Last update: Oct 2026

Cost of Living Comparison Between Stevens Point, WI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,830 in Stevens Point, WI, rent and utilities included – about $5,800 less a year. Rent and utilities account for about half of the difference.

88

Cost of Living Index in Stevens Point, WI
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Stevens Point, WI Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Stevens Point, WI

🇺🇸 United States

$1,830

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Stevens Point, WI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stevens Point, WI and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,830 per month in Stevens Point, WI vs $1,349 in Ubud, Bali, rent included.

Stevens Point, WI $1,830
Ubud, Bali $1,349

A couple spends around $2,504 per month in Stevens Point, WI vs $2,305 in Ubud, Bali, rent included.

Stevens Point, WI $2,504
Ubud, Bali $2,305

A family of three spends $3,177 per month in Stevens Point, WI vs $3,261 in Ubud, Bali, rent included.

Stevens Point, WI $3,177
Ubud, Bali $3,261

Stevens Point, WI costs about 36% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.11 $16.11

$3.32 Rp 60.3K

385.24%

Three-Course Dinner for Two, Mid-Range

$66.6 $66.6

$35.64 Rp 646.5K

86.84%

Fast Food Meal (McDonalds, etc)

$9.96 $9.96

$5.53 Rp 100.4K

80.11%

Cappuccino

$4.48 $4.48

$2.72 Rp 49.3K

64.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.46 $2.46

$1.70 Rp 30.9K

44.71%

Water (0.33 liter bottle)

$1.90 $1.90

$0.76 Rp 13.8K

150.00%

Local Beer (0.5 liter draught)

$3.97 $3.97

$2.65 Rp 48.1K

49.81%

Imported Beer (0.33 liter bottle)

$5.65 $5.65

$4.38 Rp 79.5K

29.00%

Milk (1 liter)

$0.84 $0.84

$1.49 Rp 27.0K

-43.62%

White Bread (500g)

$2.14 $2.14

$2.28 Rp 41.3K

-6.14%

Rice (white) (1kg)

$2.25 $2.25

$1.19 Rp 21.6K

89.08%

Eggs

$3.55 $3.55

$2.04 Rp 36.9K

74.02%

Local Cheese (1kg)

$10.41 $10.41

$17.70 Rp 321.1K

-41.19%

Chicken Fillets (1kg)

$8.71 $8.71

$3.96 Rp 71.9K

119.95%

Beef Round Steak (1kg)

$11.00 $11.00

$12.19 Rp 221.1K

-9.76%

Apples (1kg)

$4.38 $4.38

$3.66 Rp 66.3K

19.67%

Banana (1kg)

$1.33 $1.33

$1.52 Rp 27.5K

-12.50%

Oranges (1kg)

$2.14 $2.14

$2.23 Rp 40.4K

-4.04%

Tomato (1kg)

$3.41 $3.41

$1.97 Rp 35.8K

73.10%

Potato (1kg)

$1.61 $1.61

$1.85 Rp 33.5K

-12.97%

Onion (1kg)

$4.15 $4.15

$2.42 Rp 44.0K

71.49%

Lettuce (1 head)

$2.34 $2.34

$0.99 Rp 18.0K

136.36%

Water (1.5 liter bottle)

$1.54 $1.54

$0.51 Rp 9,313

201.96%

Cigarettes 20 Pack (Marlboro, Camel)

$7.84 $7.84

$2.22 Rp 40.3K

253.15%

Wine (Bottle)

$10.19 $10.19

$22.24 Rp 403.4K

-54.18%

Local Beer (0.5 liter bottle)

$2.86 $2.86

$2.26 Rp 41.0K

26.55%

Imported Beer (0.33 liter bottle)

$1.79 $1.79

$2.97 Rp 53.9K

-39.73%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$4.93 $4.93

$0.44 Rp 7,972

1020.45%

Taxi (Normal Tariff) (1km)

$1.69 $1.69

$0.43 Rp 7,801

293.02%

Taxi 1hour Waiting (Normal Tariff)

$24.05 $24.05

$5.41 Rp 98.1K

344.55%

Gasoline (1 liter)

