Last update: Oct 2026

Cost of Living Comparison Between Cebu and Stokmarknes

For one person, living is cheaper in Cebu: $915 a month against $2,652 in Stokmarknes, rent and utilities included – about $20,800 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
128

Cost of Living Index in Stokmarknes
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Stokmarknes Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Stokmarknes

🇳🇴 Norway

$2,652

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Stokmarknes

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Stokmarknes actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $2,652 in Stokmarknes.

Cebu $915
Stokmarknes $2,652

Estimated couple costs with rent: $1,418 in Cebu versus $4,015 in Stokmarknes.

Cebu $1,418
Stokmarknes $4,015

Monthly costs for a family of three with rent: $1,921 in Cebu versus $5,378 in Stokmarknes.

Cebu $1,921
Stokmarknes $5,378

Living in Cebu costs roughly 66% less than in Stokmarknes, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 33% below, Stokmarknes is 96% above.

Meal at Budget Restaurant

$3.05 ₱192

$20.63 NOK 194

-85.22%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$103 NOK 968

-76.66%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$15.80 NOK 149

-74.75%

Cappuccino

$2.50 ₱157

$5.38 NOK 50.6

-53.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$3.98 NOK 37.43

-61.31%

Water (0.33 liter bottle)

$0.50 ₱31.37

$3.18 NOK 29.93

-84.28%

Local Beer (0.5 liter draught)

$1.78 ₱112

$11.81 NOK 111

-84.93%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$10.36 NOK 97.5

-79.05%

Milk (1 liter)

$2.00 ₱126

$2.47 NOK 23.27

-19.03%

White Bread (500g)

$1.37 ₱86.2

$3.55 NOK 33.41

-61.41%

Rice (white) (1kg)

$1.03 ₱64.9

$3.87 NOK 36.44

-73.39%

Eggs

$2.03 ₱128

$4.76 NOK 44.83

-57.35%

Local Cheese (1kg)

$10.20 ₱642

$13.04 NOK 123

-21.78%

Chicken Fillets (1kg)

$4.45 ₱280

$15.20 NOK 143

-70.72%

Beef Round Steak (1kg)

$7.67 ₱483

$31.03 NOK 292

-75.28%

Apples (1kg)

$3.31 ₱208

$3.27 NOK 30.75

1.22%

Banana (1kg)

$1.46 ₱91.8

$2.58 NOK 24.26

-43.41%

Oranges (1kg)

$2.32 ₱146

$3.51 NOK 33.04

-33.90%

Tomato (1kg)

$1.49 ₱94.0

$4.77 NOK 44.90

-68.76%

Potato (1kg)

$2.34 ₱147

$2.59 NOK 24.40

-9.65%

Onion (1kg)

$1.94 ₱122

$2.88 NOK 27.13

-32.64%

Lettuce (1 head)

$1.16 ₱73.0

$3.02 NOK 28.44

-61.59%

Water (1.5 liter bottle)

$0.68 ₱42.89

$2.33 NOK 21.90

-70.82%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$17.47 NOK 164

-82.88%

Wine (Bottle)

$6.24 ₱393

$16.55 NOK 156

-62.30%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$3.49 NOK 32.83

-64.76%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$4.20 NOK 39.57

-58.81%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$4.62 NOK 43.50

-95.02%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$86.0 NOK 810

-85.66%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$12.01 NOK 113

-93.42%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$1.86 NOK 17.47

-88.17%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$69.1 NOK 650

-93.43%

Gasoline (1 liter)

$1.32 ₱82.9

$2.33 NOK 21.93

-43.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$48.7K NOK 458.2K

-56.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$42.8K NOK 402.7K

-54.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$271 NOK 2,554

-56.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$33.47 NOK 315

-57.51%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$54.3 NOK 511

-49.42%

Gym Membership (Monthly)

$32.31 ₱2,034

$49.46 NOK 466

-34.67%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$36.68 NOK 345

-82.28%

Cinema Ticket

$5.40 ₱340

$17.21 NOK 162

-68.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$234 NOK 2,204

17.87%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$12.9K NOK 121.9K

-39.25%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$99.7 NOK 938

-50.47%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$56.7 NOK 534

-56.68%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$126 NOK 1,187

-39.21%

Men's Leather Business Shoes

$58.9 ₱3,706

$155 NOK 1,461

-62.09%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$1,206 NOK 11.4K

-58.26%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$1,016 NOK 9,563

-70.02%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$1,973 NOK 18.6K

-45.53%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$1,690 NOK 15.9K

-62.60%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$6,221 NOK 58.6K

-53.87%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$4,109 NOK 38.7K

-54.31%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.94

45.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Stokmarknes: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Stokmarknes

$1K 38.3% 234% $711

Groceries & Markets

Cebu

$210 22.9%

Stokmarknes

$485 18.3% 131% $276

Monthly Utilities & Internet

Cebu

$160 17.5%

Stokmarknes

$359 13.5% 124% $199

Clothing & Footwear

Cebu

$94 10.3%

Stokmarknes

$197 7.4% 109% $103

Eating Out

Cebu

$88 9.6%

Stokmarknes

$385 14.5% 339% $298

Sport & Entertainment

Cebu

$43 4.7%

Stokmarknes

$84 3.2% 94.6% $41

Getting Around

Cebu

$15 1.7%

Stokmarknes

$126 4.7% 730% $111

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $1,206 in Stokmarknes. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $103 in Stokmarknes for a mid-range dinner for two. Groceries echo the gap at $210 vs $485 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇴 Stokmarknes

🕒 Local time

16:42 4:42 PM

10:42 10:42 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

3,300

💱 Currency

Philippine Peso PHP ₱

Norwegian Krone NOK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

NOK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Norwegian Krone exchange rates as of October 22, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Stokmarknes 9,690 km ≈ 13 h nonstop flight

From you

Cebu
Stokmarknes

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Stokmarknes: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 190% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,372 in Cebu and $3,978 in Stokmarknes to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $503 in Cebu versus $1,206 in Stokmarknes. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $2,652 in Stokmarknes – a 190% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 597% less than in Stokmarknes. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $2,652 in Stokmarknes, a $1,500 budget is realistic in Cebu but tight or insufficient in Stokmarknes. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Stokmarknes, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Stokmarknes are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 190% less than in Stokmarknes. Beyond cost, consider language, visa policies, and how big the international community is in each city.