Last update: Oct 2026

Cost of Living Comparison Between Surabaya and Binjai

For one person, living is cheaper in Binjai: $638 a month against $685 in Surabaya, rent and utilities included – about $560 less a year. Other living expenses account for most of the difference.

Surabaya, Indonesia
Binjai, Indonesia
Surabaya
🇮🇩 Indonesia
$685
/mo nomad
Binjai
🇮🇩 Indonesia
$638
/mo nomad
Monthly Cost of Living

How much you'll spend in Surabaya and in Binjai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surabaya and in Binjai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $685 in Surabaya versus $638 in Binjai.

  • Surabaya $685
  • Binjai $638

Estimated couple costs with rent: $1,189 in Surabaya versus $1,029 in Binjai.

  • Surabaya $1,189
  • Binjai $1,029

Monthly costs for a family of three with rent: $1,693 in Surabaya versus $1,421 in Binjai.

  • Surabaya $1,693
  • Binjai $1,421

Living in Surabaya is roughly 7% more expensive than in Binjai, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Surabaya 50% lower, Binjai 53% lower.

Currency
🍽 Eating Out
Surabaya
Binjai
Difference
Meal at Budget Restaurant
$1.68 Rp 30.5K
$1.80 Rp 32.7K
-6.67%
Three-Course Dinner for Two, Mid-Range
$11.51 Rp 208.8K
$15.06 Rp 273.1K
-23.57%
Fast Food Meal (McDonalds, etc)
$3.11 Rp 56.4K
$2.81 Rp 51.0K
10.68%
Cappuccino
$1.54 Rp 27.9K
$1.33 Rp 24.1K
15.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.59 Rp 10.6K
$0.48 Rp 8,707
22.92%
Water (0.33 liter bottle)
$0.28 Rp 5,121
$0.20 Rp 3,639
40.00%
Local Beer (0.5 liter draught)
$2.23 Rp 40.4K
$2.49 Rp 45.1K
-10.44%
Imported Beer (0.33 liter bottle)
$4.20 Rp 76.2K
$3.12 Rp 56.6K
34.62%
🛒 Groceries & Markets
Surabaya
Binjai
Difference
Milk (1 liter)
$1.25 Rp 22.6K
$1.04 Rp 18.8K
20.19%
White Bread (500g)
$1.25 Rp 22.8K
$0.94 Rp 17.0K
32.98%
Rice (white) (1kg)
$0.81 Rp 14.8K
$0.80 Rp 14.6K
1.25%
Eggs
$1.18 Rp 21.4K
$1.25 Rp 22.6K
-5.60%
Local Cheese (1kg)
$7.35 Rp 133.2K
$6.22 Rp 112.9K
18.17%
Chicken Fillets (1kg)
$3.02 Rp 54.8K
$3.15 Rp 57.1K
-4.13%
Beef Round Steak (1kg)
$7.40 Rp 134.3K
$7.48 Rp 135.8K
-1.07%
Apples (1kg)
$2.04 Rp 37.1K
$2.43 Rp 44.1K
-16.05%
Banana (1kg)
$1.24 Rp 22.5K
$1.30 Rp 23.7K
-4.62%
Oranges (1kg)
$1.86 Rp 33.8K
$1.77 Rp 32.2K
5.08%
Tomato (1kg)
$1.47 Rp 26.7K
$1.25 Rp 22.7K
17.60%
Potato (1kg)
$1.34 Rp 24.3K
$1.40 Rp 25.4K
-4.29%
Onion (1kg)
$1.88 Rp 34.1K
$1.96 Rp 35.5K
-4.08%
Lettuce (1 head)
$0.96 Rp 17.4K
$0.81 Rp 14.7K
18.52%
Water (1.5 liter bottle)
$0.39 Rp 7,107
$0.39 Rp 6,985
-
Cigarettes 20 Pack (Marlboro, Camel)
$1.95 Rp 35.4K
$2.43 Rp 44.1K
-19.75%
Wine (Bottle)
$24.42 Rp 443.0K
$21.59 Rp 391.6K
13.11%
Local Beer (0.5 liter bottle)
$1.72 Rp 31.2K
$2.01 Rp 36.5K
-14.43%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.8K
$3.20 Rp 58.0K
-7.19%
🚌 Getting Around
Surabaya
Binjai
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,844
$0.21 Rp 3,849
28.57%
Public Transport Monthly Pass (Regular Price)
$16.60 Rp 301.1K
$10.00 Rp 181.4K
66.00%
Taxi Start (Normal Tariff)
$0.47 Rp 8,493
$0.47 Rp 8,510
-
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,178
$0.36 Rp 6,512
25.00%
Taxi 1hour Waiting (Normal Tariff)
$2.56 Rp 46.4K
$3.18 Rp 57.6K
-19.50%
Gasoline (1 liter)
$0.81 Rp 14.6K
$0.94 Rp 17.0K
-13.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K Rp 441.6M
$20.3K Rp 369.0M
19.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 574.4M
$30.1K Rp 546.1M
5.19%
🧾 Monthly Utilities & Internet
Surabaya
Binjai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$86.6 Rp 1.6M
$68.7 Rp 1.2M
26.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.57 Rp 82.8K
$3.91 Rp 70.8K
16.88%
Internet (50+ Mbps, Unlimited Data)
$19.49 Rp 353.4K
$18.11 Rp 328.4K
7.62%
🎉 Sport & Entertainment
Surabaya
Binjai
Difference
Gym Membership (Monthly)
$15.35 Rp 278.4K
$20.19 Rp 366.2K
-23.97%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 118.4K
$8.73 Rp 158.4K
-25.20%
Cinema Ticket
$2.62 Rp 47.6K
$2.88 Rp 52.3K
-9.03%
🧸 Childcare & Education
Surabaya
Binjai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$270 Rp 4.9M
$105 Rp 1.9M
157.89%
International Primary School, 1 Child (Yearly)
$9,294 Rp 168.6M
$8,060 Rp 146.2M
15.32%
👕👟 Clothing & Footwear
Surabaya
Binjai
Difference
Jeans (Levis 501 Or Similar)
$69.1 Rp 1.3M
$42.93 Rp 778.7K
60.89%
Summer Dress (H&M, Zara, etc)
$38.24 Rp 693.7K
$27.03 Rp 490.3K
41.47%
Sport Shoes (Adidas, Nike)
$78.8 Rp 1.4M
$84.1 Rp 1.5M
-6.36%
Men's Leather Business Shoes
$74.5 Rp 1.4M
$62.7 Rp 1.1M
18.90%
🏠 Accommodation & Living
Surabaya
Binjai
Difference
1-bedroom Apartment, City Center (Monthly)
$274 Rp 5.0M
$204 Rp 3.7M
34.68%
1-bedroom Apartment, Outside City Center (Monthly)
$148 Rp 2.7M
$156 Rp 2.8M
-5.59%
3-bedroom Apartment, City Center (Monthly)
$1,204 Rp 21.8M
$495 Rp 9.0M
143.55%
3-bedroom Apartment, Outside City Center (Monthly)
$607 Rp 11.0M
$411 Rp 7.5M
47.59%
Buy Apartment in City Center (m2)
$2,146 Rp 38.9M
$1,207 Rp 21.9M
77.81%
Buy Apartment Outside City Center (m2)
$1,065 Rp 19.3M
$752 Rp 13.6M
41.52%
💵 Salaries & Financials
Surabaya
Binjai
Difference
Average Monthly Net Salary (After Tax)
$266 Rp 4.8M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.5
9.46
-20.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surabaya: October 27, 2026