$0.92 $0.92

$0.82 Rp 15.0K

12.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K $24.7K

$23.8K Rp 432.4M

3.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$31.7K Rp 575.9M

-17.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 $176

$79.1 Rp 1.4M

123.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.43 $25.43

$6.45 Rp 116.9K

294.26%

Internet (50+ Mbps, Unlimited Data)

$68.7 $68.7

$18.58 Rp 337.0K

269.59%

Gym Membership (Monthly)

$67.3 $67.3

$49.48 Rp 897.5K

35.99%

Tennis Court (1 Hour on Weekend)

$43.16 $43.16

$17.65 Rp 320.1K

144.53%

Cinema Ticket

$8.73 $8.73

$4.27 Rp 77.5K

104.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$799 $799

$491 Rp 8.9M

62.82%

International Primary School, 1 Child (Yearly)

$36.4K $36.4K

$5,674 Rp 102.9M

542.21%

Jeans (Levis 501 Or Similar)

$40.05 $40.05

$44.64 Rp 809.7K

-10.28%

Summer Dress (H&M, Zara, etc)

$40.49 $40.49

$34.95 Rp 634.0K

15.85%

Sport Shoes (Adidas, Nike)

$60.5 $60.5

$79.9 Rp 1.4M

-24.29%

Men's Leather Business Shoes

$79.8 $79.8

$79.4 Rp 1.4M

0.45%

1-bedroom Apartment, City Center (Monthly)

$952 $952

$1,125 Rp 20.4M

-15.36%

1-bedroom Apartment, Outside City Center (Monthly)

$805 $805

$671 Rp 12.2M

19.95%

3-bedroom Apartment, City Center (Monthly)

$886 $886

$3,565 Rp 64.7M

-75.14%

3-bedroom Apartment, Outside City Center (Monthly)

$883 $883

$1,723 Rp 31.3M

-48.79%

Buy Apartment in City Center (m2)

$1,959 $1,959

$2,732 Rp 49.5M

-28.30%

Buy Apartment Outside City Center (m2)

$1,979 $1,979

$2,284 Rp 41.4M

-13.34%

Average Monthly Net Salary (After Tax)

$3,045 $3,045

$164 Rp 3.0M

1758.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.35

13.78

-53.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stevens Point, WI: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stevens Point, WI

$805 44%

Ubud, Bali

$672 49.8% 16.6% $134

Groceries & Markets

Stevens Point, WI

$295 16.2%

Ubud, Bali

$288 21.4% 2.4% $7

Monthly Utilities & Internet

Stevens Point, WI

$271 14.8%

Ubud, Bali

$104 7.7% 61.5% $166

Eating Out

Stevens Point, WI

$261 14.3%

Ubud, Bali

$108 8% 58.8% $153

Clothing & Footwear

Stevens Point, WI

$99 5.4%

Ubud, Bali

$108 8% 8.2% $8.2

Sport & Entertainment

Stevens Point, WI

$85 4.6%

Ubud, Bali

$58 4.3% 31.5% $27

Getting Around

Stevens Point, WI

$13 * 0.7%

Ubud, Bali

$11 0.9% 14.8% $2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $952 in Stevens Point, WI versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Stevens Point, WI are about 19 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67 in Stevens Point, WI versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $295 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Stevens Point, WI

🇮🇩 Ubud, Bali

🕒 Local time

21:56 9:56 PM

11:56 11:56 AM

14 h ahead of Stevens Point, WI

🌤 Weather

👥 Population

25,666

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Stevens Point, WI Ubud, Bali 15,350 km ≈ 20 h nonstop flight

From you

Stevens Point, WI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stevens Point, WI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,830 in Stevens Point, WI, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 26% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,745 per month in Stevens Point, WI and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stevens Point, WI, especially for central apartments: a one-bedroom in the center costs $952 there versus $1,125 in Ubud, Bali.

Kindergarten costs $799 per month in Stevens Point, WI and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Monthly expenses with rent come to $1,830 in Stevens Point, WI and $1,349 in Ubud, Bali. That makes Ubud, Bali about 26% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,830 in Stevens Point, WI and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,830 in Stevens Point, WI. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Stevens Point, WI makes more sense. Both are solid long-term options with distinct trade-offs.