Last update: Oct 2026

Cost of Living Comparison Between Cebu and Stokke

For one person, living is cheaper in Cebu: $915 a month against $2,492 in Stokke, rent and utilities included – about $18,900 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
121

Cost of Living Index in Stokke
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Stokke Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Stokke

🇳🇴 Norway

$2,492

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Stokke

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Stokke actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $2,492 in Stokke.

Cebu $915
Stokke $2,492

Estimated couple costs with rent: $1,418 in Cebu versus $3,829 in Stokke.

Cebu $1,418
Stokke $3,829

Monthly costs for a family of three with rent: $1,921 in Cebu versus $5,167 in Stokke.

Cebu $1,921
Stokke $5,167

Living in Cebu costs roughly 63% less than in Stokke, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 33% below, Stokke is 84% above.

Meal at Budget Restaurant

$3.05 ₱192

$20.72 NOK 195

-85.28%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$125 NOK 1,176

-80.78%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$15.79 NOK 149

-74.73%

Cappuccino

$2.50 ₱157

$5.98 NOK 56.3

-58.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$4.40 NOK 41.46

-65.00%

Water (0.33 liter bottle)

$0.50 ₱31.37

$3.33 NOK 31.33

-84.98%

Local Beer (0.5 liter draught)

$1.78 ₱112

$11.73 NOK 110

-84.83%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$12.48 NOK 117

-82.61%

Milk (1 liter)

$2.00 ₱126

$2.19 NOK 20.65

-8.68%

White Bread (500g)

$1.37 ₱86.2

$2.14 NOK 20.10

-35.98%

Rice (white) (1kg)

$1.03 ₱64.9

$4.67 NOK 43.99

-77.94%

Eggs

$2.03 ₱128

$4.57 NOK 43.03

-55.58%

Local Cheese (1kg)

$10.20 ₱642

$10.27 NOK 96.7

-0.68%

Chicken Fillets (1kg)

$4.45 ₱280

$15.40 NOK 145

-71.10%

Beef Round Steak (1kg)

$7.67 ₱483

$30.88 NOK 291

-75.16%

Apples (1kg)

$3.31 ₱208

$3.11 NOK 29.27

6.43%

Banana (1kg)

$1.46 ₱91.8

$2.48 NOK 23.37

-41.13%

Oranges (1kg)

$2.32 ₱146

$3.54 NOK 33.28

-34.46%

Tomato (1kg)

$1.49 ₱94.0

$5.71 NOK 53.8

-73.91%

Potato (1kg)

$2.34 ₱147

$2.40 NOK 22.57

-2.50%

Onion (1kg)

$1.94 ₱122

$2.77 NOK 26.04

-29.96%

Lettuce (1 head)

$1.16 ₱73.0

$2.35 NOK 22.09

-50.64%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.86 NOK 8.12

-20.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$17.43 NOK 164

-82.85%

Wine (Bottle)

$6.24 ₱393

$14.75 NOK 139

-57.69%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$3.48 NOK 32.74

-64.66%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$4.11 NOK 38.69

-57.91%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$4.41 NOK 41.48

-94.78%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$79.2 NOK 746

-84.42%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$12.02 NOK 113

-93.43%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$1.85 NOK 17.43

-88.11%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$70.2 NOK 661

-93.53%

Gasoline (1 liter)

$1.32 ₱82.9

$2.43 NOK 22.83

-45.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$47.1K NOK 443.3K

-55.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$44.3K NOK 417.1K

-56.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$262 NOK 2,464

-54.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$30.96 NOK 291

-54.07%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$53.3 NOK 501

-48.42%

Gym Membership (Monthly)

$32.31 ₱2,034

$55.6 NOK 524

-41.90%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$35.84 NOK 337

-81.86%

Cinema Ticket

$5.40 ₱340

$15.38 NOK 145

-64.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$237 NOK 2,230

16.53%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$15.6K NOK 146.7K

-49.52%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$84.8 NOK 798

-41.78%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$20.93 NOK 197

17.44%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$52.6 NOK 495

45.65%

Men's Leather Business Shoes

$58.9 ₱3,706

$94.4 NOK 889

-37.67%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$1,181 NOK 11.1K

-57.38%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$987 NOK 9,293

-69.15%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$1,990 NOK 18.7K

-46.00%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$1,643 NOK 15.5K

-61.53%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$6,163 NOK 58.0K

-53.44%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$4,011 NOK 37.8K

-53.20%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$3,446 NOK 32.4K

-90.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.94

45.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Stokke: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Stokke

$987 39.6% 224% $683

Groceries & Markets

Cebu

$210 22.9%

Stokke

$441 17.7% 111% $232

Monthly Utilities & Internet

Cebu

$160 17.5%

Stokke

$346 13.9% 116% $186

Clothing & Footwear

Cebu

$94 10.3%

Stokke

$114 4.6% 20.7% $20

Eating Out

Cebu

$88 9.6%

Stokke

$399 16% 355% $312

Sport & Entertainment

Cebu

$43 4.7%

Stokke

$86 3.5% 100% $43

Getting Around

Cebu

$15 1.7%

Stokke

$118 4.7% 680% $103

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $1,181 in Stokke. Housing cost is often the main lever when comparing two cities.

Stokke pays 926% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $125 in Stokke for a mid-range dinner for two. Groceries echo the gap at $210 vs $441 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇴 Stokke

🕒 Local time

02:26 2:26 AM

20:26 8:26 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

4,000

💱 Currency

Philippine Peso PHP ₱

Norwegian Krone NOK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

NOK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Norwegian Krone exchange rates as of October 20, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Stokke 10,310 km ≈ 13 h nonstop flight

From you

Cebu
Stokke

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Stokke: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 172% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 926% lower in Stokke. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $1,181 in Stokke. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $2,492 in Stokke – a 172% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 542% less than in Stokke. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $2,492 in Stokke, a $1,500 budget is realistic in Cebu but tight or insufficient in Stokke. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Stokke, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Stokke are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 172% less than in Stokke. Beyond cost, consider language, visa policies, and how big the international community is in each city.