Last update for Binjai: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Surabaya
$205
Binjai
$194 5.3% $11
Accommodation & Living
Surabaya
$148
Binjai
$156 5.9% $8.7
Clothing & Footwear
Surabaya
$117
Binjai
$98 16.8% $20
Monthly Utilities & Internet
Surabaya
$111
Binjai
$91 18% $20
Eating Out
Surabaya
$64
Binjai
$60 6.3% $4
Sport & Entertainment
Surabaya
$21
Binjai
$26 26% $5.4
Getting Around
Surabaya
$20
Binjai
$13 35.7% $7.3

Cost Breakdown

A one-bedroom apartment in the center runs $274 in Surabaya and $204 in Binjai. Housing cost is often the main lever when comparing two cities.

Dining out: $12 in Surabaya vs $15 in Binjai. Groceries flip the comparison at $205 vs $194, with Binjai cheaper for home cooking.

Good to know
🇮🇩 Surabaya
🇮🇩 Binjai
🕒 Local time
15:01 3:01 PM
15:01 3:01 PM
Same time as Surabaya
🌤 Weather
👥 Population
2,765,487
267,901
💱 Currency
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Surabaya Binjai 1,990 km ≈ 3 h nonstop flight
From you
  • Surabaya
  • Binjai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Binjai: Cost of Living - Frequently Asked Questions
Is Binjai cheaper than Surabaya?
Binjai is about 7% cheaper overall, especially in clothing, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $1,028 in Surabaya and $956 in Binjai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Surabaya and Binjai?
Rent for a central apartment: $274 in Surabaya versus $204 in Binjai. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Surabaya and in Binjai?
All in, you’ll spend $685 per month in Surabaya versus $638 in Binjai – Binjai is about 7% cheaper, which adds up to real savings over time.
Which city has cheaper public transport?
A monthly transit pass in Binjai runs roughly 40% less than in Surabaya. The price difference matters if you commute daily and watch your budget.
Is $1,000 enough for either Surabaya or Binjai?
Either city works on $1,000 a month, though Binjai gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Surabaya or in Binjai?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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