For one person, living is cheaper in Cebu: $915 a month against $2,492 in Stokke, rent and utilities included – about $18,900 less a year. Rent and utilities account for about half of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stokke and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $2,492 in Stokke versus $915 in Cebu.
Stokke $2,492
Cebu $915
Estimated couple costs with rent: $3,829 in Stokke versus $1,418 in Cebu.
Stokke $3,829
Cebu $1,418
Monthly costs for a family of three with rent: $5,167 in Stokke versus $1,921 in Cebu.
Stokke $5,167
Cebu $1,921
🌍
Living in Stokke is roughly 172% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Stokke is 84% above, Cebu is 33% below.
Currency
No currencies found
🍽 Eating Out
Stokke
Cebu
Difference
Meal at Budget Restaurant
$20.72NOK 195
$3.05₱192
579.34%
Three-Course Dinner for Two, Mid-Range
$125NOK 1,176
$24.00₱1,511
420.38%
Fast Food Meal(McDonalds, etc)
$15.79NOK 149
$3.99₱251
295.74%
Cappuccino
$5.98NOK 56.3
$2.50₱157
139.20%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$4.40NOK 41.46
$1.54₱97.1
185.71%
Water(0.33 liter bottle)
$3.33NOK 31.33
$0.50₱31.37
566.00%
Local Beer(0.5 liter draught)
$11.73NOK 110
$1.78₱112
558.99%
Imported Beer(0.33 liter bottle)
$12.48NOK 117
$2.17₱136
475.12%
🛒 Groceries & Markets
Stokke
Cebu
Difference
Milk(1 liter)
$2.19NOK 20.65
$2.00₱126
9.50%
White Bread(500g)
$2.14NOK 20.10
$1.37₱86.2
56.20%
Rice(white)(1kg)
$4.67NOK 43.99
$1.03₱64.9
353.40%
Eggs
$4.57NOK 43.03
$2.03₱128
125.12%
Local Cheese(1kg)
$10.27NOK 96.7
$10.20₱642
0.69%
Chicken Fillets(1kg)
$15.40NOK 145
$4.45₱280
246.07%
Beef Round Steak(1kg)
$30.88NOK 291
$7.67₱483
302.61%
Apples(1kg)
$3.11NOK 29.27
$3.31₱208
-6.04%
Banana(1kg)
$2.48NOK 23.37
$1.46₱91.8
69.86%
Oranges(1kg)
$3.54NOK 33.28
$2.32₱146
52.59%
Tomato(1kg)
$5.71NOK 53.8
$1.49₱94.0
283.22%
Potato(1kg)
$2.40NOK 22.57
$2.34₱147
2.56%
Onion(1kg)
$2.77NOK 26.04
$1.94₱122
42.78%
Lettuce(1 head)
$2.35NOK 22.09
$1.16₱73.0
102.59%
Water(1.5 liter bottle)
$0.86NOK 8.12
$0.68₱42.89
26.47%
Cigarettes 20 Pack(Marlboro, Camel)
$17.43NOK 164
$2.99₱188
482.94%
Wine(Bottle)
$14.75NOK 139
$6.24₱393
136.38%
Local Beer(0.5 liter bottle)
$3.48NOK 32.74
$1.23₱77.3
182.93%
Imported Beer(0.33 liter bottle)
$4.11NOK 38.69
$1.73₱109
137.57%
🚌 Getting Around
Stokke
Cebu
Difference
One-way Ticket(Public Transport)
$4.41NOK 41.48
$0.23₱14.36
1817.39%
Public Transport Monthly Pass(Regular Price)
$79.2NOK 746
$12.34₱777
541.98%
Taxi Start(Normal Tariff)
$12.02NOK 113
$0.79₱49.96
1421.52%
Taxi(Normal Tariff)(1km)
$1.85NOK 17.43
$0.22₱13.86
740.91%
Taxi 1hour Waiting(Normal Tariff)
$70.2NOK 661
$4.54₱286
1445.59%
Gasoline(1 liter)
$2.43NOK 22.83
$1.32₱82.9
84.09%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$47.1KNOK 443.3K
$21.0K₱1.3M
124.17%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$44.3KNOK 417.1K
$19.4K₱1.2M
128.37%
🧾 Monthly Utilities & Internet
Stokke
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$262NOK 2,464
$119₱7,464
120.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$30.96NOK 291
$14.22₱896
117.72%
Internet(50+ Mbps, Unlimited Data)
$53.3NOK 501
$27.47₱1,730
93.88%
🎉 Sport & Entertainment
Stokke
Cebu
Difference
Gym Membership(Monthly)
$55.6NOK 524
$32.31₱2,034
72.11%
Tennis Court(1 Hour on Weekend)
$35.84NOK 337
$6.50₱409
451.38%
Cinema Ticket
$15.38NOK 145
$5.40₱340
184.81%
🧸 Childcare & Education
Stokke
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$237NOK 2,230
$276₱17.4K
-14.19%
International Primary School, 1 Child(Yearly)
$15.6KNOK 146.7K
$7,866₱495.3K
98.09%
