Last update: Nov 2026

Cost of Living Comparison Between Stillwater, OK and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $2,059 in Stillwater, OK, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Stillwater, OK
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Stillwater, OK Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Stillwater, OK

🇺🇸 United States

$2,059

/mo nomad

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Monthly Cost of Living

How much you'll spend in Stillwater, OK and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stillwater, OK and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,059 per month in Stillwater, OK vs $935 in Chiang Mai, rent included.

Stillwater, OK $2,059
Chiang Mai $935

A couple spends around $3,584 per month in Stillwater, OK vs $1,467 in Chiang Mai, rent included.

Stillwater, OK $3,584
Chiang Mai $1,467

A family of three spends $5,110 per month in Stillwater, OK vs $1,999 in Chiang Mai, rent included.

Stillwater, OK $5,110
Chiang Mai $1,999

Stillwater, OK costs about 120% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Stillwater, OK sits 52% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.04 $15.04

$2.13 ฿71.7

606.10%

Three-Course Dinner for Two, Mid-Range

$40.23 $40.23

$18.62 ฿625

116.06%

Fast Food Meal (McDonalds, etc)

$9.64 $9.64

$5.60 ฿188

72.14%

Cappuccino

$5.11 $5.11

$1.66 ฿55.9

207.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 $2.14

$0.65 ฿21.73

229.23%

Water (0.33 liter bottle)

$1.54 $1.54

$0.30 ฿10.24

413.33%

Local Beer (0.5 liter draught)

$4.62 $4.62

$2.32 ฿78.0

99.14%

Imported Beer (0.33 liter bottle)

$5.59 $5.59

$3.67 ฿123

52.32%

Milk (1 liter)

$0.92 $0.92

$2.02 ฿67.7

-54.46%

White Bread (500g)

$2.73 $2.73

$1.41 ฿47.29

93.62%

Rice (white) (1kg)

$3.60 $3.60

$1.39 ฿46.75

158.99%

Eggs

$4.26 $4.26

$2.37 ฿79.5

79.75%

Local Cheese (1kg)

$7.31 $7.31

$16.52 ฿555

-55.75%

Chicken Fillets (1kg)

$9.32 $9.32

$2.67 ฿89.7

249.06%

Beef Round Steak (1kg)

$13.63 $13.63

$9.02 ฿303

51.11%

Apples (1kg)

$4.56 $4.56

$2.40 ฿80.6

90.00%

Banana (1kg)

$2.99 $2.99

$1.04 ฿34.98

187.50%

Oranges (1kg)

$6.99 $6.99

$1.66 ฿55.7

321.08%

Tomato (1kg)

$5.43 $5.43

$1.56 ฿52.4

248.08%

Potato (1kg)

$3.91 $3.91

$1.24 ฿41.57

215.32%

Onion (1kg)

$3.43 $3.43

$1.09 ฿36.50

214.68%

Lettuce (1 head)

$1.89 $1.89

$0.76 ฿25.59

148.68%

Water (1.5 liter bottle)

$1.78 $1.78

$0.51 ฿17.27

249.02%

Cigarettes 20 Pack (Marlboro, Camel)

$8.96 $8.96

$4.12 ฿138

117.48%

Wine (Bottle)

$11.16 $11.16

$17.93 ฿602

-37.76%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$1.62 ฿54.5

5.56%

Imported Beer (0.33 liter bottle)

$4.94 $4.94

$2.82 ฿94.8

75.18%

One-way Ticket (Public Transport)

$0.93 ฿31.39

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,777

Taxi Start (Normal Tariff)

$1.18 ฿39.52

Taxi (Normal Tariff) (1km)

$0.17 ฿5.76

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿60.9

Gasoline (1 liter)

$0.78 $0.78

$1.47 ฿49.47

-46.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K $26.9K

$21.0K ฿705.8K

28.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.5K ฿890.7K

-2.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$62.6 ฿2,101

163.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.79 $43.79

$11.60 ฿390

277.50%

Internet (50+ Mbps, Unlimited Data)

