Last update: Nov 2026

Cost of Living Comparison Between Stillwater, MN and Lima

For one person, living is cheaper in Lima: $1,042 a month against $2,889 in Stillwater, MN, rent and utilities included – about $22,200 less a year. Rent and utilities account for most of the difference.

137

Cost of Living Index in Stillwater, MN
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Stillwater, MN Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Stillwater, MN

🇺🇸 United States

$2,889

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Stillwater, MN and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stillwater, MN and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,889 in Stillwater, MN versus $1,042 in Lima.

Stillwater, MN $2,889
Lima $1,042

Estimated couple costs with rent: $4,083 in Stillwater, MN versus $1,651 in Lima.

Stillwater, MN $4,083
Lima $1,651

Monthly costs for a family of three with rent: $5,277 in Stillwater, MN versus $2,259 in Lima.

Stillwater, MN $5,277
Lima $2,259

Living in Stillwater, MN is roughly 177% more expensive than in Lima, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Stillwater, MN is 114% above, Lima is 23% below.

Meal at Budget Restaurant

$17.38 $17.38

$4.64 PEN 15.95

274.57%

Three-Course Dinner for Two, Mid-Range

$83.1 $83.1

$34.34 PEN 118

142.11%

Fast Food Meal (McDonalds, etc)

$11.82 $11.82

$7.01 PEN 24.12

68.62%

Cappuccino

$5.81 $5.81

$3.22 PEN 11.09

80.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.13 $3.13

$1.13 PEN 3.90

176.99%

Water (0.33 liter bottle)

$2.39 $2.39

$0.61 PEN 2.09

291.80%

Local Beer (0.5 liter draught)

$6.91 $6.91

$2.93 PEN 10.08

135.84%

Imported Beer (0.33 liter bottle)

$8.20 $8.20

$4.25 PEN 14.63

92.94%

Milk (1 liter)

$0.85 $0.85

$1.58 PEN 5.44

-46.20%

White Bread (500g)

$3.48 $3.48

$2.61 PEN 8.98

33.33%

Rice (white) (1kg)

$6.77 $6.77

$1.30 PEN 4.47

420.77%

Eggs

$3.55 $3.55

$2.92 PEN 10.05

21.58%

Local Cheese (1kg)

$10.34 $10.34

$9.54 PEN 32.82

8.39%

Chicken Fillets (1kg)

$13.45 $13.45

$5.71 PEN 19.66

135.55%

Beef Round Steak (1kg)

$18.96 $18.96

$9.47 PEN 32.58

100.21%

Apples (1kg)

$4.73 $4.73

$2.01 PEN 6.91

135.32%

Banana (1kg)

$1.86 $1.86

$1.02 PEN 3.52

82.35%

Oranges (1kg)

$4.48 $4.48

$1.45 PEN 4.99

208.97%

Tomato (1kg)

$5.29 $5.29

$1.49 PEN 5.14

255.03%

Potato (1kg)

$4.55 $4.55

$0.91 PEN 3.14

400.00%

Onion (1kg)

$4.13 $4.13

$0.89 PEN 3.07

364.04%

Lettuce (1 head)

$2.34 $2.34

$0.86 PEN 2.97

172.09%

Water (1.5 liter bottle)

$2.60 $2.60

$0.89 PEN 3.06

192.13%

Cigarettes 20 Pack (Marlboro, Camel)

$13.05 $13.05

$5.47 PEN 18.83

138.57%

Wine (Bottle)

$15.87 $15.87

$10.17 PEN 35.00

56.05%

Local Beer (0.5 liter bottle)

$2.77 $2.77

$1.81 PEN 6.21

53.04%

Imported Beer (0.33 liter bottle)

$5.83 $5.83

$3.15 PEN 10.84

85.08%

One-way Ticket (Public Transport)

$0.66 PEN 2.28

Public Transport Monthly Pass (Regular Price)

$84.4 $84.4

$31.89 PEN 110

164.60%

Taxi Start (Normal Tariff)

$5.07 $5.07

$3.43 PEN 11.79

47.81%

Taxi (Normal Tariff) (1km)

$1.75 $1.75

$1.98 PEN 6.80

-11.62%

Taxi 1hour Waiting (Normal Tariff)

