Last update: Oct 2026

Cost of Living Comparison Between Sumy and Cebu

For one person, living is cheaper in Cebu: $918 a month against $973 in Sumy, rent and utilities included – about $660 less a year. The total is higher in Sumy despite lower rent and utilities.

47

Cost of Living Index in Sumy
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Sumy Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Sumy

🇺🇦 Ukraine

$973

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Sumy and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sumy and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $973 in Sumy versus $918 in Cebu.

Sumy $973
Cebu $918

Estimated couple costs with rent: $1,669 in Sumy versus $1,409 in Cebu.

Sumy $1,669
Cebu $1,409

Monthly costs for a family of three with rent: $2,365 in Sumy versus $1,900 in Cebu.

Sumy $2,365
Cebu $1,900

Living in Sumy is roughly 6% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Sumy 28% lower, Cebu 32% lower.

Meal at Budget Restaurant

$11.13 ₴500

$3.09 ₱194

260.19%

Three-Course Dinner for Two, Mid-Range

$33.38 ₴1,498

$24.22 ₱1,525

37.82%

Fast Food Meal (McDonalds, etc)

$7.95 ₴357

$3.92 ₱247

102.81%

Cappuccino

$1.69 ₴75.7

$2.51 ₱158

-32.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 ₴33.57

$1.59 ₱100

-52.83%

Water (0.33 liter bottle)

$0.55 ₴24.78

$0.53 ₱33.43

3.77%

Local Beer (0.5 liter draught)

$1.35 ₴60.8

$1.78 ₱112

-24.16%

Imported Beer (0.33 liter bottle)

$1.96 ₴87.8

$2.17 ₱137

-9.68%

Milk (1 liter)

$1.35 ₴60.6

$1.92 ₱121

-29.69%

White Bread (500g)

$0.83 ₴37.37

$1.36 ₱85.4

-38.97%

Rice (white) (1kg)

$1.45 ₴64.9

$1.01 ₱63.5

43.56%

Eggs

$2.06 ₴92.3

$2.03 ₱128

1.48%

Local Cheese (1kg)

$10.31 ₴463

$9.86 ₱621

4.56%

Chicken Fillets (1kg)

$5.36 ₴241

$4.39 ₱277

22.10%

Beef Round Steak (1kg)

$8.79 ₴395

$7.60 ₱479

15.66%

Apples (1kg)

$1.20 ₴53.9

$3.30 ₱208

-63.64%

Banana (1kg)

$1.55 ₴69.5

$1.39 ₱87.8

11.51%

Oranges (1kg)

$1.88 ₴84.2

$2.33 ₱147

-19.31%

Tomato (1kg)

$2.81 ₴126

$1.50 ₱94.3

87.33%

Potato (1kg)

$0.65 ₴29.22

$2.36 ₱149

-72.46%

Onion (1kg)

$0.46 ₴20.52

$1.90 ₱119

-75.79%

Lettuce (1 head)

$1.39 ₴62.3

$1.19 ₱74.9

16.81%

Water (1.5 liter bottle)

$0.66 ₴29.53

$0.63 ₱39.71

4.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₴128

$3.00 ₱189

-4.67%

Wine (Bottle)

$5.63 ₴253

$6.03 ₱379

-6.63%

Local Beer (0.5 liter bottle)

$0.90 ₴40.26

$1.23 ₱77.7

-26.83%

Imported Beer (0.33 liter bottle)

$0.90 ₴40.28

$1.75 ₱110

-48.57%

One-way Ticket (Public Transport)

$0.34 ₴15.38

$0.25 ₱15.86

36.00%

Public Transport Monthly Pass (Regular Price)

$8.44 ₴379

$12.64 ₱796

-33.23%

Taxi Start (Normal Tariff)

$2.23 ₴100

$0.77 ₱48.62

189.61%

Taxi (Normal Tariff) (1km)

$0.46 ₴20.57

$0.23 ₱14.53

100.00%

Taxi 1hour Waiting (Normal Tariff)

$4.37 ₴196

$4.46 ₱281

-2.02%

Gasoline (1 liter)