$63.6 $63.6

$20.30 ฿682

213.25%

Gym Membership (Monthly)

$37.88 ฿1,272

Tennis Court (1 Hour on Weekend)

$3.70 ฿124

Cinema Ticket

$11.82 $11.82

$6.51 ฿219

81.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,480 $1,480

$727 ฿24.4K

103.61%

International Primary School, 1 Child (Yearly)

$9,992 $9,992

$16.6K ฿556.7K

-39.72%

Jeans (Levis 501 Or Similar)

$79.1 $79.1

$53.5 ฿1,798

47.65%

Summer Dress (H&M, Zara, etc)

$38.50 $38.50

$24.80 ฿833

55.24%

Sport Shoes (Adidas, Nike)

$99.1 $99.1

$90.4 ฿3,036

9.61%

Men's Leather Business Shoes

$100 $100

$72.0 ฿2,418

39.47%

1-bedroom Apartment, City Center (Monthly)

$1,050 $1,050

$481 ฿16.2K

118.16%

1-bedroom Apartment, Outside City Center (Monthly)

$999 $999

$310 ฿10.4K

222.48%

3-bedroom Apartment, City Center (Monthly)

$2,959 $2,959

$1,058 ฿35.5K

179.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,865 $2,865

$659 ฿22.1K

335.00%

Buy Apartment in City Center (m2)

$1,763 $1,763

$2,418 ฿81.2K

-27.07%

Buy Apartment Outside City Center (m2)

$1,769 $1,769

$1,609 ฿54.0K

9.95%

Average Monthly Net Salary (After Tax)

$2,992 $2,992

$595 ฿20.0K

403.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

5.57

18.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stillwater, OK: November 1, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stillwater, OK

$999 48.5%

Chiang Mai

$310 33.1% 69% $690

Groceries & Markets

Stillwater, OK

$361 17.6%

Chiang Mai

$237 25.3% 34.5% $125

Monthly Utilities & Internet

Stillwater, OK

$272 13.2%

Chiang Mai

$94 10.1% 65.3% $178

Eating Out

Stillwater, OK

$260 12.6%

Chiang Mai

$77 8.2% 70.5% $183

Clothing & Footwear

Stillwater, OK

$143 6.9%

Chiang Mai

$108 11.6% 24.1% $34

Sport & Entertainment

Stillwater, OK

$24 * 1.2%

Chiang Mai

$51 5.4% 115% $27

Getting Around

Stillwater, OK

- * 0%

Chiang Mai

$59 6.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,050 in Stillwater, OK versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Stillwater, OK are about 5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40 in Stillwater, OK versus $19 in Chiang Mai. Monthly groceries follow the same trend: $361 vs $237 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇺🇸 Stillwater, OK

🇹🇭 Chiang Mai

🕒 Local time

09:23 9:23 AM

22:23 10:23 PM

13 h ahead of Stillwater, OK

🌤 Weather

👥 Population

44,818

127,240

💱 Currency

United States Dollar USD $

Thai Baht THB ฿

📈 Exchange rate

1 USD = 0.89 EUR

100 THB = 2.98 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

🇹🇭 Thai Baht (฿)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Thai Baht exchange rates as of November 5, 2026: 1 USD = 33.59 THB (100 THB = 2.98 USD). 1 EUR = 37.75 THB (100 THB = 2.65 EUR).

THB to USD in detail →

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Stillwater, OK Chiang Mai 13,680 km ≈ 18 h nonstop flight

From you

Stillwater, OK
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stillwater, OK vs Chiang Mai: Cost of Living - Frequently Asked Questions

Stillwater, OK costs about 120% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,088 per month in Stillwater, OK and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $1,050 in Stillwater, OK.

A mid-range dinner for two costs $40 in Stillwater, OK and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 53% more in Stillwater, OK, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $2,059 in Stillwater, OK and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Stillwater, OK makes more sense. Both are solid long-term options with distinct trade-offs.