Cost of Living Comparison Between Amsterdam and Stillwater, MN Cost of Living Comparison Between Amsterdam and Stillwater, MN

Monthly Cost of Living

A single person spends $3,543 per month in Amsterdam vs $2,876 in Stillwater, MN, rent included.

A couple spends around $5,055 per month in Amsterdam vs $4,012 in Stillwater, MN, rent included.

A family of three spends $6,567 per month in Amsterdam vs $5,147 in Stillwater, MN, rent included.

Amsterdam costs about 23% more than Stillwater, MN, driven mainly by Groceries & Markets.

Both Amsterdam and Stillwater, MN sit above the global median – Amsterdam by 164%, Stillwater, MN by 115%.

Meal at Budget Restaurant

$22.95 €19.75

$17.65 $17.65

30.03%

Three-Course Dinner for Two, Mid-Range

$109 €93.9

$80.6 $80.6

35.36%

Fast Food Meal (McDonalds, etc)

$14.93 €12.84

$12.11 $12.11

23.29%

Cappuccino

$4.98 €4.29

$5.65 $5.65

-11.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.38 €2.91

$1.97 $1.97

71.57%

Water (0.33 liter bottle)

$3.29 €2.83

$2.22 $2.22

48.20%

Local Beer (0.5 liter draught)

$6.91 €5.95

$6.23 $6.23

10.91%

Imported Beer (0.33 liter bottle)

$6.88 €5.92

$7.09 $7.09

-2.96%

Milk (1 liter)

$1.47 €1.26

$0.93 $0.93

58.06%

White Bread (500g)

$2.45 €2.11

$3.57 $3.57

-31.37%

Rice (white) (1kg)

$2.59 €2.23

$5.51 $5.51

-52.99%

Eggs

$5.30 €4.56

$3.69 $3.69

43.63%

Local Cheese (1kg)

$14.77 €12.71

$11.09 $11.09

33.18%

Chicken Fillets (1kg)

$14.48 €12.45

$14.17 $14.17

2.19%

Beef Round Steak (1kg)

$16.57 €14.25

$16.34 $16.34

1.41%

Apples (1kg)

$2.82 €2.43

$6.52 $6.52

-56.75%

Banana (1kg)

$2.55 €2.20

$1.84 $1.84

38.59%

Oranges (1kg)

$2.20 €1.90

$6.86 $6.86

-67.93%

Tomato (1kg)

$4.88 €4.19

$5.67 $5.67

-13.93%

Potato (1kg)

$2.04 €1.75

$3.03 $3.03

-32.67%

Onion (1kg)

$2.09 €1.80

$3.80 $3.80

-45.00%

Lettuce (1 head)

$1.36 €1.17

$2.57 $2.57

-47.08%

Water (1.5 liter bottle)

$1.16 €1.00

$2.33 $2.33

-50.21%

Cigarettes 20 Pack (Marlboro, Camel)

$14.36 €12.35

$7.60 $7.60

88.95%

Wine (Bottle)

$7.52 €6.47

$15.73 $15.73

-52.19%

Local Beer (0.5 liter bottle)

$1.76 €1.51

$2.17 $2.17

-18.89%

Imported Beer (0.33 liter bottle)

$3.08 €2.65

$4.94 $4.94

-37.65%

One-way Ticket (Public Transport)

$3.90 €3.36

$2.02 $2.02

93.07%

Public Transport Monthly Pass (Regular Price)

$118 €101

$82.2 $82.2

43.43%

Taxi Start (Normal Tariff)

$4.77 €4.11

$4.79 $4.79

-0.42%

Taxi (Normal Tariff) (1km)

$3.02 €2.59

$1.70 $1.70

77.65%

Taxi 1hour Waiting (Normal Tariff)

$65.2 €56.0

$24.16 $24.16

169.66%

Gasoline (1 liter)

$2.29 €1.97

$0.86 $0.86

166.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.5K €37.4K

$30.3K $30.3K

43.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €33.3K

$21.7K $21.7K

77.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$304 €261

$132 $132

130.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.92 €18.85

$51.4 $51.4

-57.32%

Internet (50+ Mbps, Unlimited Data)

$52.1 €44.83

$68.0 $68.0

-23.41%

Gym Membership (Monthly)

$63.6 €54.7

$42.15 $42.15

50.79%

Tennis Court (1 Hour on Weekend)

$39.68 €34.13

Cinema Ticket

$17.14 €14.74

$15.25 $15.25

12.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,862 €2,462

$1,608 $1,608

77.95%

International Primary School, 1 Child (Yearly)

$21.0K €18.1K

$26.7K $26.7K

-21.40%

Jeans (Levis 501 Or Similar)

$102 €87.5

$63.8 $63.8

59.42%

Summer Dress (H&M, Zara, etc)

$49.40 €42.49

$43.11 $43.11

14.59%

Sport Shoes (Adidas, Nike)

$122 €105

$88.8 $88.8

37.41%

Men's Leather Business Shoes

$137 €118

$50.3 $50.3

173.11%

1-bedroom Apartment, City Center (Monthly)

$2,380 €2,047

$1,471 $1,471

61.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,959 €1,685

$1,622 $1,622

20.77%

3-bedroom Apartment, City Center (Monthly)

$4,236 €3,644

$2,130 $2,130

98.83%

3-bedroom Apartment, Outside City Center (Monthly)

$3,031 €2,608

$2,246 $2,246

34.98%

Buy Apartment in City Center (m2)

$11.1K €9,569

$3,008 $3,008

269.77%

Buy Apartment Outside City Center (m2)

$7,621 €6,556

$2,917 $2,917

161.24%

Average Monthly Net Salary (After Tax)

$4,906 €4,220

$6,439 $6,439

-23.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.02

6.51

-38.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amsterdam: June 1, 2026

Last update for Stillwater, MN: May 30, 2026

Cost Breakdown

A central one-bedroom costs $2,380 in Amsterdam versus $1,471 in Stillwater, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Stillwater, MN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $109 in Amsterdam versus $81.0 in Stillwater, MN. Groceries tell a different story – $359 in Amsterdam vs $441 in Stillwater, MN – so Amsterdam wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Amsterdam vs Stillwater, MN: Cost of Living - Frequently Asked Questions

Yes – Amsterdam is pricier by about 23%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $5,314 per month in Amsterdam and $4,313 in Stillwater, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stillwater, MN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 43% less in Stillwater, MN. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,862 per month in Amsterdam and $1,608 in Stillwater, MN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $3,543 in Amsterdam and $2,876 in Stillwater, MN. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Stillwater, MN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stillwater, MN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Amsterdam makes more sense. Both are solid long-term options with distinct trade-offs.