Last update: Oct 2026

Cost of Living Comparison Between Toronto and Stillwater, OK

For one person, living is cheaper in Stillwater, OK: $2,077 a month against $2,610 in Toronto, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
100

Cost of Living Index in Stillwater, OK
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Stillwater, OK Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Stillwater, OK

🇺🇸 United States

$2,077

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Stillwater, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Stillwater, OK actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,077 in Stillwater, OK, rent included.

Toronto $2,610
Stillwater, OK $2,077

A couple spends around $3,727 per month in Toronto vs $3,601 in Stillwater, OK, rent included.

Toronto $3,727
Stillwater, OK $3,601

A family of three spends $4,844 per month in Toronto vs $5,126 in Stillwater, OK, rent included.

Toronto $4,844
Stillwater, OK $5,126

Toronto costs about 26% more than Stillwater, OK, and outside of rent the biggest gap is in transport.

Both Toronto and Stillwater, OK sit above the global median – Toronto by 93%, Stillwater, OK by 53%.

Meal at Budget Restaurant

$17.59 CA$24.87

$15.13 $15.13

16.26%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$40.50 $40.50

94.62%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$9.60 $9.60

11.77%

Cappuccino

$4.09 CA$5.78

$5.07 $5.07

-19.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.21 $2.21

-4.98%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.46 $1.46

17.81%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$4.47 $4.47

42.28%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.42 $5.42

30.63%

Milk (1 liter)

$2.54 CA$3.59

$0.91 $0.91

179.12%

White Bread (500g)

$2.72 CA$3.85

$2.71 $2.71

0.37%

Rice (white) (1kg)

$2.18 CA$3.09

$3.45 $3.45

-36.81%

Eggs

$3.63 CA$5.13

$4.37 $4.37

-16.93%

Local Cheese (1kg)

$9.46 CA$13.37

$7.57 $7.57

24.97%

Chicken Fillets (1kg)

$11.54 CA$16.32

$8.98 $8.98

28.51%

Beef Round Steak (1kg)

$14.37 CA$20.32

$13.53 $13.53

6.21%

Apples (1kg)

$3.70 CA$5.23

$4.55 $4.55

-18.68%

Banana (1kg)

$1.19 CA$1.68

$3.07 $3.07

-61.24%

Oranges (1kg)

$3.46 CA$4.90

$6.74 $6.74

-48.66%

Tomato (1kg)

$4.22 CA$5.97

$5.53 $5.53

-23.69%

Potato (1kg)

$1.79 CA$2.52

$3.90 $3.90

-54.10%

Onion (1kg)

$1.65 CA$2.33

$3.55 $3.55

-53.52%

Lettuce (1 head)

$2.20 CA$3.11

$1.92 $1.92

14.58%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.72 $1.72

-26.74%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$9.24 $9.24

51.19%

Wine (Bottle)

$14.20 CA$20.07

$11.08 $11.08

28.16%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.77 $1.77

27.12%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$4.88 $4.88

-48.16%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

Gasoline (1 liter)

$1.21 CA$1.72

$0.83 $0.83

45.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$27.6K $27.6K

-5.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.1K $26.1K

-19.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$171 $171

-30.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$43.24 $43.24

-25.51%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$62.0 $62.0

-21.16%

Gym Membership (Monthly)

$39.34 CA$55.6

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$12.18 $12.18

3.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,095 $1,095

-24.01%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$81.3 $81.3

-35.68%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$37.79 $37.79

4.37%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$101 $101

-1.50%

Men's Leather Business Shoes

$122 CA$172

$98.2 $98.2

24.12%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,043 $1,043

56.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,016 $1,016

42.61%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,923 $2,923

-6.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,879 $2,879

-26.04%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,729 $1,729

374.73%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,780 $1,780

284.12%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$3,014 $3,014

16.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.65

-32.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Stillwater, OK: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Stillwater, OK

$1K 48.9% 29.9% $433

Groceries & Markets

Toronto

$343 13.1%

Stillwater, OK

$359 17.3% 4.8% $16

Eating Out

Toronto

$283 10.9%

Stillwater, OK

$259 12.5% 8.7% $25

Monthly Utilities & Internet

Toronto

$201 7.7%

Stillwater, OK

$276 13.3% 37.7% $76

Clothing & Footwear

Toronto

$141 5.4%

Stillwater, OK

$143 6.9% 1.6% $2.3

Getting Around

Toronto

$130 5%

Stillwater, OK

- * 0% 100%

Sport & Entertainment

Toronto

$65 2.5%

Stillwater, OK

$24 * 1.2% 62.2% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,043 in Stillwater, OK. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $40.00 in Stillwater, OK. Groceries tell a different story – $343 in Toronto vs $359 in Stillwater, OK – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Stillwater, OK

🕒 Local time

16:27 4:27 PM

15:27 3:27 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

44,818

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Stillwater, OK 1,720 km ≈ 2 h 45 min nonstop flight

From you

Toronto
Stillwater, OK

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Stillwater, OK: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $2,077 in Stillwater, OK – roughly 26% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,916 per month in Toronto and $3,116 in Stillwater, OK. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stillwater, OK, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $79.0 in Toronto and $40.00 in Stillwater, OK. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 5% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $3,000 monthly budget goes further in Stillwater, OK, where all-in costs run around $2,077, than in Toronto at $2,610. In Stillwater, OK it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Stillwater, OK – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Stillwater, OK. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.