Last update: Oct 2026

Cost of Living Comparison Between Amsterdam and Stillwater, MN

For one person, living is cheaper in Stillwater, MN: $2,884 a month against $3,465 in Amsterdam, rent and utilities included – about $7,000 less a year. Higher rent and utilities in Amsterdam outweigh lower spending on other living expenses.

168

Cost of Living Index in Amsterdam
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Amsterdam Living Index
140

Cost of Living Index in Stillwater, MN
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Stillwater, MN Living Index

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Amsterdam

🇳🇱 Netherlands

$3,465

/mo nomad

Stillwater, MN

🇺🇸 United States

$2,884

/mo nomad

Monthly Cost of Living

How much you'll spend in Amsterdam and in Stillwater, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Amsterdam and in Stillwater, MN actually costs, broken down by who's living it.

A single person spends $3,465 per month in Amsterdam vs $2,884 in Stillwater, MN, rent included.

Amsterdam $3,465
Stillwater, MN $2,884

A couple spends around $4,929 per month in Amsterdam vs $4,047 in Stillwater, MN, rent included.

Amsterdam $4,929
Stillwater, MN $4,047

A family of three spends $6,393 per month in Amsterdam vs $5,209 in Stillwater, MN, rent included.

Amsterdam $6,393
Stillwater, MN $5,209

Amsterdam costs about 20% more than Stillwater, MN, and outside of rent the biggest gap is in leisure.

Both Amsterdam and Stillwater, MN sit above the global median – Amsterdam by 157%, Stillwater, MN by 114%.

Meal at Budget Restaurant

$22.10 €19.66

$17.57 $17.57

25.78%

Three-Course Dinner for Two, Mid-Range

$90.0 €80.0

$81.0 $81.0

11.08%

Fast Food Meal (McDonalds, etc)

$15.32 €13.63

$12.12 $12.12

26.40%

Cappuccino

$4.58 €4.07

$5.85 $5.85

-21.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.70 €3.29

$3.08 $3.08

20.13%

Water (0.33 liter bottle)

$2.98 €2.65

$2.27 $2.27

31.28%

Local Beer (0.5 liter draught)

$7.38 €6.56

$6.85 $6.85

7.74%

Imported Beer (0.33 liter bottle)

$5.73 €5.10

$8.04 $8.04

-28.73%

Milk (1 liter)

$1.57 €1.40

$0.90 $0.90

74.44%

White Bread (500g)

$2.30 €2.04

$3.61 $3.61

-36.29%

Rice (white) (1kg)

$2.51 €2.23

$6.49 $6.49

-61.33%

Eggs

$5.07 €4.51

$3.59 $3.59

41.23%

Local Cheese (1kg)

$16.73 €14.88

$10.24 $10.24

63.38%

Chicken Fillets (1kg)

$13.11 €11.66

$13.54 $13.54

-3.18%

Beef Round Steak (1kg)

$22.79 €20.28

$18.88 $18.88

20.71%

Apples (1kg)

$2.73 €2.43

$4.48 $4.48

-39.06%

Banana (1kg)

$2.76 €2.46

$1.81 $1.81

52.49%

Oranges (1kg)

$2.74 €2.44

$4.57 $4.57

-40.04%

Tomato (1kg)

$3.78 €3.37

$5.25 $5.25

-28.00%

Potato (1kg)

$2.38 €2.11

$4.31 $4.31

-44.78%

Onion (1kg)

$1.61 €1.43

$4.16 $4.16

-61.30%

Lettuce (1 head)

$1.46 €1.30

$2.29 $2.29

-36.24%

Water (1.5 liter bottle)

$1.77 €1.58

$2.59 $2.59

-31.66%

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 €12.92

$12.94 $12.94

12.21%

Wine (Bottle)

$9.10 €8.09

$15.69 $15.69

-42.00%

Local Beer (0.5 liter bottle)

$1.79 €1.59

$2.86 $2.86

-37.41%

Imported Beer (0.33 liter bottle)

$2.43 €2.16

$5.78 $5.78

-57.96%

One-way Ticket (Public Transport)

$3.69 €3.29

Public Transport Monthly Pass (Regular Price)

$112 €100

$82.9 $82.9

35.74%

Taxi Start (Normal Tariff)

$4.51 €4.01

$5.06 $5.06

-10.87%

Taxi (Normal Tariff) (1km)

