Last update: Oct 2026

Cost of Living Comparison Between Stokmarknes and Cebu

For one person, living is cheaper in Cebu: $915 a month against $2,652 in Stokmarknes, rent and utilities included – about $20,800 less a year. Rent and utilities account for about half of the difference.

128

Cost of Living Index in Stokmarknes
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Stokmarknes Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Stokmarknes

🇳🇴 Norway

$2,652

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Stokmarknes and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stokmarknes and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,652 in Stokmarknes versus $915 in Cebu.

Stokmarknes $2,652
Cebu $915

Estimated couple costs with rent: $4,015 in Stokmarknes versus $1,418 in Cebu.

Stokmarknes $4,015
Cebu $1,418

Monthly costs for a family of three with rent: $5,378 in Stokmarknes versus $1,921 in Cebu.

Stokmarknes $5,378
Cebu $1,921

Living in Stokmarknes is roughly 190% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Stokmarknes is 96% above, Cebu is 33% below.

Meal at Budget Restaurant

$20.63 NOK 194

$3.05 ₱192

576.39%

Three-Course Dinner for Two, Mid-Range

$103 NOK 968

$24.00 ₱1,511

328.38%

Fast Food Meal (McDonalds, etc)

$15.80 NOK 149

$3.99 ₱251

295.99%

Cappuccino

$5.38 NOK 50.6

$2.50 ₱157

115.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.98 NOK 37.43

$1.54 ₱97.1

158.44%

Water (0.33 liter bottle)

$3.18 NOK 29.93

$0.50 ₱31.37

536.00%

Local Beer (0.5 liter draught)

$11.81 NOK 111

$1.78 ₱112

563.48%

Imported Beer (0.33 liter bottle)

$10.36 NOK 97.5

$2.17 ₱136

377.42%

Milk (1 liter)

$2.47 NOK 23.27

$2.00 ₱126

23.50%

White Bread (500g)

$3.55 NOK 33.41

$1.37 ₱86.2

159.12%

Rice (white) (1kg)

$3.87 NOK 36.44

$1.03 ₱64.9

275.73%

Eggs

$4.76 NOK 44.83

$2.03 ₱128

134.48%

Local Cheese (1kg)

$13.04 NOK 123

$10.20 ₱642

27.84%

Chicken Fillets (1kg)

$15.20 NOK 143

$4.45 ₱280

241.57%

Beef Round Steak (1kg)

$31.03 NOK 292

$7.67 ₱483

304.56%

Apples (1kg)

$3.27 NOK 30.75

$3.31 ₱208

-1.21%

Banana (1kg)

$2.58 NOK 24.26

$1.46 ₱91.8

76.71%

Oranges (1kg)

$3.51 NOK 33.04

$2.32 ₱146

51.29%

Tomato (1kg)

$4.77 NOK 44.90

$1.49 ₱94.0

220.13%

Potato (1kg)

$2.59 NOK 24.40

$2.34 ₱147

10.68%

Onion (1kg)

$2.88 NOK 27.13

$1.94 ₱122

48.45%

Lettuce (1 head)

$3.02 NOK 28.44

$1.16 ₱73.0

160.34%

Water (1.5 liter bottle)

$2.33 NOK 21.90

$0.68 ₱42.89

242.65%

Cigarettes 20 Pack (Marlboro, Camel)

$17.47 NOK 164

$2.99 ₱188

484.28%

Wine (Bottle)

$16.55 NOK 156

$6.24 ₱393

165.22%

Local Beer (0.5 liter bottle)

$3.49 NOK 32.83

$1.23 ₱77.3

183.74%

Imported Beer (0.33 liter bottle)

$4.20 NOK 39.57

$1.73 ₱109

142.77%

One-way Ticket (Public Transport)

$4.62 NOK 43.50

$0.23 ₱14.36

1908.70%

Public Transport Monthly Pass (Regular Price)

$86.0 NOK 810

$12.34 ₱777

597.16%

Taxi Start (Normal Tariff)

$12.01 NOK 113

$0.79 ₱49.96

1420.25%

Taxi (Normal Tariff) (1km)

