Last update: Oct 2026

Cost of Living Comparison Between Stillwater, MN and Amsterdam

For one person, living is cheaper in Stillwater, MN: $2,884 a month against $3,465 in Amsterdam, rent and utilities included – about $7,000 less a year. Higher rent and utilities in Amsterdam outweigh lower spending on other living expenses.

140

Cost of Living Index in Stillwater, MN
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Stillwater, MN Living Index
168

Cost of Living Index in Amsterdam
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Amsterdam Living Index

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Stillwater, MN

🇺🇸 United States

$2,884

/mo nomad

Amsterdam

🇳🇱 Netherlands

$3,465

/mo nomad

Monthly Cost of Living

How much you'll spend in Stillwater, MN and in Amsterdam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stillwater, MN and in Amsterdam actually costs, broken down by who's living it.

A single person spends $2,884 per month in Stillwater, MN vs $3,465 in Amsterdam, rent included.

Stillwater, MN $2,884
Amsterdam $3,465

A couple spends around $4,047 per month in Stillwater, MN vs $4,929 in Amsterdam, rent included.

Stillwater, MN $4,047
Amsterdam $4,929

A family of three spends $5,209 per month in Stillwater, MN vs $6,393 in Amsterdam, rent included.

Stillwater, MN $5,209
Amsterdam $6,393

Stillwater, MN is about 17% cheaper than Amsterdam, and outside of rent the biggest gap is in leisure.

Both Stillwater, MN and Amsterdam sit above the global median – Stillwater, MN by 114%, Amsterdam by 157%.

Meal at Budget Restaurant

$17.57 $17.57

$22.10 €19.66

-20.50%

Three-Course Dinner for Two, Mid-Range

$81.0 $81.0

$90.0 €80.0

-9.97%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$15.32 €13.63

-20.89%

Cappuccino

$5.85 $5.85

$4.58 €4.07

27.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.08 $3.08

$3.70 €3.29

-16.76%

Water (0.33 liter bottle)

$2.27 $2.27

$2.98 €2.65

-23.83%

Local Beer (0.5 liter draught)

$6.85 $6.85

$7.38 €6.56

-7.18%

Imported Beer (0.33 liter bottle)

$8.04 $8.04

$5.73 €5.10

40.31%

Milk (1 liter)

$0.90 $0.90

$1.57 €1.40

-42.68%

White Bread (500g)

$3.61 $3.61

$2.30 €2.04

56.96%

Rice (white) (1kg)

$6.49 $6.49

$2.51 €2.23

158.57%

Eggs

$3.59 $3.59

$5.07 €4.51

-29.19%

Local Cheese (1kg)

$10.24 $10.24

$16.73 €14.88

-38.79%

Chicken Fillets (1kg)

$13.54 $13.54

$13.11 €11.66

3.28%

Beef Round Steak (1kg)

$18.88 $18.88

$22.79 €20.28

-17.16%

Apples (1kg)

$4.48 $4.48

$2.73 €2.43

64.10%

Banana (1kg)

$1.81 $1.81

$2.76 €2.46

-34.42%

Oranges (1kg)

$4.57 $4.57

$2.74 €2.44

66.79%

Tomato (1kg)

$5.25 $5.25

$3.78 €3.37

38.89%

Potato (1kg)

$4.31 $4.31

$2.38 €2.11

81.09%

Onion (1kg)

$4.16 $4.16

$1.61 €1.43

158.39%

Lettuce (1 head)

$2.29 $2.29

$1.46 €1.30

56.85%

Water (1.5 liter bottle)

$2.59 $2.59

$1.77 €1.58

46.33%

Cigarettes 20 Pack (Marlboro, Camel)

$12.94 $12.94

$14.52 €12.92

-10.88%

Wine (Bottle)

$15.69 $15.69

$9.10 €8.09

72.42%

Local Beer (0.5 liter bottle)

$2.86 $2.86

$1.79 €1.59

59.78%

Imported Beer (0.33 liter bottle)

$5.78 $5.78

$2.43 €2.16

137.86%

One-way Ticket (Public Transport)

$3.69 €3.29

Public Transport Monthly Pass (Regular Price)

$82.9 $82.9

$112 €100

-26.33%

Taxi Start (Normal Tariff)