👕👟 Clothing & Footwear
Stokke
Cebu
Difference
Jeans(Levis 501 Or Similar)
$84.8NOK 798
$49.37₱3,108
71.76%
Summer Dress(H&M, Zara, etc)
$20.93NOK 197
$24.58₱1,548
-14.85%
Sport Shoes(Adidas, Nike)
$52.6NOK 495
$76.6₱4,825
-31.34%
Men's Leather Business Shoes
$94.4NOK 889
$58.9₱3,706
60.43%
🏠 Accommodation & Living
Stokke
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$1,181NOK 11.1K
$503₱31.7K
134.61%
1-bedroom Apartment, Outside City Center(Monthly)
$987NOK 9,293
$305₱19.2K
224.19%
3-bedroom Apartment, City Center(Monthly)
$1,990NOK 18.7K
$1,075₱67.7K
85.18%
3-bedroom Apartment, Outside City Center(Monthly)
$1,643NOK 15.5K
$632₱39.8K
159.93%
Buy Apartment in City Center(m2)
$6,163NOK 58.0K
$2,870₱180.7K
114.76%
Buy Apartment Outside City Center(m2)
$4,011NOK 37.8K
$1,877₱118.2K
113.69%
💵 Salaries & Financials
Stokke
Cebu
Difference
Average Monthly Net Salary(After Tax)
$3,446NOK 32.4K
$336₱21.1K
925.93%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.94
7.2
-31.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Stokke: October 17, 2026
Last update for Cebu: October 19, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Stokke
$987 39.6%
Cebu
$305 33.3% ↓ 69.2%$683
🛒Groceries & Markets
Stokke
$441 17.7%
Cebu
$210 22.9% ↓ 52.5%$232
🍽Eating Out
Stokke
$399 16%
Cebu
$88 9.6% ↓ 78%$312
🧾Monthly Utilities & Internet
Stokke
$346 13.9%
Cebu
$160 17.5% ↓ 53.7%$186
🚌Getting Around
Stokke
$118 4.7%
Cebu
$15 1.7% ↓ 87.2%$103
👕👟Clothing & Footwear
Stokke
$114 4.6%
Cebu
$94 10.3% ↓ 17.1%$20
🎉Sport & Entertainment
Stokke
$86 3.5%
Cebu
$43 4.7% ↓ 50.1%$43
🏠Accommodation & Living
Stokke
$1.6K 31.8%
Cebu
$632 32.9% ↓ 61.5%$1K
🛒Groceries & Markets
Stokke
$1K 19.9%
Cebu
$491 25.6% ↓ 52.3%$539
🍽Eating Out
Stokke
$1.4K 27.3%
Cebu
$290 15.1% ↓ 79.4%$1.1K
🧾Monthly Utilities & Internet
Stokke
$377 7.3%
Cebu
$174 9.1% ↓ 53.7%$202
🚌Getting Around
Stokke
$245 4.7%
Cebu
$31 1.6% ↓ 87.5%$214
👕👟Clothing & Footwear
Stokke
$253 4.9%
Cebu
$209 10.9% ↓ 17.1%$43
🎉Sport & Entertainment
Stokke
$209 4%
Cebu
$93 4.8% ↓ 55.6%$116
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,181 in Stokke and $503 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Stokke pays 926% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $125 in Stokke vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $441 vs $210 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stokke vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Stokke?
Cebu is cheaper overall, especially in groceries, eating out, and transport. The 172% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Stokke or Cebu?
Average pay runs 926% higher in Stokke, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Stokke and Cebu?
Rent for a central apartment: $1,181 in Stokke versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Stokke and in Cebu?
All in, you'll spend $2,492 per month in Stokke versus $915 in Cebu – a 172% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 542% less than in Stokke. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Stokke or in Cebu?
At $915 in Cebu versus $2,492 in Stokke, a $1,500 budget is realistic in Cebu but tight or insufficient in Stokke. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Stokke or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Stokke, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Stokke or Cebu?
Safety-wise, Stokke and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 172% less than in Stokke. Beyond cost, consider language, visa policies, and how big the international community is in each city.