$3.44 €3.06

$1.73 $1.73

98.84%

Taxi 1hour Waiting (Normal Tariff)

$39.71 €35.32

$23.82 $23.82

66.71%

Gasoline (1 liter)

$2.63 €2.34

$1.01 $1.01

160.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.3K €36.7K

$36.1K $36.1K

14.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K €35.1K

$25.5K $25.5K

54.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 €262

$131 $131

124.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.26 €19.80

$54.7 $54.7

-59.32%

Internet (50+ Mbps, Unlimited Data)

$51.1 €45.46

$66.7 $66.7

-23.34%

Gym Membership (Monthly)

$59.9 €53.3

$127 $127

-52.64%

Tennis Court (1 Hour on Weekend)

$35.44 €31.52

$34.50 $34.50

2.72%

Cinema Ticket

$16.82 €14.96

$15.54 $15.54

8.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,826 €2,513

$1,383 $1,383

104.31%

International Primary School, 1 Child (Yearly)

$17.1K €15.2K

$35.8K $35.8K

-52.20%

Jeans (Levis 501 Or Similar)

$92.5 €82.3

$58.7 $58.7

57.51%

Summer Dress (H&M, Zara, etc)

$41.61 €37.01

$44.66 $44.66

-6.83%

Sport Shoes (Adidas, Nike)

$97.6 €86.9

$90.5 $90.5

7.90%

Men's Leather Business Shoes

$132 €117

$49.40 $49.40

167.06%

1-bedroom Apartment, City Center (Monthly)

$2,575 €2,290

$1,492 $1,492

72.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,955 €1,739

$1,512 $1,512

29.29%

3-bedroom Apartment, City Center (Monthly)

$3,997 €3,555

$2,219 $2,219

80.12%

3-bedroom Apartment, Outside City Center (Monthly)

$3,053 €2,716

$2,083 $2,083

46.55%

Buy Apartment in City Center (m2)

$10.4K €9,222

$3,067 $3,067

238.01%

Buy Apartment Outside City Center (m2)

$6,494 €5,776

$2,899 $2,899

124.01%

Average Monthly Net Salary (After Tax)

$4,692 €4,174

$6,855 $6,855

-31.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.27

6.6

-50.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amsterdam: October 12, 2026

Last update for Stillwater, MN: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Amsterdam

$2K 56.4%

Stillwater, MN

$1.5K 52.4% 22.7% $443

Groceries & Markets

Amsterdam

$383 11%

Stillwater, MN

$437 15.2% 14.2% $54

Monthly Utilities & Internet

Amsterdam

$368 10.6%

Stillwater, MN

$253 8.8% 31.4% $116

Eating Out

Amsterdam

$353 10.2%

Stillwater, MN

$319 11.1% 9.6% $34

Clothing & Footwear

Amsterdam

$164 4.7%

Stillwater, MN

$109 3.8% 33.1% $54

Getting Around

Amsterdam

$149 4.3%

Stillwater, MN

$97 * 3.4% 35.2% $52

Sport & Entertainment

Amsterdam

$94 2.7%

Stillwater, MN

$158 5.5% 68.5% $64

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,575 in Amsterdam versus $1,492 in Stillwater, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 46% higher in Stillwater, MN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $90.0 in Amsterdam versus $81.0 in Stillwater, MN. Groceries tell a different story – $383 in Amsterdam vs $437 in Stillwater, MN – so Amsterdam wins on supermarket bills even if dining out costs more.

Good to know

🇳🇱 Amsterdam

🇺🇸 Stillwater, MN

🕒 Local time

01:42 1:42 AM

18:42 6:42 PM

7 h behind Amsterdam

🌤 Weather

👥 Population

881,933 Capital

44,818

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Amsterdam Stillwater, MN 6,650 km ≈ 9 h nonstop flight

From you

Amsterdam
Stillwater, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Amsterdam vs Stillwater, MN: Cost of Living - Frequently Asked Questions

Yes – Amsterdam is pricier by about 20%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $5,197 per month in Amsterdam and $4,327 in Stillwater, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stillwater, MN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 36% less in Stillwater, MN. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,826 per month in Amsterdam and $1,383 in Stillwater, MN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $3,465 in Amsterdam and $2,884 in Stillwater, MN. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Stillwater, MN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stillwater, MN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Amsterdam makes more sense. Both are solid long-term options with distinct trade-offs.