$5.06 $5.06

$4.51 €4.01

12.20%

Taxi (Normal Tariff) (1km)

$1.73 $1.73

$3.44 €3.06

-49.71%

Taxi 1hour Waiting (Normal Tariff)

$23.82 $23.82

$39.71 €35.32

-40.02%

Gasoline (1 liter)

$1.01 $1.01

$2.63 €2.34

-61.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$41.3K €36.7K

-12.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$39.4K €35.1K

-35.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 $131

$295 €262

-55.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.7 $54.7

$22.26 €19.80

145.82%

Internet (50+ Mbps, Unlimited Data)

$66.7 $66.7

$51.1 €45.46

30.44%

Gym Membership (Monthly)

$127 $127

$59.9 €53.3

111.15%

Tennis Court (1 Hour on Weekend)

$34.50 $34.50

$35.44 €31.52

-2.65%

Cinema Ticket

$15.54 $15.54

$16.82 €14.96

-7.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,383 $1,383

$2,826 €2,513

-51.05%

International Primary School, 1 Child (Yearly)

$35.8K $35.8K

$17.1K €15.2K

109.19%

Jeans (Levis 501 Or Similar)

$58.7 $58.7

$92.5 €82.3

-36.51%

Summer Dress (H&M, Zara, etc)

$44.66 $44.66

$41.61 €37.01

7.33%

Sport Shoes (Adidas, Nike)

$90.5 $90.5

$97.6 €86.9

-7.32%

Men's Leather Business Shoes

$49.40 $49.40

$132 €117

-62.56%

1-bedroom Apartment, City Center (Monthly)

$1,492 $1,492

$2,575 €2,290

-42.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,512 $1,512

$1,955 €1,739

-22.65%

3-bedroom Apartment, City Center (Monthly)

$2,219 $2,219

$3,997 €3,555

-44.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,083 $2,083

$3,053 €2,716

-31.77%

Buy Apartment in City Center (m2)

$3,067 $3,067

$10.4K €9,222

-70.42%

Buy Apartment Outside City Center (m2)

$2,899 $2,899

$6,494 €5,776

-55.36%

Average Monthly Net Salary (After Tax)

$6,855 $6,855

$4,692 €4,174

46.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

3.27

101.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stillwater, MN: October 13, 2026

Last update for Amsterdam: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stillwater, MN

$1.5K 52.4%

Amsterdam

$2K 56.4% 29.3% $443

Groceries & Markets

Stillwater, MN

$437 15.2%

Amsterdam

$383 11% 12.4% $54

Eating Out

Stillwater, MN

$319 11.1%

Amsterdam

$353 10.2% 10.6% $34

Monthly Utilities & Internet

Stillwater, MN

$253 8.8%

Amsterdam

$368 10.6% 45.8% $116

Sport & Entertainment

Stillwater, MN

$158 5.5%

Amsterdam

$94 2.7% 40.6% $64

Clothing & Footwear

Stillwater, MN

$109 3.8%

Amsterdam

$164 4.7% 49.5% $54

Getting Around

Stillwater, MN

$97 * 3.4%

Amsterdam

$149 4.3% 54.3% $52

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,492 in Stillwater, MN versus $2,575 in Amsterdam. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 46% higher in Stillwater, MN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $81.0 in Stillwater, MN versus $90.0 in Amsterdam. Groceries tell a different story – $437 in Stillwater, MN vs $383 in Amsterdam – so Amsterdam wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Stillwater, MN

🇳🇱 Amsterdam

🕒 Local time

17:56 5:56 PM

00:56 12:56 AM

7 h ahead of Stillwater, MN

🌤 Weather

👥 Population

44,818

881,933 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Stillwater, MN Amsterdam 6,650 km ≈ 9 h nonstop flight

From you

Stillwater, MN
Amsterdam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stillwater, MN vs Amsterdam: Cost of Living - Frequently Asked Questions

Yes – Amsterdam is pricier by about 20%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $4,327 per month in Stillwater, MN and $5,197 in Amsterdam. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stillwater, MN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 36% less in Stillwater, MN. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,383 per month in Stillwater, MN and $2,826 in Amsterdam. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,884 in Stillwater, MN and $3,465 in Amsterdam. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Stillwater, MN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stillwater, MN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Amsterdam makes more sense. Both are solid long-term options with distinct trade-offs.