$1.86 NOK 17.47

$0.22 ₱13.86

745.45%

Taxi 1hour Waiting (Normal Tariff)

$69.1 NOK 650

$4.54 ₱286

1422.03%

Gasoline (1 liter)

$2.33 NOK 21.93

$1.32 ₱82.9

76.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.7K NOK 458.2K

$21.0K ₱1.3M

131.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.8K NOK 402.7K

$19.4K ₱1.2M

120.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$271 NOK 2,554

$119 ₱7,464

128.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.47 NOK 315

$14.22 ₱896

135.37%

Internet (50+ Mbps, Unlimited Data)

$54.3 NOK 511

$27.47 ₱1,730

97.71%

Gym Membership (Monthly)

$49.46 NOK 466

$32.31 ₱2,034

53.08%

Tennis Court (1 Hour on Weekend)

$36.68 NOK 345

$6.50 ₱409

464.31%

Cinema Ticket

$17.21 NOK 162

$5.40 ₱340

218.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 NOK 2,204

$276 ₱17.4K

-15.16%

International Primary School, 1 Child (Yearly)

$12.9K NOK 121.9K

$7,866 ₱495.3K

64.61%

Jeans (Levis 501 Or Similar)

$99.7 NOK 938

$49.37 ₱3,108

101.88%

Summer Dress (H&M, Zara, etc)

$56.7 NOK 534

$24.58 ₱1,548

130.84%

Sport Shoes (Adidas, Nike)

$126 NOK 1,187

$76.6 ₱4,825

64.50%

Men's Leather Business Shoes

$155 NOK 1,461

$58.9 ₱3,706

163.76%

1-bedroom Apartment, City Center (Monthly)

$1,206 NOK 11.4K

$503 ₱31.7K

139.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,016 NOK 9,563

$305 ₱19.2K

233.59%

3-bedroom Apartment, City Center (Monthly)

$1,973 NOK 18.6K

$1,075 ₱67.7K

83.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,690 NOK 15.9K

$632 ₱39.8K

167.38%

Buy Apartment in City Center (m2)

$6,221 NOK 58.6K

$2,870 ₱180.7K

116.80%

Buy Apartment Outside City Center (m2)

$4,109 NOK 38.7K

$1,877 ₱118.2K

118.87%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

7.2

-31.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stokmarknes: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stokmarknes

$1K 38.3%

Cebu

$305 33.3% 70% $711

Groceries & Markets

Stokmarknes

$485 18.3%

Cebu

$210 22.9% 56.8% $276

Eating Out

Stokmarknes

$385 14.5%

Cebu

$88 9.6% 77.2% $298

Monthly Utilities & Internet

Stokmarknes

$359 13.5%

Cebu

$160 17.5% 55.4% $199

Clothing & Footwear

Stokmarknes

$197 7.4%

Cebu

$94 10.3% 52.2% $103

Getting Around

Stokmarknes

$126 4.7%

Cebu

$15 1.7% 88% $111

Sport & Entertainment

Stokmarknes

$84 3.2%

Cebu

$43 4.7% 48.6% $41

Cost Breakdown

A one-bedroom apartment in the center runs $1,206 in Stokmarknes and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $103 in Stokmarknes vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $485 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇳🇴 Stokmarknes

🇵🇭 Cebu

🕒 Local time

10:03 10:03 AM

16:03 4:03 PM

6 h ahead of Stokmarknes

🌤 Weather

👥 Population

3,300

964,169

💱 Currency

Norwegian Krone NOK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 22, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to NOK in detail →

On the map

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Highest

Between locations

Stokmarknes Cebu 9,690 km ≈ 13 h nonstop flight

From you

Stokmarknes
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stokmarknes vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 190% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,978 in Stokmarknes and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,206 in Stokmarknes versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,652 per month in Stokmarknes versus $915 in Cebu – a 190% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 597% less than in Stokmarknes. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $2,652 in Stokmarknes, a $1,500 budget is realistic in Cebu but tight or insufficient in Stokmarknes. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Stokmarknes, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Stokmarknes and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 190% less than in Stokmarknes. Beyond cost, consider language, visa policies, and how big the international community is in each city.