Cost of Living Comparison Between Amsterdam and Stillwater, MN Cost of Living Comparison Between Amsterdam and Stillwater, MN

Monthly Cost of Living

A single person spends $3,440 per month in Amsterdam vs $2,893 in Stillwater, MN, rent included.

A couple spends around $4,964 per month in Amsterdam vs $4,028 in Stillwater, MN, rent included.

A family of three spends $6,488 per month in Amsterdam vs $5,163 in Stillwater, MN, rent included.

Amsterdam costs about 19% more than Stillwater, MN, driven mainly by Clothing & Footwear.

Both Amsterdam and Stillwater, MN sit above the global median – Amsterdam by 150%, Stillwater, MN by 111%.

Currency
🍽 Eating Out
Amsterdam
Stillwater, MN
Difference
Meal at Budget Restaurant
$23.03 €19.87
$17.48 $17.48
31.75%
Three-Course Dinner for Two, Mid-Range
$94.4 €81.4
$81.6 $81.6
15.67%
Fast Food Meal (McDonalds, etc)
$14.88 €12.84
$11.99 $11.99
24.10%
Cappuccino
$4.54 €3.92
$5.81 $5.81
-21.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.02 €3.47
$2.98 $2.98
34.90%
Water (0.33 liter bottle)
$3.16 €2.72
$2.23 $2.23
41.70%
Local Beer (0.5 liter draught)
$7.58 €6.54
$6.99 $6.99
8.44%
Imported Beer (0.33 liter bottle)
$5.91 €5.10
$8.20 $8.20
-27.93%
🛒 Groceries & Markets
Amsterdam
Stillwater, MN
Difference
Milk (1 liter)
$1.53 €1.32
$0.91 $0.91
68.13%
White Bread (500g)
$2.47 €2.13
$3.66 $3.66
-32.51%
Rice (white) (1kg)
$2.57 €2.22
$7.09 $7.09
-63.75%
Eggs
$5.20 €4.49
$3.65 $3.65
42.47%
Local Cheese (1kg)
$17.46 €15.06
$10.44 $10.44
67.24%
Chicken Fillets (1kg)
$13.85 €11.95
$14.16 $14.16
-2.19%
Beef Round Steak (1kg)
$21.63 €18.66
$19.52 $19.52
10.81%
Apples (1kg)
$3.04 €2.62
$4.57 $4.57
-33.48%
Banana (1kg)
$2.98 €2.57
$1.79 $1.79
66.48%
Oranges (1kg)
$2.55 €2.20
$4.53 $4.53
-43.71%
Tomato (1kg)
$4.22 €3.64
$5.15 $5.15
-18.06%
Potato (1kg)
$2.63 €2.27
$4.30 $4.30
-38.84%
Onion (1kg)
$1.60 €1.38
$3.90 $3.90
-58.97%
Lettuce (1 head)
$1.52 €1.32
$2.29 $2.29
-33.62%
Water (1.5 liter bottle)
$1.71 €1.48
$2.59 $2.59
-33.98%
Cigarettes 20 Pack (Marlboro, Camel)
$14.80 €12.78
$13.12 $13.12
12.80%
Wine (Bottle)
$8.95 €7.72
$15.92 $15.92
-43.78%
Local Beer (0.5 liter bottle)
$1.75 €1.51
$2.88 $2.88
-39.24%
Imported Beer (0.33 liter bottle)
$2.58 €2.23
$5.59 $5.59
-53.85%
🚌 Getting Around
Amsterdam
Stillwater, MN
Difference
One-way Ticket (Public Transport)
$4.02 €3.47
-
-
Public Transport Monthly Pass (Regular Price)
$118 €102
$83.5 $83.5
41.67%
Taxi Start (Normal Tariff)
$4.77 €4.12
$5.06 $5.06
-5.73%
Taxi (Normal Tariff) (1km)
$3.41 €2.94
$1.67 $1.67
104.19%
Taxi 1hour Waiting (Normal Tariff)
$39.61 €34.18
$24.04 $24.04
64.77%
Gasoline (1 liter)
$2.52 €2.18
$1.03 $1.03
144.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.1K €37.2K
$36.2K $36.2K
19.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.3K €34.8K
$25.6K $25.6K
57.58%
🧾 Monthly Utilities & Internet
Amsterdam
Stillwater, MN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$310 €267
$133 $133
133.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.16 €19.99
$54.0 $54.0
-57.09%
Internet (50+ Mbps, Unlimited Data)
$54.4 €46.91
$68.0 $68.0
-20.05%
🎉 Sport & Entertainment
Amsterdam
Stillwater, MN
Difference
Gym Membership (Monthly)
$63.6 €54.9
$123 $123
-48.34%
Tennis Court (1 Hour on Weekend)
$35.79 €30.88
$35.58 $35.58
0.59%
Cinema Ticket
$17.41 €15.02
$15.22 $15.22
14.39%
🧸 Childcare & Education
Amsterdam
Stillwater, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,897 €2,499
$1,349 $1,349
114.74%
International Primary School, 1 Child (Yearly)
$17.7K €15.2K
$35.6K $35.6K
-50.37%
👕👟 Clothing & Footwear
Amsterdam
Stillwater, MN
Difference
Jeans (Levis 501 Or Similar)
$99.1 €85.5
$57.6 $57.6
72.17%
Summer Dress (H&M, Zara, etc)
$39.92 €34.45
$44.28 $44.28
-9.85%
Sport Shoes (Adidas, Nike)
$101 €87.5
$90.3 $90.3
12.28%
Men's Leather Business Shoes
$139 €120
$50.5 $50.5
174.55%
🏠 Accommodation & Living
Amsterdam
Stillwater, MN
Difference
1-bedroom Apartment, City Center (Monthly)
$2,597 €2,241
$1,513 $1,513
71.64%
1-bedroom Apartment, Outside City Center (Monthly)
$1,916 €1,654
$1,515 $1,515
26.52%
3-bedroom Apartment, City Center (Monthly)
$3,970 €3,426
$2,263 $2,263
75.46%
3-bedroom Apartment, Outside City Center (Monthly)
$2,964 €2,558
$2,131 $2,131
39.14%
Buy Apartment in City Center (m2)
$10.9K €9,364
$2,977 $2,977
264.45%
Buy Apartment Outside City Center (m2)
$7,031 €6,067
$2,886 $2,886
143.62%
💵 Salaries & Financials
Amsterdam
Stillwater, MN
Difference
Average Monthly Net Salary (After Tax)
$4,619 €3,986
$6,798 $6,798
-32.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.36
6.27
-46.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amsterdam: August 29, 2026

