Last update: Oct 2026

Cost of Living Comparison Between Stillwater, OK and Toronto

For one person, living is cheaper in Stillwater, OK: $2,077 a month against $2,610 in Toronto, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Stillwater, OK
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Stillwater, OK Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Stillwater, OK

🇺🇸 United States

$2,077

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Stillwater, OK and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stillwater, OK and in Toronto actually costs, broken down by who's living it.

A single person spends $2,077 per month in Stillwater, OK vs $2,610 in Toronto, rent included.

Stillwater, OK $2,077
Toronto $2,610

A couple spends around $3,601 per month in Stillwater, OK vs $3,727 in Toronto, rent included.

Stillwater, OK $3,601
Toronto $3,727

A family of three spends $5,126 per month in Stillwater, OK vs $4,844 in Toronto, rent included.

Stillwater, OK $5,126
Toronto $4,844

Stillwater, OK is about 20% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Stillwater, OK and Toronto sit above the global median – Stillwater, OK by 53%, Toronto by 93%.

Meal at Budget Restaurant

$15.13 $15.13

$17.59 CA$24.87

-13.99%

Three-Course Dinner for Two, Mid-Range

$40.50 $40.50

$78.8 CA$111

-48.62%

Fast Food Meal (McDonalds, etc)

$9.60 $9.60

$10.73 CA$15.16

-10.53%

Cappuccino

$5.07 $5.07

$4.09 CA$5.78

23.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 $2.21

$2.10 CA$2.97

5.24%

Water (0.33 liter bottle)

$1.46 $1.46

$1.72 CA$2.43

-15.12%

Local Beer (0.5 liter draught)

$4.47 $4.47

$6.36 CA$8.99

-29.72%

Imported Beer (0.33 liter bottle)

$5.42 $5.42

$7.08 CA$10.01

-23.45%

Milk (1 liter)

$0.91 $0.91

$2.54 CA$3.59

-64.17%

White Bread (500g)

$2.71 $2.71

$2.72 CA$3.85

-0.37%

Rice (white) (1kg)

$3.45 $3.45

$2.18 CA$3.09

58.26%

Eggs

$4.37 $4.37

$3.63 CA$5.13

20.39%

Local Cheese (1kg)

$7.57 $7.57

$9.46 CA$13.37

-19.98%

Chicken Fillets (1kg)

$8.98 $8.98

$11.54 CA$16.32

-22.18%

Beef Round Steak (1kg)

$13.53 $13.53

$14.37 CA$20.32

-5.85%

Apples (1kg)

$4.55 $4.55

$3.70 CA$5.23

22.97%

Banana (1kg)

$3.07 $3.07

$1.19 CA$1.68

157.98%

Oranges (1kg)

$6.74 $6.74

$3.46 CA$4.90

94.80%

Tomato (1kg)

$5.53 $5.53

$4.22 CA$5.97

31.04%

Potato (1kg)

$3.90 $3.90

$1.79 CA$2.52

117.88%

Onion (1kg)

$3.55 $3.55

$1.65 CA$2.33

115.15%

Lettuce (1 head)

$1.92 $1.92

$2.20 CA$3.11

-12.73%

Water (1.5 liter bottle)

$1.72 $1.72

$1.26 CA$1.78

36.51%

Cigarettes 20 Pack (Marlboro, Camel)

$9.24 $9.24

$13.97 CA$19.75

-33.86%

Wine (Bottle)

$11.08 $11.08

$14.20 CA$20.07

-21.97%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.25 CA$3.18

-21.33%

Imported Beer (0.33 liter bottle)

$4.88 $4.88

$2.53 CA$3.58

92.89%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

Gasoline (1 liter)

$0.83 $0.83

$1.21 CA$1.72

-31.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K $27.6K

$26.1K CA$37.0K

5.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$21.1K CA$29.9K

23.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$120 CA$169

43.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.24 $43.24

$32.21 CA$45.54

34.24%

Internet (50+ Mbps, Unlimited Data)

$62.0 $62.0

$48.88 CA$69.1

26.84%

Gym Membership (Monthly)

$39.34 CA$55.6

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.18 $12.18

$12.58 CA$17.79

-3.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,095 $1,095

$832 CA$1,176

31.60%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

Jeans (Levis 501 Or Similar)

$81.3 $81.3

$52.3 CA$73.9

55.47%

Summer Dress (H&M, Zara, etc)

$37.79 $37.79

$39.44 CA$55.8

-4.18%

Sport Shoes (Adidas, Nike)

$101 $101

$99.0 CA$140

1.53%

Men's Leather Business Shoes

$98.2 $98.2

$122 CA$172

-19.43%

1-bedroom Apartment, City Center (Monthly)

$1,043 $1,043

$1,631 CA$2,306

-36.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,016 $1,016

$1,448 CA$2,048

-29.88%

3-bedroom Apartment, City Center (Monthly)

$2,923 $2,923

$2,737 CA$3,869

6.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,879 $2,879

$2,129 CA$3,010

35.20%

Buy Apartment in City Center (m2)

$1,729 $1,729

$8,206 CA$11.6K

-78.94%

Buy Apartment Outside City Center (m2)

$1,780 $1,780

$6,838 CA$9,666

-73.97%

Average Monthly Net Salary (After Tax)

$3,014 $3,014

$3,520 CA$4,976

-14.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

4.47

48.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stillwater, OK: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stillwater, OK

$1K 48.9%

Toronto

$1.4K 55.5% 42.6% $433

Groceries & Markets

Stillwater, OK

$359 17.3%

Toronto

$343 13.1% 4.6% $16

Monthly Utilities & Internet

Stillwater, OK

$276 13.3%

Toronto

$201 7.7% 27.4% $76

Eating Out

Stillwater, OK

$259 12.5%

Toronto

$283 10.9% 9.5% $25

Clothing & Footwear

Stillwater, OK

$143 6.9%

Toronto

$141 5.4% 1.6% $2.3

Sport & Entertainment

Stillwater, OK

$24 * 1.2%

Toronto

$65 2.5% 165% $40

Getting Around

Stillwater, OK

- * 0%

Toronto

$130 5%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,043 in Stillwater, OK versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Stillwater, OK versus $79.0 in Toronto. Groceries tell a different story – $359 in Stillwater, OK vs $343 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Stillwater, OK

🇨🇦 Toronto

🕒 Local time

10:32 10:32 AM

11:32 11:32 AM

1 h ahead of Stillwater, OK

🌤 Weather

👥 Population

44,818

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Stillwater, OK Toronto 1,720 km ≈ 2 h 45 min nonstop flight

From you

Stillwater, OK
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stillwater, OK vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,077 in Stillwater, OK, $2,610 in Toronto – roughly 26% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,116 per month in Stillwater, OK and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stillwater, OK, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $40.00 in Stillwater, OK and $79.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 5% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $3,000 monthly budget goes further in Stillwater, OK, where all-in costs run around $2,077, than in Toronto at $2,610. In Stillwater, OK it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Stillwater, OK – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Stillwater, OK. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.