surabaya
Jambi
Difference
Jeans (Levis 501 Or Similar)
$62.5 Rp 1.1M
$42.00 Rp 721.7K
48.74%
Summer Dress (H&M, Zara, etc)
$38.60 Rp 663.4K
$30.46 Rp 523.5K
26.72%
Sport Shoes (Adidas, Nike)
$76.3 Rp 1.3M
$67.5 Rp 1.2M
13.02%
Men's Leather Business Shoes
$82.9 Rp 1.4M
$73.6 Rp 1.3M
12.56%
🏠 Accommodation & Living
Surabaya
Jambi
Difference
1-bedroom Apartment, City Center (Monthly)
$249 Rp 4.3M
$257 Rp 4.4M
-3.43%
1-bedroom Apartment, Outside City Center (Monthly)
$137 Rp 2.4M
$159 Rp 2.7M
-13.72%
3-bedroom Apartment, City Center (Monthly)
$764 Rp 13.1M
$587 Rp 10.1M
30.18%
3-bedroom Apartment, Outside City Center (Monthly)
$400 Rp 6.9M
$334 Rp 5.7M
19.80%
Buy Apartment in City Center (m2)
$2,309 Rp 39.7M
$1,200 Rp 20.6M
92.39%
Buy Apartment Outside City Center (m2)
$1,123 Rp 19.3M
$837 Rp 14.4M
34.13%
💵 Salaries & Financials
Surabaya
Jambi
Difference
Average Monthly Net Salary (After Tax)
$304 Rp 5.2M
$217 Rp 3.7M
40.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.33
9.15
-8.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surabaya: April 20, 2026

Last update for Jambi: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $249 in Surabaya and $257 in Jambi. Housing cost is often the main lever when comparing two cities.

Surabaya pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $12 in Surabaya vs $19 in Jambi. Groceries flip the comparison at $229 vs $214, with Jambi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Jambi: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Surabaya and Jambi?
Surabaya and Jambi differ by about 3% in total monthly costs ($689 vs $668 including rent). Jambi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Surabaya or Jambi?
Surabaya pays 40% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Surabaya and Jambi?
Rent for a central apartment: $249 in Surabaya versus $257 in Jambi. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Surabaya or Jambi?
All in, you'll spend $689 per month in Surabaya versus $668 in Jambi – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Surabaya and Jambi?
A monthly transit pass in Jambi runs roughly 6% less than in Surabaya. Both cities have functional networks, but the price difference matters if you're watching your budget.
How far does $1,200 go in Surabaya vs Jambi?
Either city works on $1,200 a month, though Jambi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Surabaya and Jambi?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Surabaya or Jambi?
Expats usually find Jambi gentler on the wallet – expenses run 3% less than in Surabaya. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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