$23.55 $23.55

$9.60 PEN 33.04

145.31%

Gasoline (1 liter)

$1.01 $1.01

$1.71 PEN 5.89

-40.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K $30.6K

$21.9K PEN 75.3K

39.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$29.0K PEN 100.0K

-11.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 $130

$65.8 PEN 227

97.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.0 $57.0

$15.26 PEN 52.5

273.33%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$26.87 PEN 92.5

154.60%

Gym Membership (Monthly)

$123 $123

$32.91 PEN 113

273.53%

Tennis Court (1 Hour on Weekend)

$35.66 $35.66

$20.12 PEN 69.2

77.24%

Cinema Ticket

$15.57 $15.57

$7.12 PEN 24.49

118.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,356 $1,356

$309 PEN 1,064

338.61%

International Primary School, 1 Child (Yearly)

$36.1K $36.1K

$21.4K PEN 73.5K

69.21%

Jeans (Levis 501 Or Similar)

$56.1 $56.1

$52.0 PEN 179

8.00%

Summer Dress (H&M, Zara, etc)

$44.67 $44.67

$35.69 PEN 123

25.16%

Sport Shoes (Adidas, Nike)

$91.2 $91.2

$81.8 PEN 281

11.44%

Men's Leather Business Shoes

$50.4 $50.4

$78.0 PEN 268

-35.34%

1-bedroom Apartment, City Center (Monthly)

$1,472 $1,472

$727 PEN 2,501

102.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,516 $1,516

$373 PEN 1,284

306.44%

3-bedroom Apartment, City Center (Monthly)

$2,257 $2,257

$1,249 PEN 4,297

80.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,139 $2,139

$739 PEN 2,544

189.37%

Buy Apartment in City Center (m2)

$2,972 $2,972

$2,380 PEN 8,191

24.88%

Buy Apartment Outside City Center (m2)

$2,915 $2,915

$1,365 PEN 4,697

113.55%

Average Monthly Net Salary (After Tax)

$6,884 $6,884

$650 PEN 2,238

958.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

8.38

-21.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stillwater, MN: November 2, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stillwater, MN

$1.5K 52.5%

Lima

$373 35.8% 75.4% $1.1K

Groceries & Markets

Stillwater, MN

$439 15.2%

Lima

$228 21.9% 48% $211

Eating Out

Stillwater, MN

$317 11%

Lima

$127 12.2% 60% $190

Monthly Utilities & Internet

Stillwater, MN

$256 8.9%

Lima

$108 10.4% 57.8% $148

Sport & Entertainment

Stillwater, MN

$154 5.3%

Lima

$47 4.5% 69.4% $107

Clothing & Footwear

Stillwater, MN

$109 3.8%

Lima

$111 10.7% 2.1% $2.3

Getting Around

Stillwater, MN

$98 * 3.4%

Lima

$48 4.6% 51.3% $50

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,472 in Stillwater, MN and $727 in Lima. Housing cost is often the main lever when comparing two cities.

Stillwater, MN pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $83 in Stillwater, MN vs $34 in Lima for a mid-range dinner for two. Groceries echo the gap at $439 vs $228 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Stillwater, MN

🇵🇪 Lima

🕒 Local time

06:22 6:22 AM

07:22 7:22 AM

1 h ahead of Stillwater, MN

🌤 Weather

👥 Population

44,818

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.87 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

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Between locations

Stillwater, MN Lima 6,550 km ≈ 9 h nonstop flight

From you

Stillwater, MN
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stillwater, MN vs Lima: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,889 in Stillwater, MN and $1,042 in Lima, so Lima is about 64% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Stillwater, MN is about 11 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,472 in Stillwater, MN versus $727 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,356 in Stillwater, MN versus $309 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 92% higher in Stillwater, MN. For households that cook at home regularly, that difference adds up over a month.

At $1,042 in Lima versus $2,889 in Stillwater, MN, a $2,000 budget is realistic in Lima but tight or insufficient in Stillwater, MN. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lima gentler on the wallet – expenses run 64% less than in Stillwater, MN. Beyond cost, consider language, visa policies, and how big the international community is in each city.