Last update for Stillwater, MN: August 29, 2026

Cost Breakdown

A central one-bedroom costs $2,597 in Amsterdam versus $1,513 in Stillwater, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in Stillwater, MN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $94.0 in Amsterdam versus $82.0 in Stillwater, MN. Groceries tell a different story – $391 in Amsterdam vs $445 in Stillwater, MN – so Amsterdam wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Amsterdam vs Stillwater, MN: Cost of Living - Frequently Asked Questions
Is Stillwater, MN cheaper than Amsterdam?
Yes – Amsterdam is pricier by about 19%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $5,160 per month in Amsterdam and $4,340 in Stillwater, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Stillwater, MN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 42% less in Stillwater, MN. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $2,897 per month in Amsterdam and $1,349 in Stillwater, MN. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 enough to cover costs in Amsterdam or in Stillwater, MN?
$2,000 is a stretch for both – monthly costs hit $3,440 in Amsterdam and $2,893 in Stillwater, MN. You'll need shared housing and careful budgeting no matter which city you pick.
Is Amsterdam or Stillwater, MN more family-friendly?
Families tend to lean toward Stillwater, MN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Amsterdam or Stillwater, MN?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Stillwater, MN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Amsterdam makes more sense. Both are solid long-term options with distinct trade-offs.

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