$1.51 ₴67.9

$1.31 ₱82.8

15.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K ₴1.3M

$21.2K ₱1.3M

37.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₴996.4K

$19.1K ₱1.2M

15.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100.0 ₴4,488

$120 ₱7,569

-16.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.01 ₴315

$14.00 ₱882

-49.93%

Internet (50+ Mbps, Unlimited Data)

$6.54 ₴293

$27.54 ₱1,734

-76.25%

Gym Membership (Monthly)

$46.50 ₴2,087

$32.33 ₱2,035

43.83%

Tennis Court (1 Hour on Weekend)

$21.44 ₴962

$6.65 ₱419

222.41%

Cinema Ticket

$3.56 ₴160

$5.65 ₱356

-36.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$238 ₴10.7K

$275 ₱17.3K

-13.71%

International Primary School, 1 Child (Yearly)

$15.3K ₴686.2K

$7,918 ₱498.5K

93.05%

Jeans (Levis 501 Or Similar)

$74.6 ₴3,346

$49.33 ₱3,106

51.13%

Summer Dress (H&M, Zara, etc)

$31.08 ₴1,395

$25.24 ₱1,589

23.14%

Sport Shoes (Adidas, Nike)

$97.4 ₴4,372

$77.0 ₱4,846

26.57%

Men's Leather Business Shoes

$121 ₴5,432

$57.2 ₱3,601

111.57%

1-bedroom Apartment, City Center (Monthly)

$545 ₴24.4K

$500 ₱31.5K

9.04%

1-bedroom Apartment, Outside City Center (Monthly)

$306 ₴13.7K

$309 ₱19.4K

-1.02%

3-bedroom Apartment, City Center (Monthly)

$998 ₴44.8K

$1,078 ₱67.9K

-7.37%

3-bedroom Apartment, Outside City Center (Monthly)

$845 ₴37.9K

$615 ₱38.7K

37.27%

Buy Apartment in City Center (m2)

$1,641 ₴73.6K

$2,886 ₱181.7K

-43.16%

Buy Apartment Outside City Center (m2)

$1,360 ₴61.0K

$1,917 ₱120.7K

-29.04%

Average Monthly Net Salary (After Tax)

$380 ₴17.1K

$346 ₱21.8K

9.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.9

7.2

120.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumy: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sumy

$306 31.4%

Cebu

$309 33.6% 1% $3.1

Groceries & Markets

Sumy

$191 19.6%

Cebu

$206 22.4% 8% $15

Eating Out

Sumy

$149 15.3%

Cebu

$88 9.6% 40.8% $61

Clothing & Footwear

Sumy

$146 15%

Cebu

$94 10.2% 35.6% $52

Monthly Utilities & Internet

Sumy

$114 11.7%

Cebu

$162 17.6% 42.5% $48

Sport & Entertainment

Sumy

$54 5.5%

Cebu

$44 4.8% 18.6% $10

Getting Around

Sumy

$14 1.5%

Cebu

$16 1.7% 8.7% $1.2

Cost Breakdown

A one-bedroom apartment in the center runs $545 in Sumy and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Sumy pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Sumy vs $24.00 in Cebu. Groceries flip the comparison at $191 vs $206, with Sumy cheaper for home cooking.

Good to know

🇺🇦 Sumy

🇵🇭 Cebu

🕒 Local time

12:25 12:25 PM

17:25 5:25 PM

5 h ahead of Sumy

🌤 Weather

👥 Population

267,633

964,169

💱 Currency

Ukrainian Hryvnia UAH ₴

Philippine Peso PHP ₱

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 18, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Sumy Cebu 9,060 km ≈ 12 h nonstop flight

From you

Sumy
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sumy vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 6% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 10% higher in Sumy, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $545 in Sumy versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $973 per month in Sumy versus $918 in Cebu – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 50% less than in Sumy. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $973 in Sumy, a $1,500 budget is realistic in Cebu but tight or insufficient in Sumy. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sumy, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sumy and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 6% less than in Sumy. Beyond cost, consider language, visa policies, and how big the international community is in each city.