Cost of Living Comparison Between Surabaya and Banyuwangi Cost of Living Comparison Between Surabaya and Banyuwangi

Monthly Cost of Living

Monthly costs for one person with rent: $692 in Surabaya versus $492 in Banyuwangi.

Estimated couple costs with rent: $1,196 in Surabaya versus $769 in Banyuwangi.

Monthly costs for a family of three with rent: $1,700 in Surabaya versus $1,046 in Banyuwangi.

Living in Surabaya is roughly 41% more expensive than in Banyuwangi, driven mainly by Groceries & Markets.

Both cities sit below the global median: Surabaya 50% lower, Banyuwangi 64% lower.

Meal at Budget Restaurant

$1.73 Rp 30.5K

$0.73 Rp 12.9K

136.99%

Three-Course Dinner for Two, Mid-Range

$11.58 Rp 204.0K

$11.44 Rp 201.5K

1.22%

Fast Food Meal (McDonalds, etc)

$3.14 Rp 55.3K

$3.02 Rp 53.3K

3.97%

Cappuccino

$1.59 Rp 28.0K

$1.25 Rp 22.0K

27.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.57 Rp 10.1K

$0.39 Rp 6,841

46.15%

Water (0.33 liter bottle)

$0.26 Rp 4,557

$0.18 Rp 3,141

44.44%

Local Beer (0.5 liter draught)

$2.31 Rp 40.7K

$2.06 Rp 36.3K

12.14%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.8K

$4.27 Rp 75.2K

0.70%

Milk (1 liter)

$1.22 Rp 21.4K

$1.05 Rp 18.5K

16.19%

White Bread (500g)

$1.30 Rp 23.0K

$0.71 Rp 12.5K

83.10%

Rice (white) (1kg)

$0.84 Rp 14.7K

$0.79 Rp 14.0K

6.33%

Eggs

$1.21 Rp 21.3K

$0.83 Rp 14.6K

45.78%

Local Cheese (1kg)

$7.90 Rp 139.2K

$3.56 Rp 62.7K

121.91%

Chicken Fillets (1kg)

$2.97 Rp 52.3K

$2.13 Rp 37.5K

39.44%

Beef Round Steak (1kg)

$7.60 Rp 133.8K

$6.44 Rp 113.4K

18.01%

Apples (1kg)

$2.13 Rp 37.5K

$1.99 Rp 35.0K

7.04%

Banana (1kg)

$1.33 Rp 23.4K

$0.56 Rp 9,803

137.50%

Oranges (1kg)

$1.85 Rp 32.6K

$0.69 Rp 12.2K

168.12%

Tomato (1kg)

$1.56 Rp 27.6K

$1.00 Rp 17.6K

56.00%

Potato (1kg)

$1.34 Rp 23.6K

$0.83 Rp 14.7K

61.45%

Onion (1kg)

$2.00 Rp 35.2K

$0.92 Rp 16.2K

117.39%

Lettuce (1 head)

$0.97 Rp 17.0K

$0.54 Rp 9,582

79.63%

Water (1.5 liter bottle)

$0.43 Rp 7,651

$0.37 Rp 6,470

16.22%

Cigarettes 20 Pack (Marlboro, Camel)

$2.04 Rp 35.9K

$1.95 Rp 34.3K

4.62%

Wine (Bottle)

$25.91 Rp 456.3K

$5.57 Rp 98.2K

365.17%

Local Beer (0.5 liter bottle)

$1.75 Rp 30.8K

$1.40 Rp 24.6K

25.00%

Imported Beer (0.33 liter bottle)

$3.03 Rp 53.4K

$2.22 Rp 39.0K

36.49%

One-way Ticket (Public Transport)

$0.33 Rp 5,734

$0.27 Rp 4,729

22.22%

Public Transport Monthly Pass (Regular Price)

$8.42 Rp 148.3K

Taxi Start (Normal Tariff)

$0.48 Rp 8,413

$0.49 Rp 8,654

-2.04%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,178

$0.29 Rp 5,118

58.62%

Taxi 1hour Waiting (Normal Tariff)

$2.73 Rp 48.0K

$2.65 Rp 46.7K

3.02%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.74 Rp 13.1K

9.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K Rp 446.5M

$22.9K Rp 402.8M

10.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K Rp 575.4M

$27.8K Rp 489.4M

17.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.2 Rp 1.6M

$47.60 Rp 838.3K

87.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.62 Rp 81.4K

$4.61 Rp 81.3K

0.22%

Internet (50+ Mbps, Unlimited Data)

$19.75 Rp 347.9K

$18.14 Rp 319.6K

8.88%

Gym Membership (Monthly)

$18.50 Rp 325.9K

$20.25 Rp 356.7K

-8.64%

Tennis Court (1 Hour on Weekend)

$6.79 Rp 119.6K

$8.65 Rp 152.3K

-21.50%

Cinema Ticket

$2.71 Rp 47.7K

$1.92 Rp 33.8K

41.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$278 Rp 4.9M

$27.75 Rp 488.8K

900.94%

International Primary School, 1 Child (Yearly)

$9,802 Rp 172.6M

$1,128 Rp 19.9M

769.37%

Jeans (Levis 501 Or Similar)

$72.7 Rp 1.3M

$23.02 Rp 405.5K

215.81%

Summer Dress (H&M, Zara, etc)

$40.01 Rp 704.8K

$11.17 Rp 196.8K

258.19%

Sport Shoes (Adidas, Nike)

$82.2 Rp 1.4M

$55.8 Rp 982.6K

47.28%

Men's Leather Business Shoes

$76.4 Rp 1.3M

$28.17 Rp 496.1K

171.21%

1-bedroom Apartment, City Center (Monthly)

$290 Rp 5.1M

$220 Rp 3.9M

31.72%

1-bedroom Apartment, Outside City Center (Monthly)

$150 Rp 2.6M

$157 Rp 2.8M

-4.67%

3-bedroom Apartment, City Center (Monthly)

$1,277 Rp 22.5M

$572 Rp 10.1M

123.29%

3-bedroom Apartment, Outside City Center (Monthly)

$607 Rp 10.7M

$366 Rp 6.4M

65.96%

Buy Apartment in City Center (m2)

$2,202 Rp 38.8M

$1,187 Rp 20.9M

85.53%

Buy Apartment Outside City Center (m2)

$1,066 Rp 18.8M

$660 Rp 11.6M

61.58%

Average Monthly Net Salary (After Tax)

$279 Rp 4.9M

$155 Rp 2.7M

80.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

6.84

9.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surabaya: September 5, 2026

Last update for Banyuwangi: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $290 in Surabaya and $220 in Banyuwangi. Housing cost is often the main lever when comparing two cities.

Surabaya pays 80% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $12.00 in Surabaya vs $11.00 in Banyuwangi for a mid-range dinner for two. Groceries echo the gap at $212 vs $119 per month, with Banyuwangi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surabaya vs Banyuwangi: Cost of Living - Frequently Asked Questions

Banyuwangi is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet. The 41% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 80% higher in Surabaya, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $290 in Surabaya versus $220 in Banyuwangi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $278 in Surabaya versus $27.75 in Banyuwangi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Banyuwangi – a meal for two runs $11.00 versus $12.00 in Surabaya. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Banyuwangi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Surabaya and Banyuwangi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Banyuwangi gentler on the wallet – expenses run 41% less than in Surabaya. Beyond cost, consider language, visa policies, and how big the